Digital Payments Revolution Reviews

Welcome to my Digital Payments Revolution Review. My goal is to help you understand what the program is all about, how much it costs, if it's a good use of your time, your money, and much more! It should be less than 10 minutes start to finish, so let's dive in!


This Digital Payments Revolution review has been thoroughly researched with information and testimonials that are available to anyone in the public. Any conclusions drawn by myself are opinions.

The Good Stuff

  • Good refund policy
  • Interesting business model
  • They have plenty of experience

The Bad Stuff

  • Not a complete course
  • Expensive upsells
  • Not a beginners course

Firstly, Why Am I Writing The Review?

Nice to meet you, my name is Brittney!

My story starts like many do… “slaving away” at a 9-5 job that I didn’t really enjoy, but hey – it paid the bills.

I worked for a large Fortune 500 company that performed background checks for other companies when they wanted to hire a new employee… so you know, not exactly exciting stuff.

For a lot of people, a nice stable job and predictable check coming in every month is the picture of success, but for me, it felt like I was missing out on life.

Clocking in every single day, doing the same tasks over and over again, getting home with barely enough time to make dinner and enjoy some time to myself… only to wake up again the next morning and do it all over again.

I just wanted to enjoy life without being shackled to an unfilling job.

I wanted to be able to take vacations whenever I wanted, for however long I wanted.

I didn’t want to have to beg my boss for a salary increase that barely matched inflation.

I just wanted to be free and happy.

Then about 4 years ago (as a stroke of luck), I stumbled across a program that taught me how to make money online by actually helping real people (local US businesses).

Who Cares About That?

99% of reviewers out there don’t have experience running an actual business. They’re writing about stuff that they have no real experience with.

Why would they do that?

They just want you to click through and buy the program that the review is about!

I have absolutely no relationship with J Rich, so you can rest easy knowing that I’m going to give you my honest opinion.

This review is written based on my own experiences with this business model.

All that being said, let’s jump into things.


My review of The Digital Payments Revolution will begin today.

Let me ask you something.

What comes to mind when you hear the term “residual income”?

Is it buying a house, buying stocks, or writing a book?

Everybody thinks like this when it comes to residual revenue.

The truth is, there is an untapped market where you may generate a significant amount of passive money.

It is one of the best-kept secrets in the business, and it doesn’t need any of these things.

It’s the untapped market that has been there in front of you for a long time now. “Digital payments” are the name given to this new kind of payment.

In this way, the Digital Payments Revolution course has a sense of closure.

‘Digital Payments’, a new business that replaces cash and credit card transactions, is undergoing a major transition.

Consider the fact that someone receives a commission for each credit card swipe.

Is this something you’d want to be a part of and help your family and yourself achieve?

To find out whether Digital Payments Revolution is the greatest digital payment course available, read on.

Digital Payments Revolution isn’t too different from most eCommerce courses.

Sure, their marketing makes some great promise you haven’t heard from the other eCommerce gurus, but at the end of the day, no magic bullet overcomes the massive pitfalls of this business model.

Let’s get something clear: 

There is NOTHING passive about eCommerce, no matter how well most course creators sell the dream.

If you want that travel-the-world-making-money-while-you-sleep-laptop-lifestyle, eCommerce isn’t for you.

To run a successful eCommerce business, you need to be constantly on the lookout for new products.

Scouring the internet for hot trends and trying to find the next fidget spinner will take hours out of your day.

Not to mention, it’s not enough to just have the hot new product…

You also need to get the customers.

That means ads…

Lots and lots of ads…

Testing, tweaking, targeting, spending thousands if not tens of thousands of dollars before breaking even.

Not to mention, Facebook hates eCommerce, meaning one of your top traffic sources could shut you down at any time.

All of this leads to a very stressful life, not a lot of money, and a lot of time wasted.

Time that could be better spent so you can actually live the life you want.

Now, what if there was a way you could build a passive income stream that’s actually passive?

An income stream that doesn’t require:

  • Physical Products
  • Low Margins
  • Long Wait Times
  • Angry Customers
  • Thousands of dollars testing different ad campaigns

An income stream that brings in consistent revenues every single month (from a couple thousand dollars to well over $10,000)?

An income stream you could actually build in your spare time, and grow as large or as small as you want to, without having to spend hours a day running ads, researching products, and trying not to get banned by whatever platforms you’re using?

If that sounds like something you’d be interested in, check out Digital Leasing.

This is nothing like eCommerce, and that’s probably a good thing.

However, if you’d still like to know more about Digital Payments Revolution, keep reading.

Who Is David And Patricia Carlin?

Who Is David And Patricia Carlin

“Residual Payments” a training platform administered by Patricia and David Carline are also the founders of “The Digital Payments Revolution”.

After working in the digital payment business for more than two decades, we can say that Patricia is a proven expert in the industry.

When it comes to working in the retail and eCommerce industries, David has an extensive background.

You can follow many of their social media accounts, but it’s not a good way to determine if they are legitimate or successful.

Many people make themselves look rich on social media when in reality, they are not.

But, to their credit, I don’t think they’re like that. They seem to be really successful.

What Does The Digital Payment Revolution Teach?

What Does The Digital Payment Revolution Teach

For the last couple of years, I’ve been looking at passive income sources.

Internet marketing, eCommerce and digital companies, stocks, real estate, Airbnb rentals, senior care facilities, and the investment banking sector are just a few of the businesses I’ve encountered.

This is the first time I’ve discovered the payment processor business model covered in this course.

While I am an expert in the field of creating an online business that generates passive income, I am no expert when it comes to this.

However, after some research, I was able to figure out how it all works.

Here’s how to see it clearly:

The Merchant Service Business Model

The Acquirer Stage is where you enter.

Providing a cheaper payment processor and better customer service is your goal.

There are both brick and store businesses and internet processors that may be used for this.

A portion of each sale is yours. Building a portfolio of companies with whom you may do business is your main objective.

If done properly, it may bring in a lot of revenue as well as a lot of excitement.

To build your company, you’ll have to work hard.

This includes cold calling, emailing, and even going into stores to try and get contracts.

You don’t have to do that if you don’t want to. There are other ways to make money online, which are more relaxed.

The Digital Payments Revolution Isn’t A Full Course

First, I’d want to make one thing clear: The Digital Payments Revolution is a book on digital payments.

This course does not address the merchant service concept.

It’s merely the first stage in a sales funnel and doesn’t explain the business model of the Digital Payments Revolution.

You won’t learn how to start your own company in this course, sorry.

You will need to purchase the second course, “Becoming a Highly Paid Agent.”

After paying and signing up for Digital Payments Revolution, you’ll be compelled to purchase the second one.

The Digital Payments Revolution Isnt A Full Course

The Digital Payments Revolution course is available for you to buy for $197 now or upgrade to $100 later.

A second upsell for you is also for grabs.

Digital Payments Revolution Course Digital Payments Playbook

Because they want you to get interested in their course, the Digital Payments Revolution costs only $17.

If you’ve already paid $17, you’re more likely to buy the most costly course.

You are going to be forced to buy the second course, which costs between $197 and $297, if you want to fully understand its concept.

Final note: At the end of The Digital Payments Revolution, you will be forced into a sales call with David and Patricia. This will cost thousands.

The Digital Payments Revolution Overview

The Digital Payments

Just to be clear, this is a webinar and not a course.

As an alternative to learning how to start a company, you get a sense of what you’ll be doing.

If you’re interested in learning more about digital payments, have a look at this quick course called “The Digital Payment Revolution.” It also explains the specific steps that anybody may take to earn a solid, consistent income.

This course was created by Dave and Patrica Carlin, a husband-and-wife team who have been working in the digital payments industry for more than 20 years.

Each video is approximately 15 to 20 minutes long.

Let’s take a look at each section.

  • Module 1 – What to Expect: This module briefly explains what you can expect and gives you an idea of the tasks you will be doing. It takes only 90 seconds.
  • Module 2 – Meet Your Instructions: This video is 22 minutes long and features Patricia Carlin and David Carlin. Learn about their backgrounds and the reasons they created this course.
  • Module 3 – What is Credit Card Processing?: Module 3 explains how credit cards work and how you can make some money.
  • Module 4 – Why This Is a Lucrative Business: Module 4 explains the advantages of this business model. This will give you an idea of how much money it can make and why it is so affordable to start.
  • Module 5 – Real Residual Income: This module describes how the business model generates residual income. For instance, their oldest account has been in existence for over 15 years. They’ve made money from it all these years.
  • Module 6 – The Size and Scope of This Opportunity: This module is similar to the previous one but shows how massive this opportunity is.
  • Module 7: Who Are The Potential Customers?: Module 7 explains which customers are worth following and which ones are not. Take Shopify, for example. Shopify websites don’t make sense because it is difficult for third-party payment processors to integrate with their systems.
  • Module 8 – Getting Your First Processing Account: This module explains what steps you need to follow to obtain your first processing account.
  • Module 9 – Your Next Steps: The last step is to sign up for a phone call with an agent who works for David or Patricia. It will cost thousands to receive mentorship from Patricia and David.

How Much Does The Digital Payments Revolution Cost?


If you’re interested, Digital Payments Revolution just costs $37 for a limited time.

There’s a strong need to get this into the arms of as many business people as possible. So that if it occurs, the course cost will either be pulled down or the rate might skyrocket.

How Much Can A Digital Payment Agent Earn?

How Much

As a digital payment agent, you may earn between $200 and $1,000 each month, depending on the business you join. Agents make $500 per month on average. This is a very rewarding profession.

Reaching out to company owners and closing a sale requires time and effort.

Some company owners are opposed to change, but if they can save money, they will be more likely to accept your offer.

These are the benefits of becoming a digital payment agent:

  • You can work from home or anywhere else.
  • Flexible hours
  • Monthly residual income
  • Tax incentives
  • Low start-up costs

The Digital Payments Revolution Pros And Cons

Pros And Cons


  • The company has a generous 30-day money-back guarantee in case you change your mind.
  • Although I’m not an expert in this field, this business strategy seems interesting. This is one method to earn a lot of money.


  • What you get here isn’t the whole picture: This webinar does not offer a course. As a result, you are not learning how to start a business.
  • Digital payments revolution is a sales tactic for the more costly one-on-one mentorship course.

Digital Payments Revolution Review: Conclusion

Digital Payments Revolution Reviews Conclusion

Almost every business needs digital payment processing services. As society moves away from cash currency, there is a greater need for these extra services.

This is a fantastic chance to work from home while earning a consistent income.


Is It Easy To Make Money In The Digital Payment Space?

You’ll have to put in a lot of effort, just like in any other company. If you have the correct information, your chances of producing money will increase. You will not be able to instantly earn a lot of money. You must first study and apply what you have learned.

How Long Will It Take To Make My First Sale?

It all comes down to your motivation.

Do I Need To Have Any Experience?

Beginners should pass on this course. There will be intermediate and advanced levels as you progress.

Is Digital Payments Revolution A Scam?

scam or legit ggmoney

So, is Digital Payments Revolution a scam? Not technically. You can make money with this program, but it’s definitely not as easy as Dave and Patrica Carlin makes it sound.

There’s a ton of work to be done upfront, no real guarantee of success, and – most importantly – you need to do a ton of volume to make any real money.

Now, there’s nothing wrong with front-loading the work and making the money later.

But if you’re grinding it out for 3 months, $3-5k in the hole on ads (because that whole “get started with $5 a day” thing is total BS) and then your reward is 15% profit on a $12 product (which comes out to $1.80), it’s not really worth it.

What if, instead, you could do that same 3 months of work (in your spare time), and your reward was a $500 to $2,000 payment that came in every single month?

And what if you actually didn’t need to wait 3 months? What if you could get started today and have your first payment in a week?

And what if you could double it next week?

Well, that’s the power of Digital Leasing

And, unlike eCommerce, you can legitimately do this from anywhere. It’s a true lifestyle business.

Your laptop and an internet connection is all you need.

Some of the most successful students in this program run their entire 6-figure businesses from:

  • A camper in the middle of the woods
  • A beach chair on the water in Mexico
  • A small villa in Greece

They’re able to travel around, living their lives first, and focusing on their income second.

Because even if they stop working for an extended period of time, the money keeps coming in.

So adventure, memories, and experience are the top priority.

And they never have to worry about how to pay for the next trip, or consider asking for time off.

If this sounds more like the type of life you want to lead, just click here to find out more about Digital Leasing.

Are There Alternatives To Digital Payments Revolution?

alternatives ggmoney

Yes, there are plenty of eCommerce programs and resources to choose from if you want to pursue this business model.  Here are just a few:

What Is My Top Recommendation In Making Money Online In 2024?

Digital Leasing

Our review team has spent months researching, reviewing, and vetting dozens of business models and thousands of programs.

While there may be no “perfect business”, the research IS conclusive:

Digital Leasing is the #1 online business model for those just starting out.

Whether you’ve never made a dollar online, or you’ve been in this space for a while but never really “made it,” Digital Leasing is for you.


1) It’s Flexible: got an hour a day? You can do this. Ready to drop everything else and dive in full time? You can do this. Yes, the more time you put in, the faster you see results. But even with a little time each day, you can move the needle in a Digital Leasing business.

And because this system is so flexible, you don’t have to constantly be working to make more money. It’s called PASSIVE INCOME because if you stop working, the money doesn’t.

Imagine taking 3 months off to just tour around Europe, rent a cabin in the woods to write a book, hike the Appalachian Trail, or live on the beach and surf all day.

This is only possible if you have an income stream that’s not tied to your time.

2) You Own & Control EVERYTHING: With eCommerce, you don’t really own anything. You have no control over the quality of products. You don’t even own the products because they go straight from the supplier to the customer.

Yes, if you’ve got a Shopify store, you technically own that. But if every ad platform suits you down, you’ve got a store with no customers. Which is literally worthless.

With Digital Leasing, you own the assets, which means you have all the power and all the control.

3) Little To No Startup Costs: It’s possible to get into Digital Leasing with zero dollars upfront. Because, using the strategies outlined in this program, you can get a client to pay you BEFORE spending a penny out of your own pocket…even before you do any work.

Even without getting paid in advance, you can have your first Digital Rental Property up, running, and generating profits for less than $100.

4) No Inventory: Ok, so technically you don’t have to worry about inventory since you’re not filling up your garage or a warehouse with products. But, you still have all the headaches of a physical products business.

Since most dropshipped products come from China, you already have a 2-3 week wait time from when a customer places an order.

But right now, with global supply chain issues, your customers would be lucky to get anything in less than a month.

Imagine finally landing your first customer after months of experimenting, and then getting hit with a refund request or chargeback because they had to wait 6 weeks to get their order.

With Digital Leasing, a 100% online business, you never even have to think about that risk.

5) Easy To Duplicate: Ok, here’s the best part: once you have your first Digital Rental Property up and running, you can literally DOUBLE your income with a few clicks, a couple keystrokes, and a single phone call (and you don’t actually need the phone call).

Remember: each Digital Rental Property is worth $500 to $2,000 a month in semi-passive income (over 95% profit). Every time you decide to create another one and increase your income, it gets easier.

Because you have more knowledge, more experience, more results, and more momentum.

If you wanted to double your income with eCommerce, you’d have to double your inventory, your profit margins, OR your average order value. And, guaranteed that’s a lot harder than a few clicks and a few minutes of your life.

6) Make Money Helping Real People: This part is what makes it all worth it. 99.9% of the time, eCommerce provides no value to anyone but the seller.
In a lot of cases, it has a negative impact on the customer because of poor product quality and an overall bad experience (i.e. waiting 6 weeks to get your order).

And that makes it pretty hard to sleep at night.

But with Digital Leasing, you’re actually helping people by solving your clients’ biggest problem:

Small, local businesses need more customers, and with Digital Leasing, you are unleashing a flood of happy, paying customers for these businesses.

You make money by helping them make money.

Not a big, faceless corporation either…a small business owner who’s using that money to put food on the table for their family, start a college fund for their kids, or take care of a sick parent.

Once you see how Digital Leasing makes a real impact in the lives of real people, you’ll sleep like a baby with a big smile on your face.

Now, the choice is yours. You could continue browsing, looking at opportunities like Digital Payments Revolution which could one day make you money.

You could continue researching, never making a decision.

OR, you could take a look inside, consider what you really want, and join a program that makes your dreams a reality. At the same time, joining a community of over 2,000 successful students that are living life on their own terms thanks to Digital Leasing.

A consistent, reliable, semi-passive stream of income that doesn’t depend on you or your time to keep producing profits.

All while genuinely helping real people who are grateful and happy to pay for it.

If this sounds more like what you want out of life (or if you just want some nice side income), click here to learn more about Digital Leasing.

Brittney Here!

I get to travel the world and live life without financial worry thanks to the system below!