Credit Fix Guy Reviews: Everything You Wanted To Know!

Welcome to my Credit Fix Guy Review. My goal is to help you understand what the program is all about, how much it costs, if it's a good use of your time, your money, and much more! It should be less than 10 minutes start to finish, so let's dive in!


This Credit Fix Guy review has been thoroughly researched with information and testimonials that are available to anyone in the public. Any conclusions drawn by myself are opinions.

The Good Stuff

  • Good credit score and credit repair organizations act
  • Positive reviews about their credit repair service
  • Teaches you methods to avoid low credit score

The Bad Stuff

  • There are better other credit repair services
  • The unconventional credit repair process
  • Still not accredited by Better Business Bureau

Firstly, Why Am I Writing The Review?

Nice to meet you, my name is Brittney!

My story starts like many do… “slaving away” at a 9-5 job that I didn’t really enjoy, but hey – it paid the bills.

I worked for a large Fortune 500 company that performed background checks for other companies when they wanted to hire a new employee… so you know, not exactly exciting stuff.

For a lot of people, a nice stable job and predictable check coming in every month is the picture of success, but for me, it felt like I was missing out on life.

Clocking in every single day, doing the same tasks over and over again, getting home with barely enough time to make dinner and enjoy some time to myself… only to wake up again the next morning and do it all over again.

I just wanted to enjoy life without being shackled to an unfilling job.

I wanted to be able to take vacations whenever I wanted, for however long I wanted.

I didn’t want to have to beg my boss for a salary increase that barely matched inflation.

I just wanted to be free and happy.

Then about 4 years ago (as a stroke of luck), I stumbled across a program that taught me how to make money online by actually helping real people (local US businesses).

Who Cares About That?

99% of reviewers out there don’t have experience running an actual business. They’re writing about stuff that they have no real experience with.

Why would they do that?

They just want you to click through and buy the program that the review is about!

I have absolutely no relationship with J Rich, so you can rest easy knowing that I’m going to give you my honest opinion.

This review is written based on my own experiences with this business model.

All that being said, let’s jump into things.


Does your broken credit card make you “broke”?

Check this review and learn about Credit Fix Guy’s credit card fixing services. Not only you will have a good fixing service, but you could also enjoy a credit score direct to your account.

Pack your broken credit card now and start enjoying these exciting benefits and quality from Credit Fix Guy.

There are countless information courses floating around the internet. Why? Because for every problem that exists, someone claims to have the solution.

And that solution is usually some oddball money-making system that tells you how to turn a casual interest – or maybe something you’re super passionate about – into sustainable, reliable income.

Just like Credit Fix Guy. Here’s the hard truth, though…

Most of these programs:

  • Take way more time than you’re led to believe
  • May have hidden fees
  • Require you to buy multiple upsells to get the “real” information

But most importantly, a lot of these programs just don’t scale.

“Scale” means once you do the work to make a little money, it should get easier to make more money, not harder.

The problem is, most programs out there make it hard to make money at first, and even harder to keep making money.

In other words, you might be able to make some money in the beginning, but it won’t be sustainable and you’ll end up getting discouraged.

This is the exact opposite of passive income.

When income is truly passive, you do the work upfront, but then you set it and forget it. The money gets made whether you’re working or not. It’s not directly tied to the hours you put in.

So, what if there was a way you could build a passive income stream that’s actually passive?

An income stream that doesn’t require:

  • Inventory
  • Selling to friends and family
  • Selling to strangers
  • Recruiting people
  • Dealing with questionable products that weigh on your conscience

An income stream that brings in consistent revenues every single month (from a couple of thousand dollars to well over $10,000)?

An income stream you could actually build in your spare time, and grow as large or as small as you want to, without having to spend hours a day chasing, selling, or managing anything?

If that sounds like something you’d be interested in, check out Digital Leasing. 

This is nothing like business type, and that’s probably a good thing.

However, if you’d still like to know more about Credit Fix Guy, keep reading.

Credit Fix Guy: A Good Credit Repair Company?

A Good Credit Repair Company

Do you have credit problems? Or, more precisely, negative credit? You’re in luck because Credit Fix Guy can assist you in dealing with any credit bureau issues and restoring your credit score to 740.

You may raise your credit score with Credit Fix Guy by utilizing personalized dispute letters to counter bad information on your credit report.

One of the nicest aspects of Credit Fix Guy’s job is the constant provision of quality credit repair services to anybody in need.

The business also provides services to help you keep your credit score good in the future.

With their assistance, you may live comfortably with your excellent credit by taking out loans for automobiles or a property.

Learn more about how it works in the next section…

How Does It Work?

How Does It Work Credit Fix Guy

Credit Fix Guy reviews your credit history to enhance your credit score.

Your first step should be to provide Credit Fix Guy with your credit profile so they can evaluate it and advise you on which accounts should be challenged and in what order.

Credit Fix Guy then spends a few days drafting individualized dispute letters to submit to credit bureaus to get the accounts deleted.

Within three days, you will get the dispute letters as well as detailed instructions on how to submit them to the appropriate agencies.

Following that, you are free to live your best life.

What Do You Get?

Black woman using laptop while husband drinks coffee

Besides handling credit scores Credit Fix Guy gives you access to these:

  • Manage Your Money The Right Way

    Working along with SmartCredit, Credit Fix Guy provides a suite of tools for monitoring your credit and helping you make informed financial choices.

    You can also have instant access to your credit reports by downloading SmartCredit App on your phone.

    Using the app, you may not only get answers to any concerns you could have regarding your report but also utilize it to have issues fixed.

    With SmartCredit you can use their feature, ScoreTracker to monitor your credit score and watch how it shifts over time.

    You may even check out the potential effects of potential credit applications and purchases using their ScoreMaster tool.

    The SmartCredit service offers two membership categories, each with unique advantages.

  • Custom Dispute Letters

    One of Credit Fix Guy’s most noteworthy features is the ability to draft effective custom dispute letters.

    Before Credit Fix Guy can write you personalized dispute letters, they require access to your credit record, which you can access through their partner, SmartCredit.

    Once you’ve provided Credit Fix Guy your credit report, they’ll review it and use that information to develop dispute letters that are specific to your situation.

    You may expect to get an email from Credit Fix Guy containing the dispute letters and full-use instructions within three days.

  • Credit Fix Guy Community Forum

    When you sign up, you’ll also have access to the Credit Fix Guy Forum.

    In this members-only forum, you may connect with others who are working to repair their credit and learn from their experiences or ask them for advice. A lot of other credit repair companies don’t do it, but it’s a pleasant touch.

  • 5 Books That Will Help You Restore Your Good Credit Scores
    Books That Will Help You Restore Your Good Credit Scores
  • Fico Dominator: Never Get Denied Again! Powerful DIY Credit Repair Guide

    Within the covers of Fico Dominator: Never Get Denied Again! Powerful DIY Credit Repair Guide, you’ll find advice on how to put an end to harassing phone calls from debt collectors.

    And you can also learn a method or two on how to avoid being blacklisted by the ChexSystems check verification service, and how to get back on track with your credit.

  • The Master Plan: Build Credit Like A Pro Guide

    A credit improvement strategy in three steps, The Master Plan: Build Credit Like A Pro Guide is available only from Credit Fix Guy.

    In 60 days, you may learn how to improve your credit score by following the guide’s simple steps.

    It makes no difference what your credit history looks like right now.

    There are three steps you may do to improve your credit score:

    • Step One: A Surefire Plan for Building Your Credit
    • Step Two: Increasing the Strength and Breadth of Your Credit Profile
    • Step Three: Approval Procedures for Unsecured Loans
  • Equifax Credit Sweep Method Revealed Guide

    This guide is designed to help you increase your Equifax credit score. The removal of your addresses from the bureau’s database is also covered in the manual.

    It also details a 90-day plan to repair your credit and erase most of the bad information.

    According to Credit Fix Guy, the methods used by credit repair agencies to settle debts can also be found in this book.

  • Credit Fix Guy’s Right To Report Letters: Dispute System Guide

    With their Right to Report Letters: Dispute System Guide, the experts at Credit Fix Guy show you how to obtain more removals.

    Many sample letters for exercising your Right to Report to credit bureaus may be found in this book.

    You’ll learn how to write these letters to question their reporting of the material in your file.

    More deletions may result from spotting incorrectly submitted papers, which might have a huge impact in the long term.

How Much Does Credit Repair Cost?

How Much Does Credit Repair Cost

The bespoke dispute letters are what distinguishes Credit Fix Guy art from its rivals, and it is charged appropriately.

For just $50, you can gain full access to their letter to repair your negative credit, and for an extra $20 to $40, you can learn how to keep a good score.

Whether you ask me if this is a smart investment, I’d say absolutely, since credit scores are linked to what we can achieve in life, which means that maintaining it

Is Credit Fix Guy A Scam?

scam or legit ggmoney

So, is Credit Fix Guy a scam? Not technically. You can make money with this program, but it’s definitely not as easy as they make it sound.

There’s a ton of work to be done upfront, no real guarantee of success, and – most importantly – it doesn’t scale.

Now, there’s nothing wrong with front-loading the work and making the money later.

But if you’re grinding it out for 3 months and then your reward is being forced to grind it out for another 9 months before seeing any “real money,” well…that’s not a great deal, is it?

What if, instead, you could do that same 3 months of work (in your spare time), and your reward was a $500 to $2,000 payment that came in every single month?

And what if you actually didn’t need to wait 3 months? What if you could get started today and have your first payment in a week?

And what if you could double it next week?

Well, that’s the power of Digital Leasing

And you can legitimately do this from anywhere. It’s a true lifestyle business.

Your laptop and an internet connection is all you need.

Some of the most successful students in this program run their entire 6-figure businesses from:

  • A camper in the middle of the woods
  • A beach chair on the water in Mexico
  • A small villa in Greece

They’re able to travel around, living their lives first, and focusing on their income second.

Because even if they stop working for an extended period of time, the money keeps coming in.

So adventure, memories, and experience are the top priority.

And they never have to worry about how to pay for the next trip, or consider asking for time off.

If this sounds more like the type of life you want to lead, just click here to find out more about Digital Leasing.

Are There Alternatives To Credit Fix Guy?

alternatives ggmoney

Yes, there are plenty of other business models to choose from if you want to pursue making money online.  Here are just a few:

What Is My Top Recommendation In Making Money Online In 2024?

Digital Leasing

Our review team has spent months researching, reviewing, and vetting dozens of business models and thousands of programs.

While there may be no “perfect business”, the research IS conclusive:

Digital Leasing is the #1 online business model for those just starting out.

Whether you’ve never made a dollar online, or you’ve been in this space for a while but never really “made it,” Digital Leasing is for you.


1) It’s Flexible: got an hour a day? You can do this. Ready to drop everything else and dive in full time? You can do this. Yes, the more time you put in, the faster you see results. But even with a little time each day, you can move the needle in a Digital Leasing business.

And because this system is so flexible, you don’t have to constantly be working to make more money. It’s called PASSIVE INCOME because if you stop working, the money doesn’t.

Imagine taking 3 months off to just tour around Europe, rent a cabin in the woods to write a book, hike the Appalachian Trail, or live on the beach and surf all day.

This is only possible if you have an income stream that’s not tied to your time.

2) You Own & Control EVERYTHING: With Credit Fix Guy, you don’t really own anything. You have no control over the quality of products. You don’t even own your “business”.
Look at the fine print for most of the agreements folks sign when they join one of these companies. At any point, the company can change your commission structure, reduce your profit margins, or kick you out entirely.
With Digital Leasing, you own the assets, which means you have all the power and all the control.

3) Little To No Startup Costs: It’s possible to get into Digital Leasing with zero dollars upfront. Because, using the strategies outlined in this program, you can get a client to pay you BEFORE spending a penny out of your own pocket…even before you do any work.

Even without getting paid in advance, you can have your first Digital Rental Property up, running, and generating profits for less than $100.

4) Easy To Duplicate: Ok, here’s the best part: once you have your first Digital Rental Property up and running, you can literally DOUBLE your income with a few clicks, a couple keystrokes, and a single phone call (and you don’t actually need the phone call).

Remember: each Digital Rental Property is worth $500 to $2,000 a month in semi-passive income (over 95% profit). Every time you decide to create another one and increase your income, it gets easier.

Because you have more knowledge, more experience, more results, and more momentum.

If you wanted to double your income with Credit Fix Guy, you’d probably need to double the number of hours you spend working. Because, again, this program doesn’t scale.

5) Make Money Helping Real People: With Digital Leasing, you’re actually helping people by solving your clients’ biggest problem:

Small, local businesses need more customers, and with Digital Leasing, you are unleashing a flood of happy, paying customers for these businesses.

You make money by helping them make money.

Not a big, faceless corporation either…a small business owner who’s using that money to put food on the table for their family, start a college fund for their kids, or take care of a sick parent.

Once you see how Digital Leasing makes a real impact in the lives of real people, you’ll sleep like a baby with a big smile on your face.

Now, the choice is yours. You could continue browsing, looking at opportunities like Credit Fix Guy which could one day make you money.

You could continue researching, never making a decision.

OR, you could take a look inside, consider what you really want, and join a program that makes your dreams a reality. At the same time, joining a community of over 2,000 successful students that are living life on their own terms thanks to Digital Leasing.

A consistent, reliable, semi-passive stream of income that doesn’t depend on you or your time to keep producing profits.

All while genuinely helping real people who are grateful and happy to pay for it.

If this sounds more like what you want out of life (or if you just want some nice side income), click here to learn more about Digital Leasing.

Brittney Here!

I get to travel the world and live life without financial worry thanks to the system below!