Wealth Beyond Wall Street Review (2024 Update): Everything You Wanted To Know!

Welcome to my Wealth Beyond Wall Street Review. My goal is to help you understand what the program is all about, how much it costs, if it's a good use of your time, your money, and much more! It should be less than 10 minutes start to finish, so let's dive in!


This Wealth Beyond Wall Street review has been thoroughly researched with information and testimonials that are available to anyone in the public. Any conclusions drawn by myself are opinions.

The Good Stuff

  • Retirement income
  • Whole life insurance premiums
  • God for your financial future

The Bad Stuff

  • Insurances can be really expensive
  • Harder than advertise
  • Can be risky

Firstly, Why Am I Writing The Review?

Nice to meet you, my name is Brittney!

My story starts like many do… “slaving away” at a 9-5 job that I didn’t really enjoy, but hey – it paid the bills.

I worked for a large Fortune 500 company that performed background checks for other companies when they wanted to hire a new employee… so you know, not exactly exciting stuff.

For a lot of people, a nice stable job and predictable check coming in every month is the picture of success, but for me, it felt like I was missing out on life.

Clocking in every single day, doing the same tasks over and over again, getting home with barely enough time to make dinner and enjoy some time to myself… only to wake up again the next morning and do it all over again.

I just wanted to enjoy life without being shackled to an unfilling job.

I wanted to be able to take vacations whenever I wanted, for however long I wanted.

I didn’t want to have to beg my boss for a salary increase that barely matched inflation.

I just wanted to be free and happy.

Then about 4 years ago (as a stroke of luck), I stumbled across a program that taught me how to make money online by actually helping real people (local US businesses).

Who Cares About That?

99% of reviewers out there don’t have experience running an actual business. They’re writing about stuff that they have no real experience with.

Why would they do that?

They just want you to click through and buy the program that the review is about!

I have absolutely no relationship with J Rich, so you can rest easy knowing that I’m going to give you my honest opinion.

This review is written based on my own experiences with this business model.

All that being said, let’s jump into things.


Everyone needs a nice life insurance policy, something that has your back and will save you from unexpected moments.

Wealth Beyond Wall Street, is a free life insurance product that promotes entrepreneurship, real estate, and investing in yourself outside of bypass Wall Street.

Though, will it really help you grow? Learn in this review.

But before that…

You probably discovered Wealth Beyond Wall Street for the same reason you might have come across any other financial newsletter, options trading service, or investment program:

Because you want more money in less time.

And chances are, you want to quickly multiply the money you do have (as opposed to waiting months or even years to see a decent ROI).

This is a really exciting promise, and it’s probably why the financial publishing and training industry is worth billions of dollars.

The problem is, because the idea of doubling, tripling, or 10X-ing your money in a few minutes to a few days is so enticing, there are a ton of shady characters in this space.

But, putting that aside, let’s say every investing guru and “trading expert” on the internet had the best of intentions.

Even with proprietary algorithms, a room full of supercomputers, and a team of rocket scientists, most of these experts would be lucky to get it right 20% of the time.

Now sure, we’re talking about asymmetric bets here, so theoretically the winners should more than make up for the losers.

But in order to make that happen, you can NEVER miss a trade. With a 20% success rate (speaking optimistically), one missed winner could turn a profitable month into a loser.

That’s a lot of pressure and a lot of stress (not to mention a lot of losing) with not much certainty.

But what if there was a way you could build a passive income stream that’s actually passive?

An income stream that doesn’t require:

  • Constantly monitoring your phone for buy/sell alerts
  • Obsessively watching charts and movement
  • The emotional roller coaster and angst of hoping one winner can cover the last 8 losses
  • Gambler’s odds (20% chance of success is worse than the odds of winning at Blackjack

An income stream that brings in consistent revenues every single month (from a couple of thousand dollars to well over $10,000)?

An income stream you could actually build in your spare time, and grow as large or as small as you want to, without having to spend hours a day monitoring charts, trades, and alerts?

If that sounds like something you’d be interested in, check out Digital Leasing. 

However, if you’d still like to know more about Wealth Beyond Wall Street, keep reading.

What Is Wealth Beyond Wall Street?

What Is Wealth Beyond Wall Street

Wealth Beyond Wall Street encourages entrepreneurship, real estate, and self-investment outside of Wall Street. An unknown max-funded form of a financial product protects against market volatility and appreciates in good years, potentially providing you with lifelong tax-advantaged income flow in retirement.

Yes. In this manner, you may achieve your financial objectives without having to worry about market swings or raising taxes. This isn’t the kind of business journey you’ll hear about on popular radio programs.

If created and handled appropriately, this might become a valuable asset in your portfolio. The owners of Wealth Beyond Wall Street possess over six policies. They utilize it to achieve their financial objectives. Continue reading to discover the method’s major benefits.

Who Is Brett Kitchen?

Who Is Brett Kitchen

Brett Kitchen’s business path started on the English island of Jersey.

He’s always been concerned with money and business. It fascinates him to watch someone bring a notion that only existed in their brains to reality. To create value and prosperity for themselves and their families, and then utilize that success to enjoy the marvels of the world.

Many people are skeptical about their prospects. The majority of individuals struggle with money because they have been misleading. That is why Brett’s new goal is to help individuals develop a financial foundation that will provide them with security, wealth, and joy.

Brett attempted to apply his predecessors’ teachings to assist me and others with whom he worked. It’s an honor to have had such a great influence on so many people’s lives… He intends to bring value to yours as well.

Who Is Ethan Kap?

Who Is Ethan Kap

Everyone has life-changing experiences. The stock market plummeted at that time, and Ethan lost a lot of money. His parents’ retirement dreams were ruined by the stock market. More people have been injured by Wall Street Roulette than Ethan and his parents. Tens of thousands of Americans put their money at risk on Wall Street every day.

Ethan’s life was revolutionized by 101 plans. It was a good financial decision. His money rises regardless of what happens in the stock market. He has committed himself to spreading the word about the safety and security of the technology that might help thousands of Americans. According to “The Richest Man in Babylon,” it is critical not to lose your principle. Americans have forgotten this fundamental truth, putting their life savings in danger every day. Fortunately, a 101 strategy can break this terrible cycle.

How Does It Work? – Wealth Beyond Wall Street Review

The Wealth Beyond Wall Street Review

According to the company’s website, financial advisers Brett Kitchen and Ethan Kap recognized that investing in the stock market wasn’t for everyone, particularly those approaching retirement who wouldn’t have the time to weather another market downturn.

The objective of Wealth Beyond Wall Street was to educate individuals on how to avoid Wall Street, protect themselves from market volatility, save money on taxes, and have greater cash flow in retirement.

Investing in yourself, real estate, and business are encouraged, according to their website. They highly recommend Indexed Universal Life Insurance to all of their participants, and this guide will explain how this insurance will benefit them.

Cost/Price Plans – Wealth Beyond Wall Street Review

Wealth Beyond Wall Street Reviews

Customers who wish to buy this financial guidance for free may do so right now. According to their website, Brett Kitchen and Ethan Kap work hard to ensure that customers have access to the best financial information available.

Refund Policy – Wealth Beyond Wall Street Review

Refund Policy

They do not currently have a return policy since Wealth Beyond Wall Street is now offered to their consumers for free. If you follow this company’s advice and purchase Universal Life Insurance, you will not be eligible for a typical refund. Certain businesses, however, may have a cancellation policy.

Wealth Beyond Wall Street Customer Service Contact Info

Wealth Beyond Wall Street Customer Service Contact Info

Customers may contact Customer Service by phone at 800-393-2054 or by email via their website’s Contact Us section. You may also visit certain advertisement links for further references and FAQs.

Reputation: Wealth Beyond Wall Street Review

Review of Wealth Beyond Wall Street

This company and website are not the only ones that provide free retirement investing tools and propose Universal Life Insurance, raising the issue of whether this is the safest retirement investment.

No, according to conventional thinking. While universal life insurance is a safer investment than many others, it is not necessarily the greatest choice for retirees. A variety of factors might come into play, leading investors to lose money on their investments.

Most financial resources highly advise customers to see a financial advisor before investing in this insurance policy. In actuality, there may be safer ways to invest for retirement.

Safe Money Millionaire, Wealth Beyond Wall Street & Indexed Universal Life Policies

Claims Paying Ability

The phrase “Wealth Beyond Wall Street” is memorable. Most individuals attempt to gain wealth outside of Wall Street in order to minimize risk while still achieving their financial goals. Nobody likes to be financially insecure. As a result, everyone wants to be a billionaire with secure money.

This essay discusses the key assumptions behind Wealth Beyond Wall Street and Safe Money Millionaire. You can decide if these financial concepts are acceptable for you and your financial goals. After all, it’s your money, your life, and your life insurance that’s on the line. You get to decide what you want to do, and you should have control over your money.

All we know, are those names were coined by Brett Kitchen and Ethan Kap, authors of two books titled after the theories they describe:

  • Safe Money Millionaire
  • Wealth Beyond the Wall Street

Indexed Universal Life, or IUL for short, is the product advertised in these publications and beliefs. Indexed universal life, or IUL, products carry risks that participating whole life insurance products do not. Let’s clarify something regarding indexing universal life right now:


More Cash Flow

This implies that if you utilize indexed universal life or IUL to save money (in addition to Wall Street), you must depend on Wall Street’s performance. This wealth hypothesis, despite its name, is based on Wall Street. That is when the risks of IUL become apparent. If your insurance is based on Wall Street performance, poor performance might lower its value. And if your cash value is falling, you aren’t building wealth away from Wall Street. The fundamental difficulty with indexed universal life insurance plans is this.

Reasons To Avoid IUL For Future Needs:

  • Money loss
  • Increase pay premiums
  • Market uncertainty
  • Cash value
  • Policy owner assumes many risks
  • Risk of losing compounding growth
  • Capped earnings

Is Wealth Beyond Wall Street A Scam?


So, is Wealth Beyond Wall Street a scam? Not technically. You can make money with it, but it’s definitely not as easy as Wealth Beyond Wall Street makes it sound.

Again, with any kind of financial product (especially trading), you’re taking on a lot of risks.

Sure, you could hit it big and retire in Italy, but chances are you need the stomach and financial cushion to weather tons of losses before you get there…and it may never happen.

Most of the big gains numbers these companies use in their marketing (“xyz grew by 4,112% in 3 months” or “this option made 324% in just 2 days”) are cherry-picked.

They don’t tell you about the 10 100% losers that came before.

In other words, if you invested $100 into 11 recommendations, you’d lose $1,000, and make back $324…so you’d still be out almost $700.

Most people don’t have the fortitude to stick it out through 3 straight months of losers in the hopes of landing one big winner.

What if, instead, you took those same 3 months, invested just a couple of hours a day (in your spare time), and your reward was a $500 to $2,000 payment that came in every single month?

And what if you actually didn’t need to wait 3 months? What if you could get started today and have your first payment in a week?

And what if you could double it next week?

Well, that’s the power of Digital Leasing

It’s a true lifestyle business.

Your laptop and an internet connection is all you need.

Some of the most successful students in this program run their entire 6-figure businesses from:

  • A camper in the middle of the woods
  • A beach chair on the water in Mexico
  • A small villa in Greece

They’re able to travel around, living their lives first, and focusing on their income second.

Because even if they stop working for an extended period of time, the money keeps coming in.

So adventure, memories, and experience are the top priority.

And they never have to worry about how to pay for the next trip, or consider asking for time off.

If this sounds more like the type of life you want to lead, just click here to find out more about Digital Leasing.

Are There Alternatives To Wealth Beyond Wall Street?

alternatives ggmoney

Yes, there are plenty of other business models to choose from if you want to pursue making money online.  Here are just a few:

What Is My Top Recommendation In Making Money Online In 2024?

Digital Real Estate

Our review team has spent months researching, reviewing, and vetting dozens of business models and thousands of programs.

While there may be no “perfect business”, the research IS conclusive:

Digital Leasing is the #1 online business model for those just starting out.

Whether you’ve never made a dollar online, or you’ve been in this space for a while but never really “made it,” Digital Leasing is for you.


1. It’s Flexible: got an hour a day? You can do this. Ready to drop everything else and dive in full-time? You can do this. Yes, the more time you put in, the faster you see results. But even with a little time each day, you can move the needle in a Digital Leasing business.

And because this system is so flexible, you don’t have to constantly be working to make more money. It’s called PASSIVE INCOME because if you stop working, the money doesn’t.

Imagine taking 3 months off to just tour around Europe, rent a cabin in the woods to write a book, hike the Appalachian Trail, or live on the beach and surf all day.

This is only possible if you have an income stream that’s not tied to your time.

2. You Own & Control EVERYTHING: With anything in the financial markets, you own and control NOTHING. You have no say in price fluctuations, demand, or what the market will do.

Trying to beat the market is fighting against the tide. There’s just too much working against you, no matter how many supercomputers or rocket scientists are on your side.

With Digital Leasing, you own the assets, which means you have all the power and all the control.

3. Little To No Startup Costs: It’s possible to get into Digital Leasing with zero dollars upfront. Because, using the strategies outlined in this program, you can get a client to pay you BEFORE spending a penny out of your own pocket…even before you do any work.

Even without getting paid in advance, you can have your first Digital Rental Property up, running, and generating profits for less than $100.

1. Easy To Duplicate: Ok, here’s the best part: once you have your first Digital Rental Property up and running, you can literally DOUBLE your income with a few clicks, a couple of keystrokes, and a single phone call (and you don’t actually need the phone call).

Remember: each Digital Rental Property is worth $500 to $2,000 a month in semi-passive income (over 95% profit). Every time you decide to create another one and increase your income, it gets easier.

Because you have more knowledge, more experience, more results, and more momentum.

If you wanted to double your income with any kind of trading or investing, you’d have to double your initial capital OR double the average order size of your existing trades. And, guaranteed that’s a lot harder than a few clicks and a few minutes of your life.

2. Make Money Helping Real People: This part is what makes it all worth it. In the financial markets, you might be helping your family, but the impact never goes beyond you and maybe a few others.

But with Digital Leasing, you’re actually helping people by solving your clients’ biggest problem:

Small, local businesses need more customers, and with Digital Leasing, you are unleashing a flood of happy, paying customers for these businesses.

You make money by helping them make money.

Not a big, faceless corporation either…a small business owner who’s using that money to put food on the table for their family, start a college fund for their kids, or take care of a sick parent.

Once you see how Digital Leasing makes a real impact in the lives of real people, you’ll sleep like a baby with a big smile on your face.

Now, the choice is yours. You could continue browsing, looking at opportunities like Wealth Beyond Wall Street which could one day make you money.

You could continue researching, never making a decision.

OR, you could take a look inside, consider what you really want, and join a program that makes your dreams a reality. At the same time, joining a community of over 2,000 successful students that are living life on their own terms thanks to Digital Leasing.

A consistent, reliable, semi-passive stream of income that doesn’t depend on you or your time to keep producing profits.

All while genuinely helping real people who are grateful and happy to pay for it.

If this sounds more like what you want out of life (or if you just want some nice side income), click here to learn more about Digital Leasing.

Brittney Here!

I get to travel the world and live life without financial worry thanks to the system below!