The Money Academy Reviews (2022 Update): Everything You Wanted To Know!

By: Brittney

This The Money Academy review has been thoroughly researched with information and testimonials that are available online to anyone in the public. Any conclusions drawn by myself are opinions.

The Good Stuff

If true, there is a lot of money to be made
Easy money
Has many wealthy affiliates

The Bad Stuff

Many up-sells
Hyped up system
Has reviews about scamming people

Firstly, Why Am I Writing This Review?

Nice to meet you, my name is Brittney!

My story starts  like many do… “slaving away” at a 9-5 job that I didn’t really enjoy, but hey – it paid the bills.

I worked for a large Fortune 500 company that performed background checks for other companies when they wanted to hire a new employee… so you know, not exactly exciting stuff.

For a lot of people, a nice stable job and predictable check coming in every month is the picture of success, but for me, it felt like I was missing out on life.

Clocking in every single day, doing the same tasks over and over again, getting home with barely enough time to make dinner and enjoy some time to myself… only to wake up again the next morning and do it all over again.

I just wanted to enjoy life without being shackled to an unfilling job. 

I wanted to be able to take vacations whenever I wanted, for however long I wanted.

I didn’t want to have to beg my boss for a salary increase that barely matched inflation.

I just wanted to be free and happy.

Then about 4 years ago (as a stroke of luck), I stumbled across a program that taught me how to make money online by actually helping real people (local US businesses).

my concrete site

The image above shows an example. This mini website brings me in around $1,250 every single month, and I haven’t touched it in over 2 years.

That’s $15,000 per year in my pocket without having to really do anything.

Just helping small mom-and-pop shops keep their lights on and grow.

So it makes sense why local lead generation is my top online business for passive income. If you’re curious how that business model works, you can read more here.

NOTE: I DO NOT WORK WITH​ The Money Academy

Who Cares About That?

99% of reviewers out there don’t have experience running an actual business. They’re writing about stuff that they have no real experience with.

Why would they do that?

They just want you to click through and buy the  program that the review is about!

I have absolutely no relationship with The Money Academy, so you can rest easy knowing that I’m going to give you my honest opinion.

This review is written based on my own experiences with this business model.

All that being said, let’s jump into things.

The Money Academy Reviews

Have you ever heard of My Online Business Empire?

The Money Academy claims to provide you a “done-for-you” internet company and says that you can just simply sign up, complete certain instructions, and start generating a lot of money practically immediately.

The video on their website shows a number of individuals earning from this technique, and the creators promise to pay you $500 if you don’t make money.

However, this is not entirely correct.

Many issues about losing money has been targeting the company.

Though is it true?

Well, learn for yourself, in this The Money Academy Review.

But before that…

In this The Money Academy review, we’ll dive into the pros and cons of the program.

But before that, let’s ask ourselves: Is affiliate marketing a worthwhile business model?

On the one hand, the promise is great…

You don’t have to create products, worry about fulfillment, customer service, or bad reviews.

Your only job is to get the right customers in front of the right offer, and take a commission when they buy.

And – theoretically – you can do it all in an hour a day from the beach.

Sounds simple, right?

Well, not really. Driving traffic (that’s internet speak for getting customers) is single-handedly the hardest part of the entire marketing process.

Later in this review, we’ll talk about all the different skills you need to drive traffic successfully.

For now, let’s just say the promise doesn’t really match up with reality.

At best, affiliate marketing is a job. You’re working for someone else, selling their products, and at any time, they can change your commission structure or block you from selling their stuff entirely.

In this business, you don’t really own or control anything. Since – for the most part – you’re driving traffic (again, the hardest job of all) and sending it to someone else, you don’t even get to keep the customers, who are the most valuable piece of the puzzle.

At worst, affiliate marketing is a pyramid scheme. There are certain – ahem – programs that charge you a monthly “membership fee”, under the guise that you will learn how to be a “wealthy affiliate marketer”.

Once you join, however, you find out the only way to really make money is by being an affiliate for that program.

That’s pretty much the textbook definition of a pyramid scheme.

Now, let’s say you really want that hour-a-day-work-from-the-beach lifestyle.

beach laptop

What if there was a way you could build a passive income stream that’s actually passive?

An income stream that doesn’t require:

  • Thousands of dollars and hundreds of hours before seeing your first dollar
  • Doing all the hard work of driving traffic to only get a tiny commission
  • Running your business on someone else’s terms

An income stream that brings in consistent revenues every single month (from a couple thousand dollars to well over $10,000)?

An income stream you could actually build in your spare time, and grow as large or as small as you want to, without having to spend hours a day testing, tweaking, and risking your money in the hope you can finally start making sales?

If that sounds like something you’d be interested in, check out Digital Real Estate. 


This is like taking all the good parts from affiliate marketing (however few there are), and putting aside all the bad.

However, if you’d still like to know more about The Money Academy, keep reading.

1. The Money Academy Overview

the Money Academy Promises

When you first enter The Money Academy’s website, a movie begins playing that shows images of prosperity and luxury, such as beautiful women, yachts, gold, private aircraft, exotic vacation homes, and heaps of money.

2. Landing Page Of The Money Academy

Landing Page Of The Money Academy

After that, the testimonies will begin. One joyful person after another tells how The Money Academy helped them earn thousands of dollars every week. Some rich affiliates make six figures or more. Which, in my opinion, may all be hired actors and fabricated testimonies.

The announcer then emphasizes how the folks in the film are average people like you and me who are earning a lot of money with The Money Academy. The narrator claims that you, too, can make thousands of dollars every week without having to do any work because others will do it for you.

3. The Money Academy’s Guarantee

The Money Academys Guarantee

He goes on to say that just viewing the video will get you at least $500 in cash. I’ll get to it in a second.

However, the narrator claims that $500 is a pittance in comparison to what you might make with The Money Academy. He even assures that with his aid, you would earn between $5,000 and $10,000 every month. In fact, he guarantees that you will soon be getting weekly checks of up to $5,500!

4. The Deception

Fake Testimonials

You may finally live the life of your dreams, according to the Money Academy. It would be great if this were true. The Money Academy, however, is not what it purports to be.

The luxurious images in The Money Academy film are characteristic of many online frauds. It’s a ruse designed to make us envy of the possibilities they’re peddling.

When we’re greedy, we can’t think sensibly. As a result, by making us hungry at the beginning of the film, we are more inclined to believe the hollow promises and manufactured testimony that follow.

5. What Exactly Is The Money Academy?

Business Opportunity

When you click on The Money Academy‘s disclaimer, you will be brought to the MOBE disclaimer. The Money Academy’s actual identity has finally been exposed. There is no free training, no done-for-you method, no internet marketing, no legitimate business prospect.

The Money Academy is only a landing page for a MOBE affiliate, which stands for My Online Business Education. It is a component of a sales funnel. MOBE is an expensive multi-level marketing company that may be a pyramid scam.

MOBE is divided into 21 levels, with each level becoming more expensive. Before you may sell a level as a MOBE member, you must first buy that level. The prices for the various tiers range from $49 to approximately $30,000!

6. The MOBE Promise

Promote MOBE And Paid Actors

MOBE does provide a money-back guarantee of $500. The Money Academy guarantees that you will earn money if you apply their technique, or they will pay you $500.

However, if you read the small print, you’ll notice that in order to be eligible for the $500, you must first pay all 21 levels. That will set you back almost $50,000!

7. The MOBE Scheme

The Money Academy Scam

If you want to earn money with The Money Academy/MOBE, follow these steps. You must first buy into some of the levels. Your personal MOBE coach/telemarketer will put you under pressure to purchase at the highest level you can afford, which might cost you hundreds of dollars.

To get money, you must then recommend them to so-called trainers, who are essentially pushy telemarketers. Money Academy/MOBE telemarketers will try to persuade your referrals to join the MOBE plan and buy membership levels as well.

Then they have to refer people to the telemarketers, and the cycle begins again. It’s a bad technique to make money and doesn’t work for the majority of individuals.

According to the MOBE earning disclosure, 95% of its members earn less than $100 per month. And this is after they paid hundreds of dollars to join and pay a monthly membership fee of at least $49 per month.

In other words, the majority of members never make a profit.

8. What Does It Cost To Join?

What Does It Cost To Join

MOBE membership only $49, however there are many upsells that may cost you more than $10,000. You are unable to join through the website because that option is no longer accessible.

If you decide to participate, you must proceed with utmost care and avoid spending money you cannot afford to lose.

9. Is The Money Academy Video Fake?

The Money Academy Video Is Fake

To be honest, The Money Academy and its underlying method, MOBE, strive to collect as much money from you as possible before enabling you to earn a dime.

And, after investing hundreds of dollars, your chances of making more than $100 each month are merely 5%!

That’s all there is to it.

Is The Money Academy A Scam?

is it a scam

So, is The Money Academy a scam? Not technically. You can make money with this program, but making money with affiliate marketing definitely isn’t as easy as the company makes it sound.

Driving traffic is extremely difficult. In order to do it successfully, you need to at least understand all these things, if not be a ninja at them:

  • Copywriting
  • Google Ads
  • Facebook Ads
  • Content Writing
  • Website Building
  • Conversion Optimization
  • Automation
  • Email Marketing
  • Click Tracking
  • Retargeting/Remarketing
  • SEO
  • Backlinking

And a lot more.

There’s a ton of work to be done upfront, no real guarantee of success, and – most importantly – the actual commissions are pretty small.

Now, there’s nothing wrong with front-loading the work and making the money later.

But if you’re grinding it out for 3 months and then your reward is a $50 commission, it’s not really worth it.

What if, instead, you could do that same 3 months of work (in your spare time), and your reward was a $500 to $2,000 payment that came in every single month?

And what if you only needed 1 or 2 of the above skills to get started, instead of mastering all 12 before seeing your first dollar?

And what if you actually didn’t need to wait 3 months? What if you could get started today and have your first payment in a week?

And what if you could double it next week?

Well, that’s the power of Digital Real Estate

Your laptop and an internet connection is all you need.

Some of the most successful students in this program run their entire 6-figure businesses from:

  • A camper in the middle of the woods
  • A beach chair on the water in Mexico
  • A small villa in Greece


They’re able to travel around, living their lives first, and focusing on their income second.

Because even if they stop working for an extended period of time, the money keeps coming in.

So adventure, memories, and experience are the top priority.

And they never have to worry about how to pay for the next trip, or consider asking for time off.

If this sounds more like the type of life you want to lead, just click here to find out more about Digital Real Estate.

Are There Alternatives To The Money Academy?

are there alternatives

Yes, there are plenty of Affiliate Marketing programs and resources to choose from if you want to pursue this business model.  Here are just a few:

What Is My Top Recommendation In Making Money Online In 2022?

Digital Real Estate

Our review team has spent months researching, reviewing, and vetting dozens of business models and thousands of programs.

While there may be no “perfect business”, the research IS conclusive:

Digital Real Estate is the #1 online business model for those just starting out.

Whether you’ve never made a dollar online, or you’ve been in this space for a while but never really “made it,” Digital Real Estate is for you.


1) It’s Flexible: got an hour a day? You can do this. Ready to drop everything else and dive in full time? You can do this. Yes, the more time you put in, the faster you see results. But even with a little time each day, you can move the needle in a Digital Real Estate business.

And because this system is so flexible, you don’t have to constantly be working to make more money. It’s called PASSIVE INCOME because if you stop working, the money doesn’t.

Imagine taking 3 months off to just tour around Europe, rent a cabin in the woods to write a book, hike the Appalachian Trail, or live on the beach and surf all day.

This is only possible if you have an income stream that’s not tied to your time


2) You Own & Control EVERYTHING: With Affiliate Marketing, you don’t really own anything. You have no control over the quality of products. You don’t even own customers.
Look at the fine print for most affiliate agreements. At any point, the company can change your commission structure, reduce your profit margins, or kick you out entirely.
With Digital Real Estate, you own the assets, which means you have all the power and all the control.


3) Little To No Startup Costs: It’s possible to get into Digital Real Estate with zero dollars upfront. Because, using the strategies outlined in this program, you can get a client to pay you BEFORE spending a penny out of your own pocket…even before you do any work.

Even without getting paid in advance, you can have your first Digital Rental Property up, running, and generating profits for less than $100.


4) Easy To Duplicate: Ok, here’s the best part: once you have your first Digital Rental Property up and running, you can literally DOUBLE your income with a few clicks, a couple keystrokes, and a single phone call (and you don’t actually need the phone call).

Remember: each Digital Rental Property is worth $500 to $2,000 a month in semi-passive income (over 95% profit). Every time you decide to create another one and increase your income, it gets easier.

Because you have more knowledge, more experience, more results, and more momentum.

If you wanted to double your income with affiliate marketing, you’d have to double your traffic, double the average order size of each customer, OR double your commission rate. And, guaranteed that’s a lot harder than a few clicks and a few minutes of your life.


5) Make Money Helping Real People: This part is what makes it all worth it. With affiliate marketing, you’re selling the product with the best commission rate, NOT the one that’s going to improve the most people’s lives.

And that makes it pretty hard to sleep at night.

But with Digital Real Estate, you’re actually helping people by solving your clients’ biggest problem:

Small, local businesses need more customers, and with Digital Real Estate, you are unleashing a flood of happy, paying customers for these businesses.

You make money by helping them make money.

Not a big, faceless corporation either…a small business owner who’s using that money to put food on the table for their family, start a college fund for their kids, or take care of a sick parent.

Once you see how Digital Real Estate makes a real impact in the lives of real people, you’ll sleep like a baby with a big smile on your face.


Now, the choice is yours. You could continue browsing, looking at opportunities like The Money Academy which could one day make you money.

You could continue researching, never making a decision.

OR, you could take a look inside, consider what you really want, and join a program that makes your dreams a reality. At the same time, joining a community of over 2,000 successful students that are living life on their own terms thanks to Digital Real Estate.

A consistent, reliable, semi-passive stream of income that doesn’t depend on you or your time to keep producing profits.

All while genuinely helping real people who are grateful and happy to pay for it.

If this sounds more like what you want out of life (or if you just want some nice side income), click here to learn more about Digital Real Estate.

Table of Contents

Brittney Here!

I get to travel the world and live life without financial worry thanks to the system below!