Than Merrill Review (2022 Update): 8 Things You Need To Know!

By: Brittney

You probably found this Than Merrill Review while looking for ways to make money online, but is he legit? This will shock you because...
This Than Merrill review has been thoroughly researched with information and testimonials that are available online to anyone in the public. Any conclusions drawn by myself are opinions.

The Good Stuff

Extensive Curriculum
Than Merrill Have A Remarkable Experience in Real Estate Investing

The Bad Stuff

Quite Costly Course

Firstly, Why Am I Writing This Review?

Nice to meet you, my name is Brittney!

My story starts  like many do… “slaving away” at a 9-5 job that I didn’t really enjoy, but hey – it paid the bills.

I worked for a large Fortune 500 company that performed background checks for other companies when they wanted to hire a new employee… so you know, not exactly exciting stuff.

For a lot of people, a nice stable job and predictable check coming in every month is the picture of success, but for me, it felt like I was missing out on life.

Clocking in every single day, doing the same tasks over and over again, getting home with barely enough time to make dinner and enjoy some time to myself… only to wake up again the next morning and do it all over again.

I just wanted to enjoy life without being shackled to an unfilling job. 

I wanted to be able to take vacations whenever I wanted, for however long I wanted.

I didn’t want to have to beg my boss for a salary increase that barely matched inflation.

I just wanted to be free and happy.

Then about 4 years ago (as a stroke of luck), I stumbled across a program that taught me how to make money online by actually helping real people (local US businesses).

my concrete site

The image above shows an example. This mini website brings me in around $1,250 every single month, and I haven’t touched it in over 2 years.

That’s $15,000 per year in my pocket without having to really do anything.

Just helping small mom-and-pop shops keep their lights on and grow.

So it makes sense why local lead generation is my top online business for passive income. If you’re curious how that business model works, you can read more here.


Who Cares About That?

99% of reviewers out there don’t have experience running an actual business. They’re writing about stuff that they have no real experience with.

Why would they do that?

They just want you to click through and buy the  program that the review is about!

I have absolutely no relationship with Than Merrill, so you can rest easy knowing that I’m going to give you my honest opinion.

This review is written based on my own experiences with this business model.

All that being said, let’s jump into things.

Selling an experience that is supposed to make you money by renting out houses is the focus of this online seminar.

It’s a simple fact: buying a property that earns only a few hundred dollars a month, with a slew of liabilities and lousy tenants, will not make you rich.

And, because I’m doing this for you, I’ll be honest…

Than Merrill is a real estate investing program.

Like most real estate investing training courses, you’ll likely be exposed to the “Big 3” investing types:

  • Flipping
  • Wholesaling
  • Long-term buy-and-hold

Regardless of which path you go down, there is a lot of potential with real estate investing.

After all, it’s the world’s oldest wealth-builder.

However, before you leave this Than Merrill review and go sign up, you might want to ask yourself:

“Is now the right time for me to get into real estate investing?”

Because, no matter which way you slice it, real estate investing is extremely capital intensive, labor intensive, or both.

So if you’ve only got an hour or two a day, or your savings account is a few zeroes lighter than you’re comfortable with, this might not be the best time for you to jump into real estate investing.

But that doesn’t mean you’re out of luck. It just means you need a system to free up more time and give yourself a stronger financial cushion.

A good way to get yourself there is with Digital Real Estate.

Digital Real Estate takes all the best parts of real estate investing, while eliminating most of the headaches:

  • Low cashflow
  • Interest payments
  • Mortgages
  • High overhead
  • Expensive repairs and maintenance
  • Problematic tenants

And the best part?

Digital Real Estate allows you to build a passive income stream that’s actually passive!

An income stream that brings in consistent revenues every single month (from a couple thousand dollars to well over $10,000).

An income stream you could actually build in your spare time, and grow as large or as small as you want to, without having to spend hours a day analyzing deals, cold-calling homeowners, or dealing with contractors.

If that sounds like something you’d be interested in, check out Digital Real Estate.


This is the perfect first step to build recurring income that you can then use to start investing in real estate down the line.

However, if you’d still like to know more about Than Merrill, keep reading.

Than Merrill’s Net Worth

When considering someone’s investment advice, one of the first questions on their mind is usually, What is their net worth?

It’s also a good idea. Why should you pay attention to someone if they don’t make more money than you do?

After three years of profits of $300 million and a total of $1 billion since he began his real estate career, Merrill’s net worth is as follows:

  • $40M as of June 2014
  • $75M as of February 2017
  • $100M as of July 2020 

It was Merrill’s NFL experience that provided him with the initial capital. From 2007 to 2009, he appeared on primetime television and wrote a best-selling book.

He invested the money he earned in real estate, a critical factor in his rising fortune.

Keep in mind that neither Merill nor his associates have verified these numbers. They’re based on his published contracts and known real estate holdings as the best estimates they can be.

Than Merrill Family

Nathaniel “Than” Merrill, 43, is from Fresno, California. He currently lives in San Diego, California, with his beautiful wife, Cindy Philps, whom he married in 2010. Sky and Tyce are their two children.

Than Merrill Football Career

Merill was a well-known figure in other fields before becoming a prominent figure in the real estate industry (literally). He graduated from Yale University and was drafted as a football player by the Tampa Bay Buccaneers in 2001.

He retired with a career-ending knee injury in 2003, after actively playing for many teams in the European NFL division.

Many people would have given up on their lives; Merrill demonstrated strong will and perseverance in the face of an injury that would have defeated anyone else mentally.

Than Merill Turned Into One Of The Well-Known Real Estate Investors

A knee injury forced Merrill to give up his professional sports career in 2004, so he formed “CT Homes”—a real estate investment company with Paul Esajian, Konrad Sopielnikow, and JD Esajian.

The Birth Of CT Homes

A hallmark of CT Homes is its ability to scale quickly, maximize profits, and minimize risk through meticulous planning and execution.

CT Homes, LLC, a non-profit real estate development company based in New Haven, CT, was co-founded in 2004 by Than Merrill. The company has specialized in distressed real estate acquisition, development, and resale for the last 15 years. The company has bought more than a thousand properties since its inception. Property development projects have accumulated over the years, with between 25 and 40 currently underway.

Because of this, Than Merrill saw a significant rise in popularity.

Today, Than’s academic platform and mentoring program are built on these methods.

His new real estate company is CT Homes LLC. The first of three businesses that Than Merrill started, they focus on redeveloping 25-40 single-family and multi-family units at a time.

Equity Street Capital

“Equity Street Capital” is the next business on the list. They are primarily interested in acquiring apartment buildings, office buildings, and retail shopping centers.

Third, “Future Fortune Builders” is a training and coaching company that uses the same successful method for Than with CT Homes. He teaches new aspiring property investors the fundamental principles, such as:

  • Financial literacy
  • Personal development
  • The basics of property transactions and financial backing

Then there’s Equity Street Capital, Merrill’s own commercial real estate investment firm. Than and his team are primarily interested in acquiring income-producing commercial properties throughout the United States with this company. Apartment complexes, office buildings, and retail properties are their commercial investments. The company’s primary goal is to maximize long-term capital appreciation while also generating significant returns after adjusting for risk. The company has bought commercial real estate worth over $300 million in just the last two years.

Fortune Builders

One of the most prominent and most respectable real estate educational businesses is FortuneBuilders Inc., founded by Than Merrill.

Merrill started FortuneBuilders to help other would-be property investors benefit from his experience and enthusiasm for the industry.

People who want to start or expand their real estate investment businesses but want to stick to a tried-and-true business model can turn to FortuneBuilders.

Fortune Builders has been named one of Inc.’s most outstanding 5,000 companies in America for three consecutive years, including first place in the 2010 education ranking.

Several years ago, Than started a real estate brokerage and investment fund called “Grand Coast Capital.”

Flip This House

Being a property serial entrepreneur can make you a well-known figure on your own, but Merrills’ biggest break came in 2007 when he became a TV personality.

A&E approached Merrill about joining the cast of the popular reality show “Flip This House,” which is currently casting new cast members. As Than and his business partner Paul flipped properties in San Diego, CA, and Haven, CT, the show documented and followed them.

A first-of-its-kind show, it was a huge success with viewers, prompting Merrill to film a total of three seasons.

Later, Than was invited to speak and perform on stage with celebrities such as:

  • Laura Bush
  • Sarah Palin
  • Donald Trump
  • Robert Kiyosaki
  • Tony Robbins

Last but not least, Merrill is known for his two best-selling books, the first of which became a bestseller in just seven days after its release.

  • 2014 – The Real Estate Wholesaling Bible
  • 2015 – The E-Myth Real Estate Investor

Equal Footing Foundation

Additionally, Merrill and his wife are philanthropists.

“Equal Footing Foundation” is a registered non-profit organization dedicated to promoting and teaching youth sports and health. In addition, Than established “FortuneBuilders Gives,” a business division that provides charitable donations to students and members.

That’s why Than Merrill stands out from the crowd of gurus and teachers, and successful business owners in the room.

Than Merrill’s Course Training

Merrill’s program includes several different offers:

Real Estate Class (two hours)

This category is suitable for both intermediates and beginners. It demonstrates to attendees the systems used to build CT Homes and the fundamentals of investing in real estate and running a small business.

What Do They Promise To Deliver In These Two Hours?

  • Flipping Houses – How to Begin Earning Money by Flipping Homes in Your Neighborhood
  • Income-Generating Properties – You can find the best cash-flowing properties that can provide you with earnings every month.
  • Meet and Network – Talk with other local real estate experts about buying and selling real estate.
  • Systems – How to duplicate the systems featured on the TV show “Flip This House” and reap the benefits of their success.
  • Investing – Learn how to invest correctly even if you only work part-time.
  • What will real estate opportunities be available during the COVID-19 crisis?
  • Specific methods for consistently looking for affordable properties
  • What are the most efficient sources of funding for real estate deals?
  • What fundamental real estate investment concepts work best in this industry?
  • How to safeguard your current real estate investments, as well as other asset classes.
  • How to generate cash flow from both single-family rental properties and commercial properties.
  • The best tools, techniques, and solutions for redeveloping and flipping qualities.
  • If you don’t have enough capital, this is the simplest way to get started in real estate.
  • Tax and asset protection strategies that every American needs to ensure their financial future
  • The best investment techniques to use if you want to be a passive or active investor and maximize your returns.

Can You Make Money With Than Merill?

Yes. But it will take much effort and a lot of money. On Better Business Bureau website, there are good recommendations from real estate investors who made money from his courses.

While becoming a successful real estate investor isn’t easy, you might as well get paid for your efforts.

Is Than Merill A Scam?

So, is Than Merrill a scam? Not technically. You can make money with this program, but it’s definitely not as easy as Fortune Builders makes it sound.

There’s a ton of work to be done upfront, no real guarantee of success, and – most importantly – the actual profit margins on real estate investments are pretty small.

Now, there’s nothing wrong with front-loading the work and making the money later.

But if you’re grinding it out for 3 months – looking at deals, sending out offers, negotiating with the seller and lender to buy a rental property – and then your reward is like $100 a month in profits, it’s not really worth it.

What if, instead, you could do that same 3 months of work (in your spare time), and your reward was a $500 to $2,000 payment that came in every single month (with a 90-95% profit margin)?

And what if you actually didn’t need to wait 3 months? What if you could get started today and have your first payment in a week?

And what if you could double it next week?

Well, that’s the power of Digital Real Estate

And, unlike traditional real estate, you can legitimately do this from anywhere. It’s a true lifestyle business.

Your laptop and an internet connection is all you need.

Some of the most successful students in this program run their entire 6-figure businesses from:

  • A camper in the middle of the woods
  • A beach chair on the water in Mexico
  • A small villa in Greece


They’re able to travel around, living their lives first, and focusing on their income second.

Because even if they stop working for an extended period of time, the money keeps coming in.

So adventure, memories, and experience are the top priority.

And they never have to worry about how to pay for the next trip, or consider asking for time off.

If this sounds more like the type of life you want to lead, just click here to find out more about Digital Real Estate.

What Is My Top Recommendation For Making Money Online In 2022?

What Is My #1 Recommendation To Make Money Online?

Our review team has spent months researching, reviewing, and vetting dozens of business models and thousands of programs.

While there may be no “perfect business”, the research IS conclusive:

Digital Real Estate is the #1 online business model for those just starting out.

Whether you’ve never made a dollar online, or you’ve been in this space for a while but never really “made it,” Digital Real Estate is for you.


1) It’s Flexible: got an hour a day? You can do this. Ready to drop everything else and dive in full time? You can do this. Yes, the more time you put in, the faster you see results. But even with a little time each day, you can move the needle in a Digital Real Estate business.

And because this system is so flexible, you don’t have to constantly be working to make more money. It’s called PASSIVE INCOME because if you stop working, the money doesn’t.

Imagine taking 3 months off to just tour around Europe, rent a cabin in the woods to write a book, hike the Appalachian Trail, or live on the beach and surf all day.

This is only possible if you have an income stream that’s not tied to your time.

Flipping and wholesaling are full-time jobs (and more), no matter what any real estate guru tells you. You always have to be searching for deals, because if you stop, so does the money.


2) You Own & Control EVERYTHING: Yes, in traditional real estate you kind of “own” the properties. But there’s also a ton of debt tied to most real estate investments, which means the property isn’t truly yours.

A lender can take it away if you miss a payment. Not to mention, loan payments really impact your profit margins.

With Digital Real Estate, you own the assets outright (with a 90-95% profit margin), which means you have all the power and all the control.


3) Little To No Startup Costs: It’s possible to get into Digital Real Estate with zero dollars upfront. Because, using the strategies outlined in this program, you can get a client to pay you BEFORE spending a penny out of your own pocket…even before you do any work.

Even without getting paid in advance, you can have your first Digital Rental Property up, running, and generating profits for less than $100.


4) Minimal Ongoing Expenses: With traditional real estate, monthly expenses are HIGH. Between loan payments, ongoing maintenance, and repairs (not to mention the possibility of having to go through the eviction process), profit margins are slim.

Plus, whenever you have a vacancy, factor in the costs to turn over a unit (plus the fact there’s no money coming in until the next tenant moves in).

With Digital Real Estate, a 100% online business with minimal maintenance and ongoing costs, you never even have to think about that risk.


5) Easy To Duplicate: Ok, here’s the best part: once you have your first Digital Rental Property up and running, you can literally DOUBLE your income with a few clicks, a couple keystrokes, and a single phone call (and you don’t actually need the phone call).

Remember: each Digital Rental Property is worth $500 to $2,000 a month in semi-passive income (over 95% profit). Every time you decide to create another one and increase your income, it gets easier.

Because you have more knowledge, more experience, more results, and more momentum.

If you wanted to double your income with traditional real estate investing, you’d have to double your monthly rent, double your deals/number of units OR double your profit margins. And, guaranteed that’s a lot harder than a few clicks and a few minutes of your life.


6) Make Money Helping Real People: This part is what makes it all worth it. With Digital Real Estate, you’re actually helping people by solving your clients’ biggest problem:

Small, local businesses need more customers, and with Digital Real Estate, you are unleashing a flood of happy, paying customers for these businesses.

You make money by helping them make money.

Not a big, faceless corporation either…a small business owner who’s using that money to put food on the table for their family, start a college fund for their kids, or take care of a sick parent.

Once you see how Digital Real Estate makes a real impact in the lives of real people, you’ll sleep like a baby with a big smile on your face.


Now, the choice is yours. You could continue browsing, looking at opportunities like Than Merrill which could one day make you money.

You could continue researching, never making a decision.

OR, you could take a look inside, consider what you really want, and join a program that makes your dreams a reality. At the same time, joining a community of over 2,000 successful students that are living life on their own terms thanks to Digital Real Estate.

A consistent, reliable, semi-passive stream of income that doesn’t depend on you or your time to keep producing profits.

All while genuinely helping real people who are grateful and happy to pay for it.

If this sounds more like what you want out of life (or if you just want some nice side income), click here to learn more about Digital Real Estate.

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Brittney Here!

I get to travel the world and live life without financial worry thanks to the system below!

The Last Program You Will Ever Need