Team National Reviews (2024 Update): Best Membership Savings Company?

By: Brittney

Welcome to my Team National Reviews Review. My goal is to help you understand what the program is all about, how much it costs, if it's a good use of your time, your money, and much more! It should be less than 10 minutes start to finish, so let's dive in!


This Team National Reviews review has been thoroughly researched with information and testimonials that are available to anyone in the public. Any conclusions drawn by myself are opinions.

Firstly, Why Am I Writing The Review?

Nice to meet you, my name is Brittney!

My story starts like many do… “slaving away” at a 9-5 job that I didn’t really enjoy, but hey – it paid the bills.

I worked for a large Fortune 500 company that performed background checks for other companies when they wanted to hire a new employee… so you know, not exactly exciting stuff.

For a lot of people, a nice stable job and predictable check coming in every month is the picture of success, but for me, it felt like I was missing out on life.

Clocking in every single day, doing the same tasks over and over again, getting home with barely enough time to make dinner and enjoy some time to myself… only to wake up again the next morning and do it all over again.

I just wanted to enjoy life without being shackled to an unfilling job.

I wanted to be able to take vacations whenever I wanted, for however long I wanted.

I didn’t want to have to beg my boss for a salary increase that barely matched inflation.

I just wanted to be free and happy.

Then about 4 years ago (as a stroke of luck), I stumbled across a program that taught me how to make money online by actually helping real people (local US businesses).

Who Cares About That?

99% of reviewers out there don’t have experience running an actual business. They’re writing about stuff that they have no real experience with.

Why would they do that?

They just want you to click through and buy the program that the review is about!

I have absolutely no relationship with J Rich, so you can rest easy knowing that I’m going to give you my honest opinion.

This review is written based on my own experiences with this business model.

All that being said, let’s jump into things.


It’s yet another of those make money online programs centered on selling a membership program.

It’s supposed to teach you how to become a “6 figure network marketer,” but most members don’t make money promoting other products.

But the truth is that making money on a tiny commission is really hard.

Now before we get too deep.

Chances are you heard about Team National because someone – a friend or family member – introduced you to the company. Maybe you attended an online workshop or webinar, or maybe an in-person information session.

Your head’s probably spinning. This might be the first time you’ve heard about a real way to make money outside of a typical job.

So first off, congratulations!

You’ve just entered a whole new world…the world of making money on your own terms.

However, you came in through the wrong door.

Because Team National is – plain and simple – an MLM. Throw whatever fancy name you want on it…multi-level marketing (MLM), network marketing (NWM), direct sales, or anything else, it’s the same concept:

You pay some money upfront for the “opportunity” to sell products.

The products are typically low-quality but with high price tags (because fancy labels and stuff).

You’re told that the key to building your own successful business is selling these products to friends and family, and getting them on a subscription (so you get “monthly recurring revenue”).

Unfortunately, like most people who get taken in by these types of schemes, you’ll quickly discover that the well runs dry faster than you imagined.

After all, they make it sound really simple. “Just get 5 people you know onto this magic widget, and things will just grow from there.”

And in your head, you think “How hard can it be? I know plenty of people, 5 will be easy.”

But then you do it, and you realize people look at you like you’ve joined a cult. You’ve become “that person”, who joined an MLM, and is now trying to sell questionable products or services to everyone they meet.

It puts a strain on your relationships, and you end up stuck between two worlds.

But it’s not your fault. These companies spend millions of dollars each year figuring out exactly how to brainwash and recruit people. And that’s why we’re here.

To help you find a better way before it’s too late.

So, what if there was a way you could build a passive income stream that’s actually passive?

An income stream that doesn’t require:

  • Inventory
  • Selling to friends and family
  • Selling to strangers
  • Recruiting people
  • Dealing with questionable products that weigh on your conscience

An income stream that brings in consistent revenues every single month (from a couple thousand dollars to well over $10,000)?

An income stream you could actually build in your spare time, and grow as large or as small as you want to, without having to spend hours a day chasing, selling, or managing anything?

If that sounds like something you’d be interested in, check out Digital Leasing. 

This is nothing like MLM, and that’s probably a good thing.

However, if you’d still like to know more about Team National, keep reading.

What Is Team National USA?

What is Team National?

Team National is a network marketing and membership savings company based in Ft. Lauderdale.

The company was founded in 1997 by Dick Loehr.

Then his daughter, Angela Loehr Chrysler, joined the team in 2000.

Angela was appointed president of Team National in 2006. She took over Team National after her father, Dick Loehr, died in 2008.

This company is a member of the Direct Selling Association (DSA), Dun and Bradstreet (D&B), and the US Chamber of Commerce.

Being a part of these associations gives them a lot of credibility, and when you combine that with the fact that they’ve been in business for over 23 years, you get a pretty solid company.

In 2016, Team National’s sales totaled $659 million. That’s quite impressive for an MLM model.

What Does Team National Sell?

What does Team National Sell?

This company is a membership discount company that offers many products and services.

You will have purchasing power as a group for products and services such as:

  • Vehicles
  • Health discount benefit plans
  • Communication services
  • Travel insurance
  • Financial services
  • Rental cars
  • Business savings
  • Team National product line

These are all factory direct items that you’ll get at a 65% discount.

Team National Product Line

Team National mainly sells discounts, but there isn’t a lot of information available about the discounts they sell.

However, you’ll find people raving about how great their discounts are while others say they aren’t.

Let’s take a look at the 4 different Team National Categories of Memberships offered by this company:

1. Team National Factory Direct

How does Team National Work?

Indoor and outdoor furniture, flooring, spas, and saunas are all part of the furniture division. Members will save up to 65% by dealing directly with the manufacturer.

2. Team National Group Buying Power

Members will save money with a large group of wholesalers, manufacturers, and distributors that Team National has negotiated exclusive discounts with.

Vehicles, health discount benefit plans, financial services, rental cars and trucks, communication services, business savings, travel, and insurance are just a few examples.

So you can save money on a new or used car, debt management, vision and dental plans, and high-speed internet, among many other. How much we don’t really know. There is no place to look for specific discounts on big ticket items.

3. Team National Business Exchange

Team National Business Exchange gives you the opportunity to save money at thousands of local and small businesses across the United States. Team National offers business exchanges for construction, home maintenance, real estate, automotive, life insurance, travel, business-related items, and other services.

4. Team National E-Commerce

Team National members can earn 30% commissions by selling over 100 popular brands along with their own private label items.

You’ll find products in the nutrition, kids, and automotive care departments.

But you don’t really know what the products are so you can compare them to other well-known brands. To learn this information, you must first join.

They claim that these items are 50% less expensive on average than industry standard pricing.

5. Big N Marketplace (Optional)

As an IMD member, you will be able to earn a commission on the products you purchase. Technically, this is a rebate rather than a commission.

However, it is unclear whether you will earn commissions from others.

How Does Team National Work?

How does Team National Work?

So you’ll make money selling discounted memberships and earning affiliate commissions through Team National’s online marketplace.

Recruiting new Independent Marketing Directors is another way to earn money. The more your downline grows, the more money you can make, and the Team National plan claims to have unlimited depth in terms of your downline. This means that regardless of who recruited the IMD, you can profit from their sales.

You will earn points based on your sales. Here’s how it works:

  • A lifetime membership will earn you three points.
  • A standard two-year membership will earn you one point.

How Much Does It Cost To Join Team National?

You can become an Independent Marketing Director through a variety of memberships.

Participation in the earnings program is free, but you must pay for a membership package.

There are two other membership packages available: Premium Membership and Standard Membership.

Premium Membership

This is a $2,195 lifetime membership that covers your immediate family. Your Grandparents, Children, and Grandchildren are all included.

Standard Membership – $795

Team National Standard Membership Fee

This standard membership will provide savings for your household for two years.

These Team National memberships aren’t cheap, so you probably won’t be able to sell them to your friends and family.

What Is Their Compensation Plan?

Team National Compensation Plan

You can make money with Team National in two different ways.

Team National is not your typical company. They have a unique product line.

However, the way of earning money remains the same as in nearly every other MLM and affiliate program.

You make money by selling the service and building a downline.

Let’s take a closer look at them,

Making Money From Product Sales

Team National companies are a little confusing because the company itself does not sell products.

They sell memberships that allow you to buy products at a discounted price.

Some of these are well-known brands and products.

There are a lot of discounts at Team National, but they don’t really tell you what they are or how much money you save.

As a result, there are four different types of discounts available. They are as follows:

  • Team National Factory Direct: This contains physical item savings.
  • Group Buying Power: Individuals and businesses can save money on a variety of services.
  • Business Services: Discounts for local businesses.
  • Rebate Program. These are deals that allow people to earn cashback on purchases made at various retailers.

So Team National is basically a buying club. The company buys items with its purchasing power in order to sell them at a discounted price.

This is similar to Costco and BJ’s Wholesale Club. Except they have a physical store where you have to pay a membership fee to buy their products.

Team National offers 2 different discount programs.

Another thing Team National’s website does not do well is provide information besides how much members pay – $795 for a two-year membership or $2,915 for a lifetime membership.

So you have to pay a lot to save money on things you have to buy.

Isn’t that a hard sell?

You’d have to spend a lot of money to get your money’s worth in savings, wouldn’t you?

The Value Of Savings

Selling discounts isn’t your typical sell, but there is definitely a demand for savings.

That is one of the reasons why Costco and other membership stores are so successful.

However, their membership fee is a portion of the cost of Team Nationals membership.

So there is a significant difference between these discount membership companies.

Here’s another one:

You’ve probably purchased coupon booklets to raise funds for your own or a friend’s children’s school and sports league.

The only reason people buy them is to help the child out.

Consider it if you’ve bought it; did you use any of the coupons in there?

……possibly one… more than two.

You didn’t even save enough to cover the cost of the booklet.

Discounts are difficult to sell, especially when there isn’t a good cause associated with them, such as helping a neighborhood kid play soccer or purchasing new basketball uniforms.

And the fact that Team National doesn’t do a good job of telling the quality of the products or the size of the discount makes the sell that much more difficult.

Despite being in business for over 20 years, Team National has received few reviews.

The reviews that you do come across are frequently not about the product line or the savings themselves. They are generally concerned with whether or not this MLM is a scam.

Also, if you have the ability to earn money by joining one of their discounted memberships.

Although it is possible to make money, you will be at a significant disadvantage if your membership savings are insufficient.

After all, the entire purpose of this membership is to save money.

As a result, your offer is only as good as your membership.

This is not to imply that the discounts aren’t worthwhile. They could, but why isn’t there more information about it?

Income From Membership Sales

So you can also make money selling Team National membership sales.

Members will earn $50 if they sell a standard 2-year membership and $100 if they sell a lifetime membership.

Most MLM companies have a commission rate that ranges between 20% and 30%.

Team National appears to be on the low end of the commission scale.

And if your customer finances or uses a credit card to pay for their membership, you’ll receive $25 for the standard membership and $50 for the premium membership.

Make Money Building A Team

How to get started with Team National?

As with any MLM, the way to make money is to build a team.

You can also earn bonuses, like progression bonus, based on what you sell and what your downline sells.

Here’s how it’ll work:

Your first two sales will be assigned to you as your left and right legs. Then you’ll decide whether to put the next sales on the left or right.

And, with the help of the people you recruit, you will earn points for sales as well as for the people they recruit to join.

We mentioned this earlier.

What Other People Are Saying In Their Team National Review

What people are saying about Team National?

As with any opportunity or product in which you intend to invest money, you should research what others have to say about the company.

This is also true for Team National. Is it possible that Team National is a scam?

There are numerous websites where people have left reviews about Team National that will give you some good insight into their experiences.

Here are some of the best websites to visit:

  • Better Business Bureau
  • Indeed
  • RipOffReport
  • Facebook
  • Blog Comments
  • Glassdoor

Better Business Bureau

The BBB has not accredited Team Nation. And, as of the time this Team National review was written, they had 25 customer reviews with an overall rating of an A+.

They have closed 6 complaints in the last 12 months and 12 complaints in the last 3 years. Almost all of the complaints concerned the products and services.

Some customers complained that the company did not process the rebates as promised. And Team National responds that rebates are processed in 90 days or less.

Ripoff Report

This company has a number of complaints on RipOffReport. Some people believe that this company took advantage of them by making promises that they couldn’t keep.

There was one complaint that Team National is a scam because they couldn’t get in touch with anyone.


If you go to Team National’s Facebook page, you’ll see that they have 4.6 out of five stars based on the opinions of 507 people on Facebook, at least at the time of writing this review.

Most of the positive reviews come from people who are trying to recruit IMDs for their downline.

However, you will undoubtedly find consumer reviews that discuss how much money they were able to save when purchasing services and products from Team National.

Some of the team’s national reviews claimed no savings when purchasing products and services.


Team National has 4.5 stars out of 5 on Indeed and 15 reviews from corporate employees.

All of these reviews, for the most part, express happiness with management.

In 2020, Team National was named one of the Top Places to Work as well as one of the Best Places to Work.


Team National received 4.6 out of 5 stars on Glassdoor, with a total of seven reviews.

Two of the reviews appear to be from IMDs, while the rest appear to be from corporate office employees.

Blog Comments

Many blogs have been discussing Team National.

They discuss how to join Team National as an Independent Marketing Director.

You’ll find a mixed bag of comments, both positive and negative.

On the other hand, many of the negative reviews appear to be from members complaining about not earning enough money and the company not being transparent about their fees.

Is Team National A Scam?

Scam or Legit

So, is Team National a scam?

Not technically. You can make money with this program, but it’s definitely not as easy as the company makes it sound.

There’s a ton of work to be done upfront, no real guarantee of success, and – most importantly – the actual commissions are pretty small.

Now, there’s nothing wrong with front-loading the work and making the money later.

But if you’re grinding it out for 3 months and then your reward is a $50 commission, it’s not really worth it.

What if, instead, you could do that same 3 months of work (in your spare time), and your reward was a $500 to $2,000 payment that came in every single month?

And what if you actually didn’t need to wait 3 months? What if you could get started today and have your first payment in a week?

And what if you could double it next week?

Well, that’s the power of Digital Leasing

And, unlike an MLM, you can legitimately do this from anywhere. It’s a true lifestyle business.

Your laptop and an internet connection is all you need.

Some of the most successful students in this program run their entire 6-figure businesses from:

  • A camper in the middle of the woods
  • A beach chair on the water in Mexico
  • A small villa in Greece

They’re able to travel around, living their lives first, and focusing on their income second.

Because even if they stop working for an extended period of time, the money keeps coming in.

So adventure, memories, and experience are the top priority.

And they never have to worry about how to pay for the next trip, or consider asking for time off.

If this sounds more like the type of life you want to lead, just click here to find out more about Digital Leasing.

Is Team National A Pyramid Scheme?

No, it is not a pyramid scheme.

A pyramid scheme is a business model that recruits people to make money without providing them with anything in return. They sell you a dream of becoming wealthy with little effort.

Unlike many MLMs, Team National is not a pyramid scheme.

Yes, in order to make money, you will need to recruit people to become IMDs and join your downline. Team National, on the other hand, does not present itself as a get-rich-quick scheme and does not make any irrational promises to get rich.

The company isn’t promising that if you do this, you’ll become rich quickly or gradually. They do say that’s how IMDs make money.

What I Like About Team National

There are many positive aspects to Team National’s MLM program, especially when compared to the many other MLM companies out there.

They Have A Proven History

Most MLM companies fail within 10 years, but Team National has been in business for nearly 24 years.

In addition, they have been named one of the best companies to work for in 2020. That’s quite an accomplishment. And it’s a good indication that this company isn’t a scam.

Positive Team National Product Reviews

After reading the reviews and considering their excellent BBB rating, it’s difficult to say that this is a bad company. While there are some complaints on the BBB, the company responds to each one with a thorough explanation.

Many positive Team National reviews can be found on forum sites, blog comments, and their Facebook page. And finding positive reviews about the discounts was a great sign for Team National and further proof that it is not a scam.

Most MLMs are said to encourage their recruits to leave positive reviews, but isn’t this how most businesses work? They haven’t encouraged them to lie just to write a review.

No Monthly Sales Quota To Remain Active

Most MLMs require you to make a certain number of sales each month. This usually results in people purchasing products in order to meet this quota so that they can continue to work as a distributor.

You only need to sell two memberships per year to stay on Team National, and there is no monthly sales quota.

What I Don’t Like About Team National

Now for the not so good about this discount membership MLM.

It’s Expensive To Join

Most discount memberships and cash rebates are free, but Team National isn’t.

A simple search engine search will yield at least 15 legit survey sites that pay you money. Rakuten is one of these companies. Rakuten will pay you with $10 for joining and will give you with discounts on your online purchases!

So you’d think Team National’s discounts would be top-notch.

Unfortunately, I didn’t get that impression when looking for their member discounts, but there were some positive national reviews that said people saved money with this company. There were also some negative BBB reviews from customers who had problems with their products.

Hidden Monthly Expenses

While it’s great that there are no monthly sales quotas to meet, there are some hidden monthly expenses that they fail to mention in some of the reviews we’ve read.

The following are just a few of those additional monthly expenses:

  • Website- $7 per month
  • Success club- $39.95 per month
  • TN All Access subscription- $10 per month

Only 1 Out Of 167 Make Over $14K A Year

This company does not appear to have a high potential for profit or a good business opportunity.

Only 1 out of 167 IMDs earns more than $1,000 per month consistently.

You’re not going to be able to quit your day job.

According to Team National’s 2019 income disclaimer, only 0.6% of its members earn more than $14,000 per year.

Are There Alternatives to Team National?

alternatives ggmoney

Yes, there are plenty of MLM companies to choose from if you want to pursue this business model.  Here are just a few:

What Is Our #1 Recommendation To Make Money Online In 2024?

Digital Leasing

Our review team has spent months researching, reviewing, and vetting dozens of business models and thousands of programs.

While there may be no “perfect business”, the research IS conclusive:

Digital Leasing is the #1 online business model for those just starting out.

Whether you’ve never made a dollar online, or you’ve been in this space for a while but never really “made it,” Digital Leasing is for you.


1) It’s Flexible: got an hour a day? You can do this. Ready to drop everything else and dive in full time? You can do this. Yes, the more time you put in, the faster you see results. But even with a little time each day, you can move the needle in a Digital Leasing business.

And because this system is so flexible, you don’t have to constantly be working to make more money. It’s called PASSIVE INCOME because if you stop working, the money doesn’t.

Imagine taking 3 months off to just tour around Europe, rent a cabin in the woods to write a book, hike the Appalachian Trail, or live on the beach and surf all day.

This is only possible if you have an income stream that’s not tied to your time.

2) You Own & Control EVERYTHING: With MLMs and Network Marketing, you don’t really own anything. You have no control over the quality of products. You don’t even own your “team”.

Look at the fine print for most of the agreements folks sign when they join one of these companies. At any point, the company can change your commission structure, reduce your profit margins, or kick you out entirely.

With Digital Leasing, you own the assets, which means you have all the power and all the control.

3) Little To No Startup Costs: It’s possible to get into Digital Leasing with zero dollars upfront. Because, using the strategies outlined in this program, you can get a client to pay you BEFORE spending a penny out of your own pocket…even before you do any work.

Even without getting paid in advance, you can have your first Digital Rental Property up, running, and generating profits for less than $100.

4) No Inventory: Alright, so most MLMs don’t make you buy the products and fill your garage with them anymore (unlike the good ol’ days), but you’re still in a physical products business.

And physical products always have physical limitations. Even if you don’t have to manage the inventory, you still have to deal with supply chain shortages that cause major delays.

Imagine finally landing your first customer, and then losing them after one sale because they had to wait 6 weeks to get their order.

With Digital Leasing, a 100% online business, you never even have to think about that risk.

5) Easy To Duplicate: Ok, here’s the best part: once you have your first Digital Rental Property up and running, you can literally DOUBLE your income with a few clicks, a couple keystrokes, and a single phone call (and you don’t actually need the phone call).

Remember: each Digital Rental Property is worth $500 to $2,000 a month in semi-passive income (over 95% profit). Every time you decide to create another one and increase your income, it gets easier.

Because you have more knowledge, more experience, more results, and more momentum.

If you wanted to double your income with an MLM, you’d have to double your customers OR double the average order size of your existing customers. And, guaranteed that’s a lot harder than a few clicks and a few minutes of your life.

6) Make Money Helping Real People: This part is what makes it all worth it. In an MLM, your “upline” might convince you that what you’re selling improves people’s lives, but deep down, you likely know that’s not true.

Most of the time, you’re either selling a dream or a poor-quality, overpriced product with a fancy label.

And that makes it pretty hard to sleep at night.

But with Digital Leasing, you’re actually helping people by solving your clients’ biggest problem:

Small, local businesses need more customers, and with Digital Leasing, you are unleashing a flood of happy, paying customers for these businesses.

You make money by helping them make money.

Not a big, faceless corporation either…a small business owner who’s using that money to put food on the table for their family, start a college fund for their kids, or take care of a sick parent.

Once you see how Digital Leasing makes a real impact in the lives of real people, you’ll sleep like a baby with a big smile on your face.

Now, the choice is yours.

You could continue browsing, looking at opportunities like Team National which could one day make you money.

You could continue researching, never making a decision.

OR, you could take a look inside, consider what you really want, and join a program that makes your dreams a reality. At the same time, joining a community of over 2,000 successful students that are living life on their own terms thanks to Digital Leasing.

A consistent, reliable, semi-passive stream of income that doesn’t depend on you or your time to keep producing profits.

All while genuinely helping real people who are grateful and happy to pay for it.

If this sounds more like what you want out of life (or if you just want some nice side income), click here to learn more about Digital Leasing.

business opportunity

Brittney Here!

I get to travel the world and live life without financial worry thanks to the system below!