Prosper Trading Reviews

Welcome to my Prosper Trading Review Review. My goal is to help you understand what the program is all about, how much it costs, if it's a good use of your time, your money, and much more! It should be less than 10 minutes start to finish, so let's dive in!


This Prosper Trading Review review has been thoroughly researched with information and testimonials that are available to anyone in the public. Any conclusions drawn by myself are opinions.

The Good Stuff

  • Trading room in real-time
  • Guidance on an individual basis
  • Trading signals and stock recommendations

The Bad Stuff

  • Subscription is prohibitively expensive.
  • Business plan with a high degree of risk—returns are not guaranteed.

Firstly, Why Am I Writing The Review?

Nice to meet you, my name is Brittney!

My story starts like many do… “slaving away” at a 9-5 job that I didn’t really enjoy, but hey – it paid the bills.

I worked for a large Fortune 500 company that performed background checks for other companies when they wanted to hire a new employee… so you know, not exactly exciting stuff.

For a lot of people, a nice stable job and predictable check coming in every month is the picture of success, but for me, it felt like I was missing out on life.

Clocking in every single day, doing the same tasks over and over again, getting home with barely enough time to make dinner and enjoy some time to myself… only to wake up again the next morning and do it all over again.

I just wanted to enjoy life without being shackled to an unfilling job.

I wanted to be able to take vacations whenever I wanted, for however long I wanted.

I didn’t want to have to beg my boss for a salary increase that barely matched inflation.

I just wanted to be free and happy.

Then about 4 years ago (as a stroke of luck), I stumbled across a program that taught me how to make money online by actually helping real people (local US businesses).

Who Cares About That?

99% of reviewers out there don’t have experience running an actual business. They’re writing about stuff that they have no real experience with.

Why would they do that?

They just want you to click through and buy the program that the review is about!

I have absolutely no relationship with J Rich, so you can rest easy knowing that I’m going to give you my honest opinion.

This review is written based on my own experiences with this business model.

All that being said, let’s jump into things.


Prosper Trading Academy: Introduction

On the surface, Scott Bauer appears to be a trustworthy individual. In 1992, he began trading on the CBOE.

He then became a Vice President at Goldman Sachs. He has made multiple appearances on CNBC, FOX Business, Bloomberg, and the TD Ameritrade Network.

And, unlike some of the other trading gurus I’ve had the opportunity to assess, he lacks the shyster vibe.

However, is he the person to teach you how to trade? Should you become a member of Prosper Trading Academy?

Now, before I continue, I want to be honest here, so…

You probably discovered Prosper Trading Academy for the same reason you might have come across any other financial newsletter, trading service, or investment program:

Because you want more money in less time.

And chances are, you want to quickly multiply the money you do have (as opposed to waiting months or even years to see a decent ROI).

This is a really exciting promise, and it’s probably why the financial publishing and training in the trading industry is worth billions of dollars.

The problem is, because the idea of doubling, tripling, or 10X-ing your money in a few minutes to a few days is so enticing, there are a ton of shady characters in this space.

But, putting that aside, let’s say every investing guru and “trading expert” on the internet had the best of intentions.

Even with proprietary algorithms, a room full of supercomputers, and a team of rocket scientists, most of these experts would be lucky to get it right 20% of the time.

Now sure, we’re talking about asymmetric bets here, so theoretically the winners should more than make up for the losers.

But in order to make that happen, you can NEVER miss a trade. With a 20% success rate (speaking optimistically), one missed winner could turn a profitable month into a loser.

That’s a lot of pressure and a lot of stress (not to mention a lot of losing) with not much certainty.

But what if there was a way you could build a passive income stream that’s actually passive?

An income stream that doesn’t require:

  • Constantly monitoring your phone for buy/sell alerts
  • Obsessively watching charts and movement
  • The emotional roller coaster and angst of hoping one winner can cover the last 8 losses
  • Gambler’s odds (20% chance of success is worse than the odds of winning at Blackjack)

An income stream that brings in consistent revenues every single month (from a couple thousand dollars to well over $10,000)?

An income stream you could actually build in your spare time, and grow as large or as small as you want to, without having to spend hours a day monitoring charts, trades, and alerts?

If that sounds like something you’d be interested in, check out Digital Leasing. 

However, keep reading if you’d still like to know more about Prosper Trading Academy.

What Is Prosper Trading Academy?

Prosper Trading Academy was founded to provide true education with a human touch. According to their website, they have over 75 years of expertise assisting traders in broadening their trading skill sets.

Whether you’ve never traded before or consider yourself an expert, their programs are precisely designed to help you build your skillset in your preferred asset class while also expanding out into new asset classes.

Who Is Scott Bauer?

Prosper Trading Academy Review (Scott Bauer)

Scott Bauer is the founder and CEO of Prosper Trading Academy and a frequent TD Ameritrade featured coach.

He has over 25 years of professional experience trading equity and index options trading at the Chicago Board Options Exchange (CBOE), the Chicago Mercantile Exchange (CME), and a former Goldman Sachs Vice President/trader.

He is also a popular market commentator, frequently appearing on Fox Business, Bloomberg, CNBC, and other major financial networks.

Scott got an honors bachelor’s degree in business administration from the University of Illinois and taught at his alma university and the CBOE.

Scott was the CBOE’s only market maker in 1997, selling options. Additionally, he has traded and made markets in well-known firms like Coca-Cola, Bank of America, United States Robotics, Rambus, American International Group, and Delta Airlines.

Inside Prosper Trading Academy

Inside Prosper Trading Academy

Prosper Trading Academy offers a variety of programs. You can choose from the following options depending on your level of experience or dedication to trading:

Options Volatility ($499.99)

Develop a working knowledge of fundamental and advanced options theory and potentially prepare for market uncertainty.

This knowledge may be applied to any trading strategy, whether it is time for quarterly earnings releases, trade news, or geopolitical risk.

Penny Stocks ($4,995.00 For Three Months Of Access)

Many seasoned traders return to penny stocks due to their unmatched capacity to generate unmatched profits with only a few picks.

In their penny stock education, you will study both fundamental and sophisticated risk-mitigation tactics. Their penny stock gurus specialize in short-term investment strategies employing OTC (over-the-counter) stocks.

Short-Term Options ($4,995.00 For Three Months Of Access)

Are you interested in using short-term options to take a calculated risk that may allow traders to earn in both up and down markets?

This PTA program teaches you how to trade options in a compressed time frame, frequently entering and exiting transactions on the same trading day.

Momentum Stocks (E-Book, Free Download)

Acquaint yourself with the “nuts and bolts” of stock trading. Discover how stocks, including short selling and dividends, affect the stock price.

Discover the many order types available for entering and exiting markets, automated trading systems, and trading psychology principles.

Cryptovault Newsletter ($699 Per Year)

Bitcoin and other cryptocurrencies have provided some of the best investment possibilities over the last decade.

Discover the numerous tokens and their use cases, how to identify “best in class” enterprises within each token category, the fundamentals that drive price reaction, and how to combine this with technical analysis to profit from market volatility.

They focus on tools that will aid you in navigating this relatively new asset class and making good investment selections.

Options Income & Long-Term Trading

Discover everything you need to know about trading and managing options in the manner of a hedge fund manager.

Whether you’re a novice or a seasoned trader, you’ll learn how to identify and execute options trades, set profit targets, and manage your position/risk on each trade.

They’ll educate you on avoiding common option trading blunders and ultimately winning.

Foundation Room

The Foundation Room at Prosper Trading Academy is a potential source of knowledge for all traders, from novices to seasoned veterans.

You can hone your trading skills here by returning to the fundamentals, or you can discover newly untapped techniques that will help you become a more consistent trader.

The room covers option volatility theory, an approach to fundamental and specialty stock trading, trading psychology, and how to use scanners and algorithms to find market opportunities.

You may attend daily classes in the Foundation Room, examine their best trading material, and receive real-time feedback on practically every trade.

Can You Make Money With Prosper Trading Academy?

Can You Make Money With Prosper Trading Academy

You certainly can! However, you must spend money to earn money joining Prosper Trading.

There are numerous aspects of trading that many people struggle with.

Now, do not be misled…

While earning money through trading is not impossible, if you’re going to put in the amount of rigorous work required to succeed in this sector (which, trust us, is not simple), you might as well earn some REAL money while you’re learning the ropes.

Is Prosper Trading Academy A Scam?

scam or legit ggmoney

So, is Prosper Trading Academy a scam? Not technically. You can make money with it, but it’s definitely not as easy as Scott Bauer makes it sound.

Again, with any kind of financial product (especially trading), you’re taking on a lot of risk.

Sure, you could hit it big and retire in Italy, but chances are you need the stomach and financial cushion to weather tons of losses before you get there…and it may never happen.

Most of the big gains numbers these companies use in their marketing (“xyz grew by 4,112% in 3 months” or “this option made 324% in just 2 days”) are cherry-picked.

They don’t tell you about the 10 100% losers that came before.

In other words, if you invested $100 into 11 recommendations, you’d lose $1,000, and make back $324…so you’d still be out almost $700.

Most people don’t have the fortitude to stick it out through 3 straight months of losers in the hopes of landing one big winner.

What if, instead, you took those same 3 months, invested just a couple hours a day (in your spare time), and your reward was a $500 to $2,000 payment that came in every single month?

And what if you actually didn’t need to wait 3 months? What if you could get started today and have your first payment in a week?

And what if you could double it next week?

Well, that’s the power of Digital Leasing

It’s a true lifestyle business.

Your laptop and an internet connection is all you need.

Some of the most successful students in this program run their entire six figure income trading businesses from:

  • A camper in the middle of the woods
  • A beach chair on the water in Mexico
  • A small villa in Greece

They’re able to travel around, living their lives first, and focusing on their income second.

Because even if they stop working for an extended period of time, the money keeps coming in.

So adventure, memories, and experience are the top priority.

And they never have to worry about how to pay for the next trip, or consider asking for time off.

If this sounds more like the type of life you want to lead, just click here to find out more about Digital Leasing.

Is Prosper Trading Academy Legitimate?

Prosper Trading Academy LLC is a legitimate business.

But, when it comes to building a business, you have plenty of options.

Keep in mind, I don’t get paid to promote any of the programs I review. I personally think trading is a great business model, but you could end up leaving way too much money on the table.

What Is My Top Recommendation For Making Money Online In 2024?

Digital Leasing

Our review team has spent months researching, reviewing, and vetting dozens of business models and thousands of programs.

While there may be no “perfect business”, the research IS conclusive:

Digital Leasing is the #1 online business model for those just starting out.

Whether you’ve never made a dollar online, or you’ve been in this space for a while but never really “made it,” Digital Leasing is for you.


1. It’s Flexible: got an hour a day? You can do this. Ready to drop everything else and dive in full time? You can do this. Yes, the more time you put in, the faster you see results. But even with a little time each day, you can move the needle in a Digital Leasing business.

And because this system is so flexible, you don’t have to constantly be working to make more money. It’s called PASSIVE INCOME because if you stop working, the money doesn’t.

Imagine taking 3 months off to just tour around Europe, rent a cabin in the woods to write a book, hike the Appalachian Trail, or live on the beach and surf all day.

This is only possible if you have an income stream that’s not tied to your time.

2. You Own & Control EVERYTHING: With anything in the financial markets, you own and control NOTHING. You have no say in price fluctuations, demand, or what the market will do.

Trying to beat the market is fighting against the tide. There’s just too much working against you, no matter how many supercomputers or rocket scientists are on your side.

With Digital Leasing, you own the assets, which means you have all the power and all the control.

3. Little To No Startup Costs: It’s possible to get into Digital Leasing with zero dollars upfront. Because, using the strategies outlined in this program, you can get a client to pay you BEFORE spending a penny out of your own pocket…even before you do any work.

Even without getting paid in advance, you can have your first Digital Rental Property up, running, and generating profits for less than $100.

4. Easy To Duplicate: Ok, here’s the best part: once you have your first Digital Rental Property up and running, you can literally DOUBLE your income with a few clicks, a couple keystrokes, and a single phone call (and you don’t actually need the phone call).

Remember: each Digital Rental Property is worth $500 to $2,000 a month in semi-passive income (over 95% profit). Every time you decide to create another one and increase your income, it gets easier.

Because you have more knowledge, more experience, more results, and more momentum.

If you wanted to double your income with any kind of trading or investing, you’d have to double your initial capital OR double the average order size of your existing trades. And, guaranteed that’s a lot harder than a few clicks and a few minutes of your life.

5. Make Money Helping Real People: This part is what makes it all worth it. In the financial markets, you might be helping your family, but the impact never goes beyond you and maybe a few others.

But with Digital Leasing, you’re actually helping people by solving your clients’ biggest problem:

Small, local businesses need more customers, and with Digital Leasing, you are unleashing a flood of happy, paying customers for these businesses.

You make money by helping them make money.

Not a big, faceless corporation either…a small business owner who’s using that money to put food on the table for their family, start a college fund for their kids, or take care of a sick parent.

Once you see how Digital Leasing makes a real impact in the lives of real people, you’ll sleep like a baby with a big smile on your face.

Now, the choice is yours. You could continue browsing, looking at opportunities like Prosper Trading Academy which could one day make you money.

You could continue researching, never making a decision.

OR, you could take a look inside, consider what you really want, and join a program that makes your dreams a reality. At the same time, joining a community of over 2,000 successful students that are living life on their own terms thanks to Digital Leasing.

A consistent, reliable, semi-passive stream of income that doesn’t depend on you or your time to keep producing profits.

All while genuinely helping real people who are grateful and happy to pay for it.

If this sounds more like what you want out of life (or if you just want some nice side income), click here to learn more about Digital Leasing.

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Brittney Here!

I get to travel the world and live life without financial worry thanks to the system below!