Have you ever been curious about investing?
Well if you have, you’re in luck! In this review, we will go in-depth and learn about YieldStreet.
All your questions will be answered by the end, so stay tuned.
Yieldstreet is a real estate investing program.
Like most real estate investing training courses, you’ll likely be exposed to the “Big 3” investing types:
- Long-term buy-and-hold
Regardless of which path you go down, there is a lot of potential with real estate investing.
After all, it’s the world’s oldest wealth-builder.
However, before you leave this Yieldstreet review and go sign up, you might want to ask yourself:
“Is now the right time for me to get into real estate investing?”
Because, no matter which way you slice it, real estate investing is extremely capital intensive, labor intensive, or both.
So if you’ve only got an hour or two a day, or your savings account is a few zeroes lighter than you’re comfortable with, this might not be the best time for you to jump into real estate investing.
But that doesn’t mean you’re out of luck. It just means you need a system to free up more time and give yourself a stronger financial cushion.
A good way to get yourself there is with Digital Real Estate.
Digital Real Estate takes all the best parts of real estate investing, while eliminating most of the headaches:
- Low cashflow
- Interest payments
- High overhead
- Expensive repairs and maintenance
- Problematic tenants
And the best part?
Digital Real Estate allows you to build a passive income stream that’s actually passive!
An income stream that brings in consistent revenues every single month (from a couple thousand dollars to well over $10,000).
An income stream you could actually build in your spare time, and grow as large or as small as you want to, without having to spend hours a day analyzing deals, cold-calling homeowners, or dealing with contractors.
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If that sounds like something you’d be interested in, check out Digital Real Estate.
What Is YieldStreet?
YieldStreet is a platform that helps investors diversify their portfolios beyond stocks, bonds, and mutual funds. You can invest in art, estate, and even litigation through this crowdfunded debt platform.
Who Is Behind YieldStreet?
Milind Mehere (the platform’s current CEO) and Michael Weisz (currently President) launched YieldStreet together.
Who Is Milind Mehere?
Mehere is the brains behind Yodle and a small business marketing organization. Mehere’s disappointment with the lack of investment opportunities outside the stock market led to the creation of YieldStreet. The idea for a high-yield, asset-based investment platform arose from this.
Who Is Michael Weisz?
Weisz and his team specialized in asset-based loan transactions ranging from $5 million to $25 million, with a focus on the litigation finance market.
Throughout his career, he has handled over $600 million transactions in various asset classes, including estate, marine finance, and commercial and consumer loans.
Where Is YieldStreet Based?
YieldStreet’s headquarters are in New York, New York, and they only have one office in one country.
Is YieldStreet Going Public?
According to Mehere, the company will pursue strategic acquisitions shortly to go public in the next 12 to 24 months. The company’s platform has roughly 300,000 users, and investment requests are up 250 percent yearly (year to date).
YieldStreet Quick Facts
- YieldStreet is an investment platform that caters to individuals interested in investing in alternative assets such as marine vessels, commercial financing, etc.
- You can diversify your portfolio beyond stocks and bonds by including other asset classes.
- It offers long-term investment opportunities to both non-accredited and accredited investors.
- Alternative assets are fraught with unknown and potentially significant risks.
What Does YieldStreet Offer?
YieldStreet specializes in crowdfunded debt, which is a risky alternative investing option.
While other investment opportunities, such as crowdfunded debt platforms, only provide estate as a choice, YieldStreet offers lawsuit finance, maritime vessel buying, and aviation investment.
If you invest in legal finance, you may be compensated after an event (sometimes called a settlement event). You can fund someone’s lawsuit, and you’ll receive profits depending on the amount of your investment after the case is resolved.
Who Is YieldStreet For?
Both accredited and non-accredited investors have access to the site.
YieldStreet is intended for long-term investors who do not plan to touch their money.
YieldStreet Reviews: How Much Should I Invest In YieldStreet?
Accredited investors can start with YieldStreet in a variety of ways. A minimum donation of $1,000 is required for the Prism Fund.
Accredited investors can start with $5,000 for the separate offerings. The minimum investment for the short-term is $1,000.
What Are The Asset Classes Of YieldStreet’s Alternative Investments?
- Commercial finance
Is There A Sign-Up Bonus In YieldStreet?
Currently, there is no sign-up incentive available.
What Are The Fees And Costs Involved In YieldStreet?
- A 1% to 2% annual management fee is charged.
- Annual Administrative Expenses of the Prism Fund – 0.50 percent
- Depending on the account balance, maintenance costs for IRA accounts range from $299 to $399.
- Annual Fund Expense — this varies depending on the investment.
Because YieldStreet is not a standard brokerage account, there are no trading fees, inactivity fees, or other fees connected with such accounts.
However, you will be paid an annual management fee ranging from 1% to 2% of assets and a 0.50 percent yearly administration fee by the Prism Fund.
Accredited investors must additionally pay annual fund fees that vary depending on the investment.
What Is YieldStreet Wallet?
Your YieldStreet Wallet is a savings account at Evolve Bank & Trust, which is FDIC-insured. It means that funds in your YieldStreet Wallet are insured up to the legal maximum, which is currently $250,000 for a single-owner account.
YieldStreet Prism Fund FAQ:
What Does This Asset Class Fund Invest In?
As of November 30, 2020, the Prism Fund held Art, Commercial, Consumer, Legal, Corporate Preferred Bonds, and Estate holdings.
What Are The Distribution Rate And Termination Date Of The Prism Fund?
The Prism Fund is now paid out at an annualized rate of 8%. This fund will run out of money in March 2024.
Is There A Minimum Investment Required For Prism Fund?
Yes. The Prism Fund presently has a $1,000 minimum investment requirement. However, YieldStreet maintains the right to amend this requirement at any time.
Accredited investors should be aware that, except for purchases made under the YieldStreet Prism Fund’s distribution reinvestment plan, future purchases of the Prism Fund shares must be made for a minimum investment of $1,000.
Is YieldStreet A Broker-Dealer?
YieldStreet does not have a broker-dealer license.
The commercial real estate platform company makes no guarantees or warranties to potential investors regarding the legality of a YieldStreet Securities investment.
Banking services are rendered by Evolve Bank & Trust, a member of the Federal Deposit Insurance Corporation.
YieldStreet Management, LLC, a registered investment adviser with the Securities and Exchange Commission, provides investment advice.
Is YieldStreet Credible?
YieldStreet has a long list of accomplishments. It’s been featured in Forbes, Tech Crunch, and The Wall Street Journal, among other prominent financial journals.
It was also named the fastest-growing private company in the United States by Inc. magazine. At the 2018 Benzinga Global FinTech Awards, YieldStreet was named the “Best Alternative Investment Platform.”
The P2P crowdfunding platform has made about 396,000 payments and returned approximately $398 million to investors as investment returns.
It is possible to build a profitable, crowdfund investing business, but there are better ways for accredited investors to do a business than crowdfund investing.
Our #1 pick proves this. Because, unlike what I’ve seen from YieldStreet, it provides absolute proof of real success from real people consistently.
Is Yieldstreet A Scam?
So, is YieldStreet a scam? Not technically. You can make money with this program, but it’s definitely not as easy as Milind Mehere makes it sound.
There’s a ton of work to be done upfront, no real guarantee of success, and – most importantly – the actual profit margins on real estate investments are pretty small.
Now, there’s nothing wrong with front-loading the work and making the money later.
But if you’re grinding it out for 3 months – looking at deals, sending out offers, negotiating with the seller and lender to buy a rental property – and then your reward is like $100 a month in profits, it’s not really worth it.
What if, instead, you could do that same 3 months of work (in your spare time), and your reward was a $500 to $2,000 payment that came in every single month (with a 90-95% profit margin)?
And what if you actually didn’t need to wait 3 months? What if you could get started today and have your first payment in a week?
And what if you could double it next week?
Well, that’s the power of Digital Real Estate.
And, unlike traditional real estate, you can legitimately do this from anywhere. It’s a true lifestyle business.
Your laptop and an internet connection is all you need.
Some of the most successful students in this program run their entire 6-figure businesses from:
- A camper in the middle of the woods
- A beach chair on the water in Mexico
- A small villa in Greece
They’re able to travel around, living their lives first, and focusing on their income second.
Because even if they stop working for an extended period of time, the money keeps coming in.
So adventure, memories, and experience are the top priority.
And they never have to worry about how to pay for the next trip, or consider asking for time off.
If this sounds more like the type of life you want to lead, just click here to find out more about Digital Real Estate.
Are There Alternatives To YieldStreet?
Yes, there are plenty of other business models to choose from if you want to pursue this making money online. Here are just a few:
What Is My Top Recommendation In Making Money Online In 2023?
Our review team has spent months researching, reviewing, and vetting dozens of business models and thousands of programs.
While there may be no “perfect business”, the research IS conclusive:
Whether you’ve never made a dollar online, or you’ve been in this space for a while but never really “made it,” Digital Real Estate is for you.
1) It’s Flexible: got an hour a day? You can do this. Ready to drop everything else and dive in full time? You can do this. Yes, the more time you put in, the faster you see results. But even with a little time each day, you can move the needle in a Digital Real Estate business.
And because this system is so flexible, you don’t have to constantly be working to make more money. It’s called PASSIVE INCOME because if you stop working, the money doesn’t.
Imagine taking 3 months off to just tour around Europe, rent a cabin in the woods to write a book, hike the Appalachian Trail, or live on the beach and surf all day.
This is only possible if you have an income stream that’s not tied to your time.
Flipping and wholesaling are full-time jobs (and more), no matter what any real estate guru tells you. You always have to be searching for deals, because if you stop, so does the money.
2) You Own & Control EVERYTHING: Yes, in traditional real estate you kind of “own” the properties. But there’s also a ton of debt tied to most real estate investments, which means the property isn’t truly yours.
A lender can take it away if you miss a payment. Not to mention, loan payments really impact your profit margins.
With Digital Real Estate, you own the assets outright (with a 90-95% profit margin), which means you have all the power and all the control.
3) Little To No Startup Costs: It’s possible to get into Digital Real Estate with zero dollars upfront. Because, using the strategies outlined in this program, you can get a client to pay you BEFORE spending a penny out of your own pocket…even before you do any work.
Even without getting paid in advance, you can have your first Digital Rental Property up, running, and generating profits for less than $100.
4) Minimal Ongoing Expenses: With traditional real estate, monthly expenses are HIGH. Between loan payments, ongoing maintenance, and repairs (not to mention the possibility of having to go through the eviction process), profit margins are slim.
Plus, whenever you have a vacancy, factor in the costs to turn over a unit (plus the fact there’s no money coming in until the next tenant moves in).
With Digital Real Estate, a 100% online business with minimal maintenance and ongoing costs, you never even have to think about that risk.
5) Easy To Duplicate: Ok, here’s the best part: once you have your first Digital Rental Property up and running, you can literally DOUBLE your income with a few clicks, a couple keystrokes, and a single phone call (and you don’t actually need the phone call).
Remember: each Digital Rental Property is worth $500 to $2,000 a month in semi-passive income (over 95% profit). Every time you decide to create another one and increase your income, it gets easier.
Because you have more knowledge, more experience, more results, and more momentum.
If you wanted to double your income with traditional real estate investing, you’d have to double your monthly rent, double your deals/number of units OR double your profit margins. And, guaranteed that’s a lot harder than a few clicks and a few minutes of your life.
6) Make Money Helping Real People: This part is what makes it all worth it. With Digital Real Estate, you’re actually helping people by solving your clients’ biggest problem:
Small, local businesses need more customers, and with Digital Real Estate, you are unleashing a flood of happy, paying customers for these businesses.
You make money by helping them make money.
Not a big, faceless corporation either…a small business owner who’s using that money to put food on the table for their family, start a college fund for their kids, or take care of a sick parent.
Once you see how Digital Real Estate makes a real impact in the lives of real people, you’ll sleep like a baby with a big smile on your face.
Now, the choice is yours. You could continue browsing, looking at opportunities like YieldStreet which could one day make you money.
You could continue researching, never making a decision.
OR, you could take a look inside, consider what you really want, and join a program that makes your dreams a reality. At the same time, joining a community of over 2,000 successful students that are living life on their own terms thanks to Digital Real Estate.
A consistent, reliable, semi-passive stream of income that doesn’t depend on you or your time to keep producing profits.
All while genuinely helping real people who are grateful and happy to pay for it.
If this sounds more like what you want out of life (or if you just want some nice side income), click here to learn more about Digital Real Estate.