Private Money Goldmine Reviews

Welcome to my Private Money Goldmine Review. My goal is to help you understand what the program is all about, how much it costs, if it's a good use of your time, your money, and much more! It should be less than 10 minutes start to finish, so let's dive in!


This Private Money Goldmine review has been thoroughly researched with information and testimonials that are available to anyone in the public. Any conclusions drawn by myself are opinions.

Firstly, Why Am I Writing The Review?

Nice to meet you, my name is Brittney!

My story starts like many do… “slaving away” at a 9-5 job that I didn’t really enjoy, but hey – it paid the bills.

I worked for a large Fortune 500 company that performed background checks for other companies when they wanted to hire a new employee… so you know, not exactly exciting stuff.

For a lot of people, a nice stable job and predictable check coming in every month is the picture of success, but for me, it felt like I was missing out on life.

Clocking in every single day, doing the same tasks over and over again, getting home with barely enough time to make dinner and enjoy some time to myself… only to wake up again the next morning and do it all over again.

I just wanted to enjoy life without being shackled to an unfilling job.

I wanted to be able to take vacations whenever I wanted, for however long I wanted.

I didn’t want to have to beg my boss for a salary increase that barely matched inflation.

I just wanted to be free and happy.

Then about 4 years ago (as a stroke of luck), I stumbled across a program that taught me how to make money online by actually helping real people (local US businesses).

Who Cares About That?

99% of reviewers out there don’t have experience running an actual business. They’re writing about stuff that they have no real experience with.

Why would they do that?

They just want you to click through and buy the program that the review is about!

I have absolutely no relationship with J Rich, so you can rest easy knowing that I’m going to give you my honest opinion.

This review is written based on my own experiences with this business model.

All that being said, let’s jump into things.


One thing I know is that most investors are searching for is loaning companies that could help them make upfront money.

Though with the help of Private Money Goldmine, investors may find private lenders that are ready to fund real estate deals.

Because of this method, investors may save much more than hard money lenders, avoid the inconvenience of most investor mortgages, and receive a larger return on investment than typical investment vehicles.

To evaluate whether Private Money Goldmine is the greatest private money lender out there, we’re going to examine it in this article.

But before that…

Private Money Goldmine is a real estate investing program.

Like most real estate investing training courses, you’ll likely be exposed to the “Big 3” investing types:

  • Flipping
  • Wholesaling
  • Long-term buy-and-hold

Regardless of which path you go down, there is a lot of potential with real estate investing.

After all, it’s the world’s oldest wealth-builder.

However, before you leave this [Program Name] review and go sign up, you might want to ask yourself:

“Is now the right time for me to get into real estate investing?”

Because, no matter which way you slice it, real estate investing is extremely capital intensive, labor intensive, or both.

So if you’ve only got an hour or two a day, or your savings account is a few zeroes lighter than you’re comfortable with, this might not be the best time for you to jump into real estate investing.

But that doesn’t mean you’re out of luck. It just means you need a system to free up more time and give yourself a stronger financial cushion.

A good way to get yourself there is with Digital Leasing.

Digital Leasing takes all the best parts of real estate investing, while eliminating most of the headaches:

  • Low cashflow
  • Interest payments
  • Mortgages
  • High overhead
  • Expensive repairs and maintenance
  • Problematic tenants

And the best part?

Digital Leasing allows you to build a passive income stream that’s actually passive!

An income stream that brings in consistent revenues every single month (from a couple thousand dollars to well over $10,000).

An income stream you could actually build in your spare time, and grow as large or as small as you want to, without having to spend hours a day analyzing deals, cold-calling homeowners, or dealing with contractors.

If that sounds like something you’d be interested in, check out Digital Leasing.

This is the perfect first step to build recurring income that you can then use to start investing in real estate down the line.

However, if you’d still like to know more about Private Money Goldmine, keep reading.

What Is Private Money Gold Mine

Private Money Goldmine has discreetly built a list of active private lenders in every city in the United States for many years.

Visitors to their real estate investment website have been asked whether they wish to lend private money. If they agree, Private Money Goldmine receives a lot of information about their loan conditions, property criteria, and other specifics.

The Private Money Gold Mine was first disappointed since the majority of respondents said that they were not interested in lending private money. They merely want to wholesale, renovate, and landlord, among other things.

But then they had a lightbulb moment. Because so many individuals are answering, “Yes, I’m an investor!” and supplying their contact information, Private Money Goldmine has uncovered a “goldmine of private lenders!”

This treasure trove is a collection of private lenders that allows you to make more transactions than you ever dreamed. The list contains some critical information. In addition to the names of each lender, it contains the following information:

  • Their contact information
  • Their email address
  • The interest rate that they intend to charge
  • The amount of money they have available to lend

Not only is the information they collected unique, but so are the people who gathered it. Why? Because most people haven’t yet been spoiled! When potential lenders attend real estate meetings, they eventually learn to lend up to 18%.

Most private lenders on their list have historically not attended those meetings, so they are still willing to lend at much lower rates. Many lenders are offering 6–12 percent interest rates!

Private money lenders are unique in that they raised their hand and said, “Contact me!” So they not only want your call or email, but they also expect it. In other words, you can relax because you are not making a cold call when you contact them.

If you can get a loan at such a low-interest rate, borrowing from private lenders can revolutionize your investing business.

Private Lenders Over Hard Money Lenders

Goodbye, hard money and real estate mortgage lenders. Purchase fixer-uppers and rental homes to re-enter the market.

You may save thousands of dollars every transaction when using real money. When you purchase, you almost always get cash at the closing table.

Furthermore, if you employ private funds, you will never have to pay interest until you sell!

Hard money lenders have tightened their borrower and property restrictions in recent years. Many investors are unable to secure a hard money loan due to their credit score.

Most private lenders and third parties, on the other hand, have very low lending conditions for a private money loan, making it easier to get private money. Some will lend simply because they like and trust you.

What Makes Them Different?

Private Money Loans

Anyone, even a friend, family member, or neighbor, may be a private money lender. They are any person who invests money. Many individuals locate loans via networking events and organisations. These lenders are more inclined to collaborate with you on a transaction.

You have total control over the conditions of your loan with private money lenders. Because most don’t have a list of standards, your success is determined on how you negotiate the terms.

Hard Money Loans

Hard money lenders are organized and regulated money lenders who are typically licensed to lend money.

Hard money lenders provide high-interest, short-term loans with rigorous lending conditions. The loan terms, upfront points, and interest rates are all known before the loan is provided.

When you utilize real money, you know exactly what you’re receiving. This may be beneficial since you will have this information from the beginning and will be able to utilize it to choose the ideal lender for you

How Is The Deal Done?

Private Money

Here are some ideas for where to put your money once you’ve closed the purchase.

  • The loan profits will be used to the purchase price of the property as well as rehabilitation costs. There is considerable flexibility in where you want it to go.
  • Your lender will get both the mortgage and a promissory note when you close. The deed and note are used to secure the lender’s investments. This protects them and acts as their insurance policy.
  • The funds will then be used to renovate the property by you, the investor. When the property is finished, and on the market, your lender will receive the principal plus the interest payment, and you will receive the balance. On borrowed money, interest rates typically range between 6% and 12%.

Hard Money Lender

Hard money lenders often do not finance the complete transaction. They typically finance 70% of the after-repair value (ARV). They favor agreements that take longer to complete and do not have a 12-month turnaround.

The lender will set up a payment schedule for the finished repairs. It is given out in draws according on the quantity of work done.

Instead of costs, you will be granted 3 to 5 points, which reflect a one-time percentage charge depending on the loan. Lenders may limit the risk they take in this way.

Where It Goes Right?

Private money

In general, private money is less costly than hard money, however this is not always the case.

Why is it usually less expensive?

When you engage with a private lender, you cut out the “middleman,” which enables you to get better terms. To earn a profit, hard money lenders must raise their interest rates and fees to reflect the increasing cost of borrowing.

Lenders are also receiving cash via their personal bank accounts, which minimizes the time it takes to receive funds. If you have a time-sensitive transaction, this is great. This kind of efficiency will not be provided by a bank loan.

Another thing to keep in mind is that private money is mainly based on relationships because it is not from an institution or financial entity– it is more difficult to find. Private lenders rarely advertise or publicize the fact that they have money to lend.

Hard Money

Hard money lenders will market their identities since they are in the loan industry. It also requires fewer negotiation skills because the terms are simple and lenders are unwilling to budge much.

If you’re looking for a deal with a high-profit margin, this type of funding is your best option. Because of this, you can feel confident doing business with it.

Is Private Money Goldmine A Scam?

My Personal Opinion: Scam or Legit?

So, is Private Money Goldmine a scam? Not technically. You can make money with this program, but it’s definitely not as easy as company makes it sound.

There’s a ton of work to be done upfront, no real guarantee of success, and – most importantly – the actual profit margins on real estate investments are pretty small.

Now, there’s nothing wrong with front-loading the work and making the money later.

But if you’re grinding it out for 3 months – looking at deals, sending out offers, negotiating with the seller and lender to buy a rental property – and then your reward is like $100 a month in profits, it’s not really worth it.

What if, instead, you could do that same 3 months of work (in your spare time), and your reward was a $500 to $2,000 payment that came in every single month (with a 90-95% profit margin)?

And what if you actually didn’t need to wait 3 months? What if you could get started today and have your first payment in a week?

And what if you could double it next week?

Well, that’s the power of Digital Leasing

And, unlike traditional real estate, you can legitimately do this from anywhere. It’s a true lifestyle business.

Your laptop and an internet connection is all you need.

Some of the most successful students in this program run their entire 6-figure businesses from:

  • A camper in the middle of the woods
  • A beach chair on the water in Mexico
  • A small villa in Greece

They’re able to travel around, living their lives first, and focusing on their income second.

Because even if they stop working for an extended period of time, the money keeps coming in.

So adventure, memories, and experience are the top priority.

And they never have to worry about how to pay for the next trip, or consider asking for time off.

If this sounds more like the type of life you want to lead, just click here to find out more about Digital Leasing.

Are There Alternatives To Private Money Goldmine?

Top 5 Alternatives GGMoney

Yes, there are plenty of eCommerce programs and resources to choose from if you want to pursue this business model.  Here are just a few:

What Is My Top Recommendation In Making Money Online In 2024?

Digital Leasing - GGM

Our review team has spent months researching, reviewing, and vetting dozens of business models and thousands of programs.

While there may be no “perfect business”, the research IS conclusive:

Digital Leasing is the #1 online business model for those just starting out.

Whether you’ve never made a dollar online, or you’ve been in this space for a while but never really “made it,” Digital Leasing is for you.


1) It’s Flexible: got an hour a day? You can do this. Ready to drop everything else and dive in full time? You can do this. Yes, the more time you put in, the faster you see results. But even with a little time each day, you can move the needle in a Digital Leasing business.

And because this system is so flexible, you don’t have to constantly be working to make more money. It’s called PASSIVE INCOME because if you stop working, the money doesn’t.

Imagine taking 3 months off to just tour around Europe, rent a cabin in the woods to write a book, hike the Appalachian Trail, or live on the beach and surf all day.

This is only possible if you have an income stream that’s not tied to your time.

Flipping and wholesaling are full-time jobs (and more), no matter what any real estate guru tells you. You always have to be searching for deals, because if you stop, so does the money.

2) You Own & Control EVERYTHING: Yes, in traditional real estate you kind of “own” the properties. But there’s also a ton of debt tied to most real estate investments, which means the property isn’t truly yours.

A lender can take it away if you miss a payment. Not to mention, loan payments really impact your profit margins.

With Digital Leasing, you own the assets outright (with a 90-95% profit margin), which means you have all the power and all the control.

3) Little To No Startup Costs: It’s possible to get into Digital Leasing with zero dollars upfront. Because, using the strategies outlined in this program, you can get a client to pay you BEFORE spending a penny out of your own pocket…even before you do any work.

Even without getting paid in advance, you can have your first Digital Rental Property up, running, and generating profits for less than $100.


4) Minimal Ongoing Expenses: With traditional real estate, monthly expenses are HIGH.

Between loan payments, ongoing maintenance, and repairs (not to mention the possibility of having to go through the eviction process), profit margins are slim.

Plus, whenever you have a vacancy, factor in the costs to turn over a unit (plus the fact there’s no money coming in until the next tenant moves in).

With Digital Leasing, a 100% online business with minimal maintenance and ongoing costs, you never even have to think about that risk.

5) Easy To Duplicate: Ok, here’s the best part: once you have your first Digital Rental Property up and running, you can literally DOUBLE your income with a few clicks, a couple keystrokes, and a single phone call (and you don’t actually need the phone call).

Remember: each Digital Rental Property is worth $500 to $2,000 a month in semi-passive income (over 95% profit). Every time you decide to create another one and increase your income, it gets easier.

Because you have more knowledge, more experience, more results, and more momentum.

If you wanted to double your income with traditional real estate investing, you’d have to double your monthly rent, double your deals/number of units OR double your profit margins. And, guaranteed that’s a lot harder than a few clicks and a few minutes of your life.

6) Make Money Helping Real People: This part is what makes it all worth it. With Digital Leasing, you’re actually helping people by solving your clients’ biggest problem:

Small, local businesses need more customers, and with Digital Leasing, you are unleashing a flood of happy, paying customers for these businesses.

You make money by helping them make money.

Not a big, faceless corporation either…a small business owner who’s using that money to put food on the table for their family, start a college fund for their kids, or take care of a sick parent.

Once you see how Digital Leasing makes a real impact in the lives of real people, you’ll sleep like a baby with a big smile on your face.

Now, the choice is yours. You could continue browsing, looking at opportunities like Private Money Goldmine which could one day make you money.

You could continue researching, never making a decision.

OR, you could take a look inside, consider what you really want, and join a program that makes your dreams a reality. At the same time, joining a community of over 2,000 successful students that are living life on their own terms thanks to Digital Leasing.

A consistent, reliable, semi-passive stream of income that doesn’t depend on you or your time to keep producing profits.

All while genuinely helping real people who are grateful and happy to pay for it.

If this sounds more like what you want out of life (or if you just want some nice side income), click here to learn more about Digital Leasing.

Brittney Here!

I get to travel the world and live life without financial worry thanks to the system below!