Zip Nada Zilch Reviews: Is It A Scam?

Welcome to my Bossless Forever Review. My goal is to help you understand what the program is all about, how much it costs, if it's a good use of your time, your money, and much more! It should be less than 10 minutes start to finish, so let's dive in!


This Bossless Forever review has been thoroughly researched with information and testimonials that are available to anyone in the public. Any conclusions drawn by myself are opinions.

Firstly, Why Am I Writing The Review?

Nice to meet you, my name is Brittney!

My story starts like many do… “slaving away” at a 9-5 job that I didn’t really enjoy, but hey – it paid the bills.

I worked for a large Fortune 500 company that performed background checks for other companies when they wanted to hire a new employee… so you know, not exactly exciting stuff.

For a lot of people, a nice stable job and predictable check coming in every month is the picture of success, but for me, it felt like I was missing out on life.

Clocking in every single day, doing the same tasks over and over again, getting home with barely enough time to make dinner and enjoy some time to myself… only to wake up again the next morning and do it all over again.

I just wanted to enjoy life without being shackled to an unfilling job.

I wanted to be able to take vacations whenever I wanted, for however long I wanted.

I didn’t want to have to beg my boss for a salary increase that barely matched inflation.

I just wanted to be free and happy.

Then about 4 years ago (as a stroke of luck), I stumbled across a program that taught me how to make money online by actually helping real people (local US businesses).

Who Cares About That?

99% of reviewers out there don’t have experience running an actual business. They’re writing about stuff that they have no real experience with.

Why would they do that?

They just want you to click through and buy the program that the review is about!

I have absolutely no relationship with J Rich, so you can rest easy knowing that I’m going to give you my honest opinion.

This review is written based on my own experiences with this business model.

All that being said, let’s jump into things.


I am sure you’re thinking about whether Zip Nada Zilch is a scam, right?

Their so-called incentives, such as game consoles, iPhone, and other things, sounds like a bunch of “pie in the sky”.

Well, it could be because it really is.

In this Zip Nada Zilch review, I will present you with the full drop-down list and specific information from A to Z and see if you can actually get these “rewards” or if the program is a scam!

The fact that you’re here means you’ve done your homework.

We’re going to review multiple aspects of Zip Nada Zilch to decide if it really is the best online opportunity course out there.

We’ll talk about whether Zip Nada Zilch is the right online business for you.

At the end, I’ll answer some of the most frequently asked questions regarding ZNZ and making money online in general.

And most important, I’ll show you the exact system I used to build my own internet marketing business to over $40,000 a month in mostly passive income.

This system made me swear off affiliate marketing for good, because it uses some of the same skills in a much more powerful and profitable way!

Zip Nada Zilch Review

Company: Zip Nada Zilch

Product: GPT – Get paid To Rewards Site

Price: Free Membership

Best For: No one, unless you’ve enough time to finish offers.

Summary: ZNZ seems to be a good option, and people might end up getting a load of incentives, but if they forget to cancel, they might be charged for them in the end.

ZNZ takes so much of your time and sadly has very low-income potential.

Rating: 35/100

Recommended: No.

What Is Zip Nada Zilch?

Zip Nada Zilch, also referred to as ZNZ, is an affiliate network program based in Wichita Falls, Texas and created by Jeffery Kocurek in 2007.

It’s among those rewards sites and a free incentive-based website where you can generate commissions by closing sales offers, promoting, or encouraging other people to do referrals.

Many of these sales offers are connected with well-known companies.

This is a typical example of affiliate marketing that is often used by several companies today.

ZNZ has given people more than $10 million in commission and will continue to expand to around $1 million per year.

How Does Zip Nada Zilch Work?

Zip Nada Zilch

Zip Nada Zilch implements the Cost Per Action (CPA) business model to earn money. CPA is an advertising campaign strategy online that works like affiliate marketing.

Companies hired ZNZ to pay them for every completed action and ZNZ, in return, pays their members a commission for their participation.

In this structure, everybody makes an income – ZNZ, their participating partners, and members!

ZNZ will take a percentage of their profits and use them to hand out free gifts and cash-based prizes as incentives for those who sign-up.

This is how the CPA business model works and marketing strategy operates.

Inside ZNZ

zip nada zilch one

Now, let’s get down deep into ZNZ and see the whole picture of what it’s about.

ZNZ is essentially a CPA affiliate system that produces leads by means of sending “qualified leads” to third-party business organizations, i.e., DirectTV, GoDaddy, and Disney, to name a few.

These qualified leads are businesses’ target audience and a market group whose contact info like name, phone number, and e-mail address are utilized to promote their services and products and possibly sell to them.

When someone registers with Zip Nada Zilch, they produce those good leads for their participating company and business partner.

ZNZ operates as the middle man, the representative, and links you and their associates through CPA business model implementation.

But ultimately, this is not the most reliable way of earning money online.

Their Compensation Plan

You’ll be given compensation from Zip Nada Zilch for each referral that you bring to them.

Based on their site, you will earn “bank credits” from referring individuals to the associate websites of ZNZ. You can check the photo from their website below the number of credits you can acquire from each partner site.

Next, the referral requirements are captured through the bank credits. And once you hit the necessary credits, you’re able to send a request for a payout.

zip nada zilch compensation plan

For instance, you need a credit of $1.00 at 0.02 per referral that is the same as 50 referrals. It means you will need 50 people/referrals to get an iPhone, as shown below:

compensation plan zip nada zilch

You can also earn bank credits by completing sales offers in their network of websites.

zip nada zilch big cash

You can certainly make money with CPA programs, but if you’re gonna put in the amount of grueling work to do this business (which, trust me, isn’t easy), you might as well bring in some REAL money while you’re learning the ropes.



You will have to qualify for two other websites of Zip Nada Zilch to make a profit. They’re ZNZ Big Cash and ZNZ One.

ZNZ Big Cash

To qualify for ZNZ Big Cash, you have to be a ZNZ One member first.

You will be required to reach the credit set by completing the sales offers. Thereafter, you will receive your own referral link and get higher pay than ZNZ One using your referral link.


Likewise, you will have to get the credit requirements to qualify for ZNZ One. After this, you’ll have your own personal referral website link and receive $20 every time someone register using your link.

Who Is Jeffery Kocurek?

Jeffery Kocurek is the creator and founder of Zip Nada Zilch, who released the program on July 14th of 2007, with the following objectives:

  • Give advertisers their goal leads and wipe out fraud simultaneously
  • Provide the best of customer support
  • Provide delivery on PayPal orders at no extra cost
  • Provide members the highest payouts possible
  • Provide members with a high-quality selection to optimize their earnings.

Is Zip Nada Zilch Accredited By The BBB?

zip nada zilch reviews

If you want to see a company’s integrity and reliability, the Better Business Bureau is but one rating site you can visit to do that. Something which you should constantly do as part of your study.

BBB aims to strengthen the relationship between consumers and businesses by providing reviews and ratings of organizations so that consumers can make an intelligent choice & businesses are forced to stick to best practices.

In the situation of Zip Nada Zilch, the business is BBB accredited and comes with an A+ rating.

Zip Nada Zilch Ugly Truths Revealed

They Require Your Credit Card Information.

zip nada zilch scam

After signing up with ZNZ Nada Zilch, they will ask you to provide your private information including email address, address, phone number, your name, and even your card information because of the involved offers.

Most of the offers are free aside from the paid trial offers in which you enroll in a free trial, so when you finished it, you’ll pay the whole amount.

The Products Have Little To No Value.

When a product has very little value or use, it will be more difficult to promote it, same with paid trials. In addition, ZNZ only offers free trials to a cable subscription, video services, and whatever offers can be found during the time.

But, an affiliate marketer would think it is difficult to create quality content on a subject like cable subscriptions and get a good ranking from Google.

People Don’t Make Enough Money.

If you want to earn a decent income with Zip Nada Zilch, you have to watch and meticulously organize each offer. It uses up your time though you do not make enough money out of it.

People Need To Complete Sales Offers.

This is what turns me off with a commission-based system as Zip Nada Zilch. To get your profits, meeting their sales offers’ credit demands is a requirement. Only an affiliate company sets this kind of rule.

And due to this, generating more cash when someone joins Zip Nada Zilch’s system turns out to be more tedious.

They will make their subscribers work much more on completing the sales offers than offering them the total income-generating opportunities.

People Don’t Control Product Offers.

Offers are determined by what is available at any time of the day within their website. It means not all offers will have high credits. There’d be days that you would work on offers with very low credits.

This is not providing any motivation if you ask me. I mean, the absence of consistency is pretty off-putting, realizing that you can earn more in one day and possibly less the following day.

You will find different kinds of business opportunities if you would like to make money in the comfort of your home and one of those is affiliate marketing – one thing I would prefer to think about when considering consistency in business opportunities if you want to join Zip Nada Zilch.

Who Is Zip Nada Zilch (ZNZ) For?

This business opportunity might be ideal for individuals who have the time and effort to go through the tiresome practice of completing offers and promoting their own unique referral link.

While it drains most people’s time and energy, still, it wouldn’t lead them to a full-time income – regardless of how much effort they put in.

What I Liked About Zip Nada Zilch

zip nada zilch review

What I like about them:

  • BBB’s A+ rating
  • Long-running business
  • People do get paid out with them

What I Did Not Like About Zip Nada Zilch

And here are the things I don’t like about them:

  • To take part in their trial offers, you would have to provide your credit card information, besides your private information like phone number, name, and email address.
  • Most likely, you would be flooded with spam emails or calls from agents.
  • In case the buyer forgets to stop the trial provided, you’ll be charged for the whole length without any warning.
  • You have to set a lot of time tracking and managing all sales offers so you’ll earn profit from it.
  • Income potential is low and it is time-consuming. And a full-time income is not feasible.

Can You Really Make Money With ZNZ?

zip nada zilch complaints

From its truest sense, people do earn money with ZNZ. But the question is, “how much?” Does it deserve the time you invest in it?

Based on one blogger, the typical member makes approximately $398 a year.

That is simply not enough. A mere $8 can only get you a few cups of coffee. So, think about it.

Now, don’t get me wrong…

You can certainly make money with affiliate marketing, but if you’re gonna put in the amount of grueling work to do this business (which, trust me, isn’t easy), you might as well bring in some REAL money while you’re learning the ropes.

The program that helped skyrocket my online business to over $40,000+ per month is so simple that making money really does become second nature.

Zip Nada Zilch Review: Is Zip Nada Zilch A Scam?

Scam or Legit GGMoney

Zip Nada Zilch is a legit company that has been in the market for a while now. And earning money with them is legitimate.

Legally, a scam is described as intentionally and deliberately deceiving different people or entity resulting in financial loss.

While we all know that you don’t earn so much money with ZNZ, it doesn’t mean they are a scam.

It is entirely possible to build a profitable, successful online business.

My #1 pick proves this.

And unlike ZNZ, it actually provides real proof of real success from real people as recently as a few days ago.

What Is Our Top Recommendation For Making Money Online In 2024?

Digital Leasing GGMoney

Our review team has come across a program in the real estate industry that is next level!

Although it’s not real estate in the traditional sense, it’s all digital.

Yup, Digital Leasing!

Where Zip Nada Zilch falls short is in scalability. 

You can’t realistically expect to be able to set up a bunch of different Affiliate Marketing blogs and get NATIONAL traffic to them.

It just takes too many resources (money included) for any regular person to bootstrap.

But what if you could make even more money off of little local websites without having to spend tens of thousands to set up an affiliate blog?

With this Digital Leasing program, you can profit off LOCAL traffic to your website every single day!

Sound too good to be true?

Of course it does!

But it isn’t…in fact, business owners wish they had this skill!

All you have to do is build and rank a LOCAL website and forward the jobs off to a business owner in town, you could even email it to them!

This works for literally any service based business, tree service, plumbing, towing, etc. 

How do you get paid and how much?

Simple, after you forward the jobs off to a business owner and he makes some money off of them, you simply ask to make the deal beneficial for each other.

A fair price to charge per lead, depending on the industry is 10-20%…let’s just use the tree service industry for example and go by worst case scenario.

Let’s say you build and rank the site and only 10 jobs a month come in. The average tree service job is anywhere from $500-$2000!

That means at bare minimum you have an asset worth $500 a month!

See why they call it Digital Leasing now? That’s a rent payment. 

The great thing is how easy it is to scale. You don’t have to worry about spending boatloads of money on a single traffic source to get CRUMBS in affiliate income.

Remember Zip Nada Zilch talking about their little 10% commission off a $50 product? 

This one actually allows you to collect HUGE FLAT RATE DEALS. Truly passive income!

The training program takes making money online to a whole other level. The owner of the program walks you through how to build and rank a site hand in hand, with the occasional voice over when he is sharing his screen.

You will learn the importance of keywords, website name, how to send call notifications via email, backlinking, etc.

Once the training program is completed you will also have access to a Facebook group much better than the Zip Nada Zilch group in our opinion. This group is much more active.

Unlike Zip Nada Zilch, where you’re getting maybe $5 per sale, you could be getting 10-20X THAT. 

A business will always want more leads and another job. In fact it doesn’t even matter that the job isn’t coming from their website name…they see it as it is…expanding Digital Leasing.

Unlike Zip Nada Zilch, more people have been able to walk away from their 9-5 job as well. 

Now, I know you probably have tons of questions…

So, check this out to learn more.

Brittney Here!

I get to travel the world and live life without financial worry thanks to the system below!