Saivian Review (2023 Update): Everything You Wanted To Know!

By: Brittney

Welcome to my Saivian review. My goal is to help you understand what the program is all about, how much it costs, if it’s a good use of your time, your money, and much more! It should be less than 10 minutes start to finish, so let’s dive in!
This Saivian review has been thoroughly researched with information and testimonials that are available online to anyone in the public. Any conclusions drawn by myself are opinions.

The Good Stuff

You can save money
Free training
Good for online shopping

The Bad Stuff

Long Time To Redeem Cashback
Reviews about how it waste money
The Saivian scheme

Firstly, Why Am I Writing This Review?

Nice to meet you, my name is Brittney!

My story starts  like many do… “slaving away” at a 9-5 job that I didn’t really enjoy, but hey – it paid the bills.

I worked for a large Fortune 500 company that performed background checks for other companies when they wanted to hire a new employee… so you know, not exactly exciting stuff.

For a lot of people, a nice stable job and predictable check coming in every month is the picture of success, but for me, it felt like I was missing out on life.

Clocking in every single day, doing the same tasks over and over again, getting home with barely enough time to make dinner and enjoy some time to myself… only to wake up again the next morning and do it all over again.

I just wanted to enjoy life without being shackled to an unfilling job. 

I wanted to be able to take vacations whenever I wanted, for however long I wanted.

I didn’t want to have to beg my boss for a salary increase that barely matched inflation.

I just wanted to be free and happy.

Then about 4 years ago (as a stroke of luck), I stumbled across a program that taught me how to make money online by actually helping real people (local US businesses).

my concrete site

The image above shows an example. This mini website brings me in around $1,250 every single month, and I haven’t touched it in over 2 years.

That’s $15,000 per year in my pocket without having to really do anything.

Just helping small mom-and-pop shops keep their lights on and grow.

So it makes sense why local lead generation is my top online business for passive income. If you’re curious how that business model works, you can read more here.


Who Cares About That?

99% of reviewers out there don’t have experience running an actual business. They’re writing about stuff that they have no real experience with.

Why would they do that?

They just want you to click through and buy the  program that the review is about!

I have absolutely no relationship with Saivian, so you can rest easy knowing that I’m going to give you my honest opinion.

This review is written based on my own experiences with this business model.

All that being said, let’s jump into things.


As we grow older saving money has become one of our main goals.

That’s why as much as possible, we try to use things that can save us even if it’s just a dollar.

Saivian promises that with them, you can save up to thousand of dollars because of their portal and cashback schemes.

But is it even a legitimate business? Or do they just encourage people to make them fall in their recruitment scheme?

Check that out in this review.

Though before anything else…

Chances are you heard about Saivian because someone – a friend or family member – introduced you to the company. Maybe you attended an online workshop or webinar, or maybe an in-person information session.

Your head’s probably spinning. This might be the first time you’ve heard about a real way to make money outside of a typical job.

So first off, congratulations!

You’ve just entered a whole new world…the world of making money on your own terms.

However, you came in through the wrong door.

Because Saivian is – plain and simple – an MLM. Throw whatever fancy name you want on it…multi-level marketing (MLM), network marketing (NWM), direct sales, or anything else, it’s the same concept:

You pay some money upfront for the “opportunity” to sell products.

The products are typically low-quality but with high price tags (because fancy labels and stuff).

You’re told that the key to building your own successful business is selling these products to friends and family, and getting them on a subscription (so you get “monthly recurring revenue”).

Unfortunately, like most people who get taken in by these types of schemes, you’ll quickly discover that the well runs dry faster than you imagined.

After all, they make it sound really simple. “Just get 5 people you know onto this magic widget, and things will just grow from there.”

And in your head, you think “How hard can it be? I know plenty of people, 5 will be easy.”

But then you do it, and you realize people look at you like you’ve joined a cult. You’ve become “that person”, who joined an MLM, and is now trying to sell questionable products or services to everyone they meet.

It puts a strain on your relationships, and you end up stuck between two worlds.

But it’s not your fault. These companies spend millions of dollars each year figuring out exactly how to brainwash and recruit people. And that’s why we’re here.

To help you find a better way before it’s too late.

So, what if there was a way you could build a passive income stream that’s actually passive?

An income stream that doesn’t require:

  • Inventory
  • Selling to friends and family
  • Selling to strangers
  • Recruiting people
  • Dealing with questionable products that weigh on your conscience

An income stream that brings in consistent revenues every single month (from a couple thousand dollars to well over $10,000)?

An income stream you could actually build in your spare time, and grow as large or as small as you want to, without having to spend hours a day chasing, selling, or managing anything?

If that sounds like something you’d be interested in, check out Digital Real Estate. 


This is nothing like MLM, and that’s probably a good thing.

However, if you’d still like to know more about Saivian, keep reading.

Saivian Overview

Saivian International

Name: Saivian International Ltd.


Founders: John Sheehan, Steve Gewecke, Eric Dalius, and Kevin Marino

Product Type: Multi-Level Marketing

Price: $125 Every Month

Summary: Saivian is an MLM company that offers its members the opportunity to make money via its commission scheme, offering an ROI of $5 to $3,000 for a monthly fee of $125. It’s also a cash-back service that aims to reimburse its customers 20% of their daily transactions in commercial shops.

Overall Rating: 1/10

Recommended: No

Saivian Review: What Is Saivian?

What Is Saivian

Saivian is a multi-level marketing organization that provides a cashback incentive, paying members 20% back on all purchases made at commercial merchants such as Starbucks, Target, and Walmart.

Furthermore, like an MLM, it offers an affiliate network via its referral program, making it seem to be a recruiting scheme.

The domain “” seems to have been registered on October 30, 2015, and is based in Arizona, USA. On the other side, the domain registration is set to private.

Steve Gewecke, John Sheehan, Kevin Marino, and Eric Dalius are the founders of Saivian.

Here’s some information about the company’s founders and marketing partners:

  • John Sheehan: Interim president of another company with decades of management experience
  • Steve Gewecke: Founder of US Utility Direct in 2012 and in 2014, rejoined MyNyloxin as president
  • Eric J Dalius: Defendants Professional Realty Enterprises, Saving Network App Limited, Saivian International Limited, and Saivian INT Limited’s founder, sole director, and sole shareholder
  • Kevin Marino: Network Marketer and founder of Asirvia, also an MLM company

As I’ve explained earlier, the organization seems to have stopped operations, as shown by the following message on its website domain:

Prior to October 2017, before publicly disclosing it, Saivian had already discontinued their business transactions in the United States in August 2017, after being labeled as a Ponzi scheme.

They may have offered refunds to its members, but it is unclear to this day if they received any refunds or commissions after the company ceased operations, as we can only rely on this assertion from their official website.

Maybe they have moved to SaiviWORLD.SG, a new site, where unpaid commissions and refunds are processed.

I did a quick google search and found out that the very same cash-back scheme is still being offered at SaiviWorld’s Facebook Page.

However, the website is still out of date, since it was last updated in 2018. Even so, this SaiviWorld seems to be still running from a mobile app.

The Saivian Product Line

The Saivian Product Line

You may earn cashback on your purchases and vacations when you join Saivian.

However, since Saivian does not deliver actual products, there is no stock inventory to be concerned about.

Rather, your efforts will be focused on attracting new members since the affiliate membership program is what you will be marketing and selling here.

Do Their Products Work?

Do Their Products Work

Unfortunately for Saivian, the brand does not sell actual things.

After registration, the user is sent to Saivian’s affiliate program, which is a third-party e-commerce platform.

The platform has no actual link to the MLM incentive that Saivian is pushing, which is concerning.

Saivian Membership Fees

Saivian Membership Fees

The membership is not inexpensive since these fees are how the corporation earns revenues when no actual items are involved.

The Saivian membership cost is $125 per year, payable every 28 days. Making the annual fee 13 x $125 = $1625, in my opinion, is a hefty sum to pay for a discount card membership.

Saivian aims to pay you up to $250 in cash back for each 28-day period. You’d have to spend 5 times the amount to earn the maximum payback of $250 with the 20% max cash back.

That works out to $1,250 if you solely use your Saivian card.

Then it starts to get interesting: you won’t receive your $250 cash back in the first or second month, but in the third!

What’s the hold-up for?

First off, you must invest the $1250 in order to receive the 20%, equivalent to $250 cash back) ,for the month. The company’s employees will then process the cash back within the next 30 days, giving you a period of 3 months after the cashback transaction is authorized.

They’re getting your $125 monthly subscription fee the whole time. $375 in value plus the original $125 charge is $500 – expended with a net cash return of $250.

This does not yet include the $1,250 in sales needed to qualify for the $250 cash back!

It’s not rocket science to not be able to figure out that something is wrong about those figures!

But at this point, I’m sure you realize there are much better programs out there that can help you make A LOT more money.

Obviously, this isn’t a reliable means of earning money because spending does not equate to making money, does it?

How To Make Money With Saivian?

How To Make Money With Saivian

You can earn from Saivian in two ways:

  1. Cash back for your shopping and travel-related transactions.
  2. Recruiting new members into their scheme in order to receive a regular commission payout.

There’s a lot that comes along with this type of Network Marketing business model that many people struggle with.

In fact, check out our Top 5 Reason Why Most Network Marketers Fail.

Now, don’t get me wrong

You can certainly make money with Network Marketing, but if you’re gonna put in the amount of grueling work into this business (which, trust me, isn’t easy), you might as well bring in some REAL money while you’re learning the ropes.

How To Get Started With Saivian?

How To Get Started With Saivian

Saivian offers a very hefty $125 monthly subscription fee.

Since this is on a monthly basis, it is automatically paid on your credit card every 28 days, resulting in you paying 13 times every year.

It might seem at the outset that spending $125 for 28 days isn’t so bad because they’ll give a cash back benefit of up to $250 every 28 days.

But even so, you will not receive the $250 straight away. There is a  90-day waiting period (or more like a delay!) before you get it. And in the process, you inevitably spend about $1,250 to get hold of that cash back.

Saivian Compensation Plan

Saivian Compensation Plan

Saivian’s incentive scheme now operates using a unilevel compensation structure, with affiliates divided into separate teams.

So, each team begins with just one affiliate at the very top, and this affiliate then brings in new recruits to join Saivian.

When this happens, these new recruits start at level 1. When level 1 members start recruiting, the new people they bring take the level 2 spot. Then it progresses from there.

These levels or thresholds are effectively limitless, and the commission earned by an affiliate is determined by the number of affiliates added in their downline.

You get a commission payout after you have recruited at least three people under you and work your way up from there.

You’ll know at this point that your profit is determined by the number of your own recruits and your affiliates’.

Essentially, Saivian doesn’t anymore run a traditional cash back scheme, but rather an MLM in which you make the majority of your income via recruitment.

When portrayed in this manner, it does function similarly to a pyramid scheme where the primary emphasis is on recruiting rather than the selling of products.


It’s great that you can get cashback while eating, shopping, traveling, and so on. It’s also a plus that you could potentially make money from the MLM platform.

Yes, the idea of having ROIs by merely recruiting people is enticing, but will it be any fun if it turns out to be all about marketing the program itself?

Worse, it would simply defraud you and take all of your capital money. So, to be blunt, there isn’t anything to like about this program – at all.

Pros And Cons


Long Time To Redeem Cashback

Yes as I’ve mentioned quite a number of times, getting the cashback in Saivian takes a long time.

This would take 30 days for the Saivian employees to obtain the shopping receipts, another 30 days to approve, and again, another 30 days for you to receive the money. Imagine the back office processing will be a total of 90 long days!

Why does it take this long, especially that we are living in a digital and modern age? It’s certainly a shady move.

Worst of all, you won’t receive any cashback at all. I’ve read a number of complaints about members not getting their cashback. And it’s definitely one of the explanations why they’re being labeled a scam, which has resulted in lawsuits and, finally, the total closure of the company.

Leaders Forsaking

Saivian was founded by John Sheehan, Kevin Marino, and Steve Gewecke, but they did not stay long. To put it succinctly, they fled! They abandoned Saivian.

Eric J Dalius, or E.J. Dalius, was one of the company’s silent associates and one of its founders, and he succeeded John Sheehan as President. And after the company ceased activities, it was still facing lawsuits.

Referral System- Actually Not Earning!

Besides the very flawed cashback scheme, which required 90 days to process the shopping purchases, the affiliate commissions are also disappointing. It would be difficult to fulfill the basic requirement to be able to make a decent income out of Saivian.

It seems that you are spending more money than what you are actually making. Just think about the $125 monthly fee that you would need to sustain.

We can’t also find their income disclosure statement anywhere in the internet. They probably chose to hide it because no one is really making any substantial income.

I’m guessing that no affiliate made any money here.

Is Saivian A Scam?

Is It A Scam

So, is Saivian a scam?

Not technically. You can make money with this program, but it’s definitely not as easy as the company makes it sound.

There’s a ton of work to be done upfront, no real guarantee of success, and – most importantly – the actual commissions are pretty small.

Now, there’s nothing wrong with front-loading the work and making the money later.

But if you’re grinding it out for 3 months and then your reward is a $50 commission, it’s not really worth it.

What if, instead, you could do that same 3 months of work (in your spare time), and your reward was a $500 to $2,000 payment that came in every single month?

And what if you actually didn’t need to wait 3 months? What if you could get started today and have your first payment in a week?

And what if you could double it next week?

Well, that’s the power of Digital Real Estate

And, unlike an MLM, you can legitimately do this from anywhere. It’s a true lifestyle business.

Your laptop and an internet connection is all you need.

Some of the most successful students in this program run their entire 6-figure businesses from:

  • A camper in the middle of the woods
  • A beach chair on the water in Mexico
  • A small villa in Greece


They’re able to travel around, living their lives first, and focusing on their income second.

Because even if they stop working for an extended period of time, the money keeps coming in.

So adventure, memories, and experience are the top priority.

And they never have to worry about how to pay for the next trip, or consider asking for time off.

If this sounds more like the type of life you want to lead, just click here to find out more about Digital Real Estate.

Are There Alternatives To Saivian?

are there alternatives

Yes, there are plenty of other business models to choose from if you want to pursue making money online.  Here are just a few:

What Is My Top Recommendation In Making Money Online In 2023?

Digital Real Estate

Our review team has spent months researching, reviewing, and vetting dozens of business models and thousands of programs.

While there may be no “perfect business”, the research IS conclusive:

Digital Real Estate is the #1 online business model for those just starting out.

Whether you’ve never made a dollar online, or you’ve been in this space for a while but never really “made it,” Digital Real Estate is for you.


1) It’s Flexible: got an hour a day? You can do this. Ready to drop everything else and dive in full time? You can do this. Yes, the more time you put in, the faster you see results. But even with a little time each day, you can move the needle in a Digital Real Estate business.

And because this system is so flexible, you don’t have to constantly be working to make more money. It’s called PASSIVE INCOME because if you stop working, the money doesn’t.

Imagine taking 3 months off to just tour around Europe, rent a cabin in the woods to write a book, hike the Appalachian Trail, or live on the beach and surf all day.

This is only possible if you have an income stream that’s not tied to your time.


2) You Own & Control EVERYTHING: With MLMs and Network Marketing, you don’t really own anything. You have no control over the quality of products. You don’t even own your “team”.

Look at the fine print for most of the agreements folks sign when they join one of these companies. At any point, the company can change your commission structure, reduce your profit margins, or kick you out entirely.
With Digital Real Estate, you own the assets, which means you have all the power and all the control.


3) Little To No Startup Costs: It’s possible to get into Digital Real Estate with zero dollars upfront. Because, using the strategies outlined in this program, you can get a client to pay you BEFORE spending a penny out of your own pocket…even before you do any work.

Even without getting paid in advance, you can have your first Digital Rental Property up, running, and generating profits for less than $100.


4) No Inventory: Alright, so most MLMs don’t make you buy the products and fill your garage with them anymore (unlike the good ol’ days), but you’re still in a physical products business.

And physical products always have physical limitations. Even if you don’t have to manage the inventory, you still have to deal with supply chain shortages that cause major delays.

Imagine finally landing your first customer, and then losing them after one sale because they had to wait 6 weeks to get their order.

With Digital Real Estate, a 100% online business, you never even have to think about that risk.


5) Easy To Duplicate: Ok, here’s the best part: once you have your first Digital Rental Property up and running, you can literally DOUBLE your income with a few clicks, a couple keystrokes, and a single phone call (and you don’t actually need the phone call).

Remember: each Digital Rental Property is worth $500 to $2,000 a month in semi-passive income (over 95% profit). Every time you decide to create another one and increase your income, it gets easier.

Because you have more knowledge, more experience, more results, and more momentum.

If you wanted to double your income with an MLM, you’d have to double your customers OR double the average order size of your existing customers. And, guaranteed that’s a lot harder than a few clicks and a few minutes of your life.


6) Make Money Helping Real People: This part is what makes it all worth it. In an MLM, your “upline” might convince you that what you’re selling improves people’s lives, but deep down, you likely know that’s not true.

Most of the time, you’re either selling a dream or a poor-quality, overpriced product with a fancy label.

And that makes it pretty hard to sleep at night.

But with Digital Real Estate, you’re actually helping people by solving your clients’ biggest problem:

Small, local businesses need more customers, and with Digital Real Estate, you are unleashing a flood of happy, paying customers for these businesses.

You make money by helping them make money.

Not a big, faceless corporation either…a small business owner who’s using that money to put food on the table for their family, start a college fund for their kids, or take care of a sick parent.

Once you see how Digital Real Estate makes a real impact in the lives of real people, you’ll sleep like a baby with a big smile on your face.


Now, the choice is yours.

You could continue browsing, looking at opportunities like Saivian which could one day make you money.

You could continue researching, never making a decision.

OR, you could take a look inside, consider what you really want, and join a program that makes your dreams a reality. At the same time, joining a community of over 2,000 successful students that are living life on their own terms thanks to Digital Real Estate.

A consistent, reliable, semi-passive stream of income that doesn’t depend on you or your time to keep producing profits.

All while genuinely helping real people who are grateful and happy to pay for it.

If this sounds more like what you want out of life (or if you just want some nice side income), click here to learn more about Digital Real Estate.

Table of Contents

Brittney Here!

I get to travel the world and live life without financial worry thanks to the system below!