Retirement Millionaire Review (2023 Update): Everything You Wanted To Know!

By: Brittney

Welcome to my Retirement Millionaire review. My goal is to help you understand what the program is all about, how much it costs, if it’s a good use of your time, your money, and much more! It should be less than 10 minutes start to finish, so let’s dive in!
This Retirement Millionaire review has been thoroughly researched with information and testimonials that are available online to anyone in the public. Any conclusions drawn by myself are opinions.

The Good Stuff

Live a millionaire lifestyle.
2 years typical holding period
David is also the editor of Retirement Trader

The Bad Stuff

Annual tax bill
The monthly research service can be challenging.

Firstly, Why Am I Writing This Review?

Nice to meet you, my name is Brittney!

My story starts  like many do… “slaving away” at a 9-5 job that I didn’t really enjoy, but hey – it paid the bills.

I worked for a large Fortune 500 company that performed background checks for other companies when they wanted to hire a new employee… so you know, not exactly exciting stuff.

For a lot of people, a nice stable job and predictable check coming in every month is the picture of success, but for me, it felt like I was missing out on life.

Clocking in every single day, doing the same tasks over and over again, getting home with barely enough time to make dinner and enjoy some time to myself… only to wake up again the next morning and do it all over again.

I just wanted to enjoy life without being shackled to an unfilling job. 

I wanted to be able to take vacations whenever I wanted, for however long I wanted.

I didn’t want to have to beg my boss for a salary increase that barely matched inflation.

I just wanted to be free and happy.

Then about 4 years ago (as a stroke of luck), I stumbled across a program that taught me how to make money online by actually helping real people (local US businesses).

my concrete site

The image above shows an example. This mini website brings me in around $1,250 every single month, and I haven’t touched it in over 2 years.

That’s $15,000 per year in my pocket without having to really do anything.

Just helping small mom-and-pop shops keep their lights on and grow.

So it makes sense why local lead generation is my top online business for passive income. If you’re curious how that business model works, you can read more here.

NOTE: I DO NOT WORK WITH Retirement Millionaire

Who Cares About That?

99% of reviewers out there don’t have experience running an actual business. They’re writing about stuff that they have no real experience with.

Why would they do that?

They just want you to click through and buy the  program that the review is about!

I have absolutely no relationship with Retirement Millionaire, so you can rest easy knowing that I’m going to give you my honest opinion.

This review is written based on my own experiences with this business model.

All that being said, let’s jump into things.

Retirement Millionaire Review

Retirement planning may be a difficult job for many individuals. Before retiring, you’ll need a stiff financial system to help you survive.

Fortunately, Stansberry Research’s Retirement account may be able to greatly simplify the process.

The Retirement Millionaire subscription is administered by Dr. David Eifrig of Stansberry Research and promises to teach you investment strategies.

The service assists retirees in saving money for a more affluent retirement.

Though is it the right one for you?

But before that…

You probably discovered Retirement Millionaire for the same reason you might have come across any other financial newsletter, stock trading service, or investment program:

Because you want more money in less time.

And chances are, you want to quickly multiply the money you do have (as opposed to waiting months or even years to see a decent ROI).

This is a fascinating promise, and it’ probably why the financial publishing and training industry is worth billions of dollars.

The problem is, because the idea of doubling, tripling, or 10X-ing your money in a few minutes to a few days is so enticing, there are a ton of shady characters in this space.

But, putting that aside, let’s say every investing guru and “trading expert” on the internet had the best intentions.

Even with proprietary algorithms, a room full of supercomputers, and a team of rocket scientists, most of these experts would be lucky to get it right 20% of the time.

We’re talking about asymmetric bets here, so theoretically the winners should more than make up for the losers.

But to make that happen, you can NEVER miss a trade. With a 20% success rate (speaking optimistically), one forgotten winner could turn a profitable month into a loser.

That’s a lot of pressure and stress (not to mention a lot of losing) with little certainty.

But what if there was a way you could build a passive income stream that’s actually passive?

An income stream that doesn’t require:

  • Constantly monitoring your phone for buy/sell alerts.
  • Obsessively watching charts and movement.
  • The emotional roller coaster and angst of hoping one winner can cover the last 8 losses.
  • Gambler’s odds (20% chance of success is worse than the odds of winning at Blackjack)

An income stream that brings in consistent revenues every single month (from a couple of thousand dollars to well over $10,000)?

An income stream you could actually build in your spare time, and grow as large or as small as you want to, without having to spend hours a day monitoring charts, trades, and alerts?


If that sounds like something you’d be interested in, check out Digital Real Estate. 

However, if you’d still like to know more about Retirement Millionaire, keep reading.

Retirement Millionaire Review: Dr. David Eifrig Review

Monthly Investment Advisory

Dr. David Eifrig is the project’s lead researcher and a physician.

He hassolidong academic background as well as extensive investment experience.

Education And Career Of Dr. David Eifrig Jr.

Retirement Savings Personal Finance Tips

Dr. David Eifrig Jr., or “the Doc,” as he’s known around the Stansberry offices, graduated from Northwestern University’s famed Kellogg School of Management in 1986 with a double-major MBA in finance and foreign politics.

Doc started his investment career as a derivatives trader at Goldman Sachs, ultimately rising to the level of VP.

More Than A Decade Of Wall Street Trading Experience

Retirement Millionaire

Dr. Eifrig spent almost a decade on Wall Street, working for Goldman Sachs, Chase Manhattan, and other organizations.

Doc decided to extend his horizons in 1995.

He left Wall Street to attend medical school and pursue his passion of becoming a medical doctor.

Soon after leaving, he enrolled in Columbia University’s pre-med program.

Doc graduated with honors from the University of North Carolina at Chapel Hill School of Medicine in 2001.

Dr. David Eifrig began his career as an ophthalmology resident at Duke University in 2002 and stayed there until 2004.

100,000 Members Are Already Reading Retirement Millionaire

Retirement Millionaire

Doc’s Retirement Millionaire reports have been viewed by approximately 100,000 users since its inception, and the program is still going strong today.

Are You Ready For Financial Lockdown? Retirement Millionaire Review

In his last presentation for Retirement Millionaire, Dr. David Eifrig warned the public: that a big financial disaster was on the horizon.

What’s Included With Retirement Millionaire?

  • David Eifrig’s Retirement Millionaire Newsletter for One Year
  • The New Era Playbook
  • Model Portfolio
  • The Perfect Inflation-Era Portfolio
  • The Two Most Valuable Assets in Crisis Time
  • The 100% Stock Boost
  • 30-day, money-back guarantee
  • Unlimited Access to the Bonus Special Reports and Archives

Newsletter Review

Retirement Millionaire

The Retirement Millionaire newsletter is the service’s key selling point.

Doc’s most current stock picks and market updates may be found rigt here.

You’ll get a new edition of the retiring millionaire newsletter every second Wednesday of the month.

Doc will also send out extra email updates to keep subscribers updated as required.

The Retirement Millionaire newsletter delivers all the stock market knowledge you need monthly.

Doc’s writing style is educational and exciting, which makes the newsletter enjoyable to read.

This feature of the service is highly rated since it checks all of the criteria.

Model Portfolio Review

The model portfolio contains all of Retirement MilMillionaire’s active recommendations.

You may get the most recent information regarding Doc’s stock choices right here.

When Doc changes his opinion about a stock, the model portfolio is updated with the new suggestion.

It also contains performance statistics, current insight, and other helpful information for any stock with an active “buy” rating.

This tool allows you to rapidly determine if Retirement Millionaire lives up to its name and is a wise investment.

It’s a fantastic reference tool that makes it much easier to follow along with Doc’s trades.

Unlimited Access To The Bonus Special Reports And Archives

These are the most recent additions to the mot richest Retirement Millionaire research collection.

Doc has produced hundreds more reports like these throughout the course of Retirement Millionaire’s 13-year existence.

As an extra benefit, you may access every Retirement Millionaire report through the Retirement Millionaire Bonus Special Report Archive.

This helpful resource is accessible via the online members portal using your personal online account, and it’s an excellent place to broaden your investing knowledge.

Retirement Millionaire Money-Back Guarantee Review

Retirement Millionaire

Retirement Millionaire offers a 30-day money-back guarantee with each new membership.

If the product isn’t what you expected, simply contact customer service within the 30-day money-back guarantee period to receive a full refund.

Retirement Millionaire takes the cake yet again with its no-questions-asked guarantee.

Given that 30-day money-back guarantees are relatively common in the research industry, the refund rate is only average.

However, suppose you’re still on the fence. In that case, Retirement Millionaire’s guarantee should provide some reassurance, and it’s certainly a commendable feature of the service.

It is safe to say that many people have found Doc’s retirement secrets to be well worth the price of admission, as his service has nearly 100,000 readers and has been running for 13 years.

How Much Does Retirement Millionaire Cost?

How Much Does Retirement Millionaire Cost

Doc is promoting his Financial Lockdown study by providing a special deal.

For a one-year retired millionaire subscription, this monthly investing advice service usually costs $199 per year.

However, you can buy a full year of Financial Lockdown for for $49 right now!

This package includes all of the benefits above, the research reports, and the model portfolio. It provides a 75% discount on the total rate.

Is Retirement Millionaire A Scam?

Is it a scam?

So, is Retirement Millionaire a scam? Not technically. You can make money with it, but it’s definitely not as easy as Retirement Millionaire makes it sound.

Again, with any kind of financial product (especially trading), you’re taking on a lot of risk.

Sure, you could hit it big and retire in Italy, but chances are you need the stomach and financial cushion to weather tons of losses before you get there…and it may never happen.

Most of the big gains numbers these companies use in their marketing (“xyz grew by 4,112% in 3 months” or “this option made 324% in just 2 days”) are cherry-picked.

They don’t tell you about the 10 100% losers that came before.

In other words, if you invested $100 into 11 recommendations, you’d lose $1,000, and make back $324…so you’d still be out almost $700.

Most people don’t have the fortitude to stick it out through 3 straight months of losers in the hopes of landing one big winner.

What if, instead, you took those same 3 months, invested just a couple hof ours a day (in your spare time), and your reward was a $500 to $2,000 payment that came in every month?

And what if you didn’t need to wait 3 months? What if you could get started today and have your first payment in a week?

And what if you could double it next week?

Well, that’s the power of Digital Real Estate

It’s a true lian actuale business.

Your laptop and an internet connection is all you need.

Some of the most successful students in this program run their entire 6-figure businesses from:

  • A camper in the middle of the woods
  • A beach chair on the water in Mexico
  • A small villa in Greece


They can travel around, living their lives first, and focusing on their income second.

Because even if they stop working for an extended period, the money keeps coming in.

So adventure, memories, and experience are the top priority.

And they never have to worry about how to pay for the next trip, or consider asking for time off.

If this sounds more like the type of life you want to lead, just click here to find outlearnout Digital Real Estate.

Are There Alternatives To Retirement Millionaire?

are there alternatives

Yes, there are plenty of other business models to choose from if you want to pursue making money online.  Here are just a few:

What Is My Top Recommendation In Making Money Online In 2023?

Digital Real Estate

Our review team has spent months researching, reviewing, and vetting dozens of business models and thousands of programs.

While there may be no “perfect business”, the research IS conclusive:

Digital Real Estate is the #1 online business model for those just starting out.

Whether you’ve never made a dollar online, or you’ve been in this space for a while but never really “made it,” Digital Real Estate is for you.


1. It’s Flexible: got an hour a day? You can do this. Ready to drop everything else and dive in full time? You can do this. Yes, the more time you put in, the faster you see results. But even with a little time each day, you can move the needle in a Digital Real Estate business.

And because this system is so flexible, you don’t have to constantly be working to make more money. It’s called PASSIVE INCOME because if you stop working, the money doesn’t.

Imagine taking 3 months off to just tour around Europe, rent a cabin in the woods to write a book, hike the Appalachian Trail, or live on the beach and surf all day.

This is only possible if you have an income stream that’s not tied to your time.


2. You Own & Control EVERYTHING: With anything in the financial markets, you own and control NOTHING. You have no say in price fluctuations, demand, or what the market will do.

Trying to beat the market is fighting against the tide. There’s just too much working against you, no matter how many supercomputers or rocket scientists are on your side.

With Digital Real Estate, you own the assets, which means you have all the power and all the control.


3. Little To No Startup Costs: It’s possible to get into Digital Real Estate with zero dollars upfront. Because, using the strategies outlined in this program, you can get a client to pay you BEFORE spending a penny out of your own pocket…even before you do any work.


Even without getting paid in advance, you can have your first Digital Rental Property up, running, and generating profits for less than $100.


1. Easy To Duplicate: Ok, here’s the best part: once you have your first Digital Rental Property up and running, you can literally DOUBLE your income with a few clicks, a couple keystrokes, and a single phone call (and you don’t actually need the phone call).

Remember: each Digital Rental Property is worth $500 to $2,000 a month in semi-passive income (over 95% profit). Every time you decide to create another one and increase your income, it gets easier.

Because you have more knowledge, more experience, more results, and more momentum.

If you wanted to double your income with any kind of trading or investing, you’d have to double your initial capital OR double the average order size of your existing trades. And, guaranteed that’s a lot harder than a few clicks and a few minutes of your life.


2. Make Money Helping Real People: This part is what makes it all worth it. In the financial markets, you might be helping your family, but the impact never goes beyond you and maybe a few others.

But with Digital Real Estate, you’re actually helping people by solving your clients’ biggest problem:

Small, local businesses need more customers, and with Digital Real Estate, you are unleashing a flood of happy, paying customers for these businesses.

You make money by helping them make money.

Not a big, faceless corporation either…a small business owner who’s using that money to put food on the table for their family, start a college fund for their kids, or take care of a sick parent.

Once you see how Digital Real Estate makes a real impact in the lives of real people, you’ll sleep like a baby with a big smile on your face.


Now, the choice is yours. You could continue browsing, looking at opportunities like Retirement Millionaire which could one day make you money.

You could continue researching, never making a decision.

OR, you could take a look inside, consider what you really want, and join a program that makes your dreams a reality. At the same time, joining a community of over 2,000 successful students that are living life on their own terms thanks to Digital Real Estate.

A consistent, reliable, semi-passive stream of income that doesn’t depend on you or your time to keep producing profits.

All while genuinely helping real people who are grateful and happy to pay for it.

If this sounds more like what you want out of life (or if you just want some nice side income), click here to learn more about Digital Real Estate.

Table of Contents

Brittney Here!

I get to travel the world and live life without financial worry thanks to the system below!