Modern Millionaires Review (2023 Update): Can Paid Ads Really Boost Online Businesses?

By: Brittney

Welcome to my Modern Millionaires review. My goal is to help you understand what the program is all about, how much it costs, if it’s a good use of your time, your money, and much more! It should be less than 10 minutes start to finish, so let’s dive in!
modern millionaires review chance abdul
This Modern Millionaires review has been thoroughly researched with information and testimonials that are available online to anyone in the public. Any conclusions drawn by myself are opinions.

The Good Stuff

Good business model
Possible to make money

The Bad Stuff

Chance and Abdul were kicked out of a coaching group
Facebook is getting strict on ads
High pressure upsells

Firstly, Why Am I Writing This Review?

Nice to meet you, my name is Brittney!

My story starts  like many do… “slaving away” at a 9-5 job that I didn’t really enjoy, but hey – it paid the bills.

I worked for a large Fortune 500 company that performed background checks for other companies when they wanted to hire a new employee… so you know, not exactly exciting stuff.

For a lot of people, a nice stable job and predictable check coming in every month is the picture of success, but for me, it felt like I was missing out on life.

Clocking in every single day, doing the same tasks over and over again, getting home with barely enough time to make dinner and enjoy some time to myself… only to wake up again the next morning and do it all over again.

I just wanted to enjoy life without being shackled to an unfilling job. 

I wanted to be able to take vacations whenever I wanted, for however long I wanted.

I didn’t want to have to beg my boss for a salary increase that barely matched inflation.

I just wanted to be free and happy.

Then about 4 years ago (as a stroke of luck), I stumbled across a program that taught me how to make money online by actually helping real people (local US businesses).

my concrete site

The image above shows an example. This mini website brings me in around $1,250 every single month, and I haven’t touched it in over 2 years.

That’s $15,000 per year in my pocket without having to really do anything.

Just helping small mom-and-pop shops keep their lights on and grow.

So it makes sense why local lead generation is my top online business for passive income. If you’re curious how that business model works, you can read more here.

NOTE: I DO NOT WORK WITH Modern Millionaires

Who Cares About That?

99% of reviewers out there don’t have experience running an actual business. They’re writing about stuff that they have no real experience with.

Why would they do that?

They just want you to click through and buy the  program that the review is about!

I have absolutely no relationship with Modern Millionaires, so you can rest easy knowing that I’m going to give you my honest opinion.

This review is written based on my own experiences with this business model.

All that being said, let’s jump into things.

Modern Millionaires is an ad agency course. The basic premise is that you’ll learn how to build your own ad agency, land clients, and get them results.

Running an agency (even though they’re a bit of a commodity nowadays) isn’t a bad way to get your feet wet in the world of online business.

Some say you can even do it from the beach…

beach laptop

That said, there are a lot of moving parts with this business model:

  • Prospecting – you need to know how to find potential clients
  • Sales – you need to know how to convince those clients to give you money
  • Media Buying – you need to know how to run ads profitably
  • Copywriting – you need to know how to tailor your ad messaging for the right customers
  • Design – you need to know how to design ads/landing pages to maximize conversions
  • Email Marketing – you need to know how to follow up with prospects and customers
  • Automation – you need to know how to connect everything properly

Now, most course-sellers will try to make this easier on you by telling you they’ve managed to “automate everything”, offering “plug-and-play” campaigns, and “pre-built templates”.

Here’s the thing though:

Markets are always changing. 

They get more savvy as time goes on.

If you buy a program with thousands of other students, where everything is built out for you, there’s an almost 100% chance those templates don’t work.


Because if thousands of other students are using those exact same “plug and play” campaigns, tens of millions of people have already seen them, reducing their effectiveness.

Not to mention, with most agency programs, the templates are actually built by some virtual assistant in the Philippines or India, and have never actually been tested in real life.

And if they have, there’s a good chance they’re extremely outdated, since most programs don’t bother updating their templates after launching. The course creator gets too busy just trying to sell to more and more students, instead of focusing on quality education.

Now, here’s the most sinister part of this whole thing:

Most course creators market their agency courses as something you can do anywhere in the world. You might hear them say things like “The world is my office” or “This is a simple passive income business”.

That’s just plain false.

Running an effective agency is in no way passive. Look at the list above, and remember that you can’t rely on pre-built templates. You’re responsible for every part of the process.

Does that really sound like a business you can do from a laptop on the beach?

See how this could be a problem?

Now, what if there was a way you could build a passive income stream that’s actually passive?

An income stream that doesn’t require:

  • Mastering 100 different roles
  • Needing to be a technology wizard
  • Working around the clock just to keep things from blowing up

An income stream that brings in consistent revenues every single month (from a couple thousand dollars to well over $10,000)?

An income stream you could actually build in your spare time, and grow as large or as small as you want to, without having to spend hours a day chasing, selling, or managing anything?


If that sounds like something you’d be interested in, check out Digital Real Estate. 

However, if you’d still like to know more about Modern Millionaires and are wondering about the MMSaaS income app, keep reading…


The Modern Millionaires program is an ad agency course run by Chance Welton and Abdul Farooqi. While the Modern Millionaires’ business model of running an ad agency is unquestioned as solid, people are wondering: does the coaching match the cost of the education?

After all, what’s inside the Modern Millionaires’ course content, anyway?

Let’s dive in and find out.

What Is Modern Millionaires?

chance and abdul modern millionaires

Modern Millionaires is a program that shows you how to start your own local lead generation business by using Facebook and Google ads.

Mainly, it shows how you can make a social media marketing agency. You’ll be producing leads via Google ads which they like to refer to as “online billboards”.

While the course does discuss different niches you can go into, the primary focus for this course is lead generation as your own business and developing passive income.

We’ll get into why it isn’t as passive as they say later on in this review.

Who Are The Creators Of The Modern Millionaires Course?

modern millionaires scam review

The names behind the Modern Millionaires are Abdul Farooqi and Chance Welton

Abdul and Chance have produced several businesses from scratch. Chance is productive in marketing and advertising, whereas Abdul is more along the lines of digital businesses, lead generation, and producing income.

Abdul and Chance complement one another nicely on this particular training course, and each of their skillsets brings something different to the program.

They might not be lying about the effectiveness of the business model….but I do question some things.

I suspect that Chance and Abdul purchased that section from Forbes and that’s why it’s no longer up.

What’s Inside Modern Millionaires?

This training course is based upon running Google ads for business owners. Basically, you contract yourself out and help businesses grow via marketing. Not a bad idea at all…but does this specific course and its coaches carry value? I have doubts.

Let’s check it all out and see what’s going on.

Modern Millionaires Module 1 Business Model Overview

Module 1: The Foundation

Within the 1st part, everything is kept simple and beginner friendly. You are going to learn exactly how to start your business from scratch.

The primary focus because of this module is going to be on choosing your niche and also creating your agency site (including purchasing your domain name). This domain name is vital in getting clients.

Also, there’ll be a considerable amount of discussion on being in the proper state of mind for operating a business.

Essentially, this particular module is about providing you with the inspiration that you simply need to have to be successful in starting an online business.

Module 2: Prospecting And Sales

Modern Millionaires Module 2 Email Prospecting Training

It’s in module two that they begin to get into the meat and potatoes of their program. Here’s a brief overview.

This module is kickstarted with a breakdown of what prospecting truly is. When that’s out of the way, you will learn the right way to research the market you wish to work in and learn a little bit about the way an internet CRM works.

The second part is extremely significant since your entire business model is constructed around prospecting the client and generating leads; and how you can control them.

After that, they talk a little bit about how cold emailing works. This is something that’s uncommon to find in other courses like it.

Many actually ignore the entire cold emailing thing.

Therefore, I see this as a benefit from the simple fact that the Modern Millionaires Course is prepared to discuss much more special methods to produce leads.

You’ll likewise find out how to prospect with LinkedIn, how to take payments, and also how you can finalize deals with clients that you’ve picked up.

The training skims over the offer finalization part, which happens to be a disappointment because this whole business model does fall back on sales and your ability to get your current clients to spend more with you.

This may be hard if your sales game isn’t on point.

Module 3A: Driving Traffic With Google Ads

Modern Millionaires Module 3 Google Ads Training

This is definitely where the meat on the course is. In this particular module, as the title indicates, you’ll learn how you can use Google Ads to generate traffic and in turn, leads.

This is most likely one of the more in-depth modules I’ve seen so far on Google Ads, and the duo leaves no stone unturned – you are shown exactly what you need to know to produce leads from it.

You’ll likewise find out about exactly how Google Analytics works into the puzzle of starting your own business successfully.

Module 3B: Driving Traffic (Facebook)

Modern Millionaires Module 3 Facebook Ads Training

This mini module is very much the same as the main module, just this time; you’re going to be utilizing Facebook Ads to produce leads instead.

Module 3C:

The last module brings the previous two modules together.

In this lesson, you will learn the right way to develop those leads and, ideally, hand those off to business owners that will be a paying client for you.

Module 4: Auto-Pilot

Modern Millionaires Module 4 Auto Pilot

The last module teaches all the automations you can put in place to make this passive. This talks about getting employees, training them, and so on.

Unlike other courses and programs that tell you to run the business yourself for a while before automations, Chance and Abdul encourage you to outsource as soon as you can.

I have mixed feelings about this.

On one hand, I think outsourcing is good and ultimately the end goal for anyone so they can have that time freedom they desire.

On the other hand though, I do think it’s valuable to run your business and know it inside and out before putting automations in place.

I am also weary of potential upsells being the reason why they push you to outsource. I imagine they might want you to outsource to them through their own white label agency.

Leading to even more money in their pocket.

At the end of the day though, I want to believe they have the students best interest at heart.

TheMMSaaS Income App: Is It Legit?

Modern Millionaires New MMSaaS Income App

I think it’s also important for us to mention the Modern Millionares SaaS (Software as a Service) update.

If you watched their webinar you’ll recall that they offered a D4U (Done For You) system in which you pay them $18,995 and they set up 10-30 weekly appointments where you can sell their SaaS called Leadific.

Leadific is a CRM that clients can use for their own business to track their own leads in an easy-to-see pipeline.

Modern Millionaires Leadific CRM

Leadific costs $299 per month and the gurus boast that you can keep 100% of that commission.

Now that all sounds great…

But as you’ll see from other consumer reviews found online, they are very disappointed in the quality of the leads and don’t make many sales.

Beyond that, try and remember why you were interested in something like modern millionaires in the first place…

You wanted financial independence.

A life with no boss.

A life with no outward control over you.

Well, Chance and Abdul are basically your new boss.

This may keep you from going out and being as independent as you really wanna be…

What you really would be is a fancy-looking employee that’s really working for their white label agency.

That’s just the unfortunate truth of the matter. With them you just won’t have that independence you seek.

So What Does Selling Leadific Look Like?

Selling Modern Millionaires Leadific

According to their webinar, if you’re a good fit for their partner program, they will give you Leadific to sell to small business owners.

It’s unclear what they mean by “if you’re good fit”…

We’d wager that really means “if you have enough money”.

But they’ll set up the appointments for you!

They claim 10-30 appointments and assume you’ll close at 20%.

What this doesn’t account for though is no shows or cancellations…

Let’s say best case scenario you get 30 appointments, if industry standards are anything to go off of, you’re looking at a 50% no show rate to these set appointments.

Which slashes down your money making opportunity to 15 calls per week at best. Of those calls you have to close 3 to hit that 20% rate.

Now closing 3/15 might sound super easy…but honestly explaining techy CRM stuff to business owners is a lot harder than Chance and Abdul make it look. Not to mention 15 shows would be best case scenario…

Either way most business owners only care about one thing and that’s “how do I get more leads in the door”.

That’s why digital real estate is such a great model. Business owners are looking for people with that skill.

They aren’t necessarily looking for people trying to sell them an CRM that they won’t even know how to use…

Something else that is unclear in the webinar is whether or not that 20% close rate is a requirement or not.

This is where we start to feel MLM-like vibes.

Most MLM companies require you to first buy a product demo kit and then you must use that demo kit to go out and make sales. If you don’t hit certain numbers you lose your spot as a rep.

Other MLM companies will allow you to sign up for free and they’ll send you a kit. However, if you also don’t hit certain sales numbers, the company will run your card and you’ll pay for the kit yourself.

We say all this to ask the question:

Will Chance and Abdul charge you for Leadific if you don’t hit certain sales numbers for them?

Remember, just like an MLM…you’re now employees of Chance and Abdul and businesses have to be profitable right?

If they’re sending you leads and you’re not closing them, do you think they’ll keep you around for long without somehow getting their moneys worth?

Another tough thing to grasp from their webinar is how they present selling Leadific so easy as a beginner…

You see, the modern millionaire gurus might be able to sell something like Leadific really easily themselves because both of them use CRM’s on a daily basis and know how to navigate it for a prospect.

You however, would be selling a product that you really haven’t used or know how to use proficiently.

And if it’s one thing business owners can sniff out, it’s nervous people, and they know the only reason why someone would be nervous is if they don’t have confidence in the product itself or the ability to use said product themselves.

Either way, you’ll lose the sale if you don’t have full confidence.

That’s something we would have liked to see addressed in their webinar.

But at the end of the day they are still trying to SELL YOU into their networking business so we understand why they didn’t address certain points that may cause you some doubt.

No different than when a car company selling a fast car doesn’t tell you about the awful gas mileage…

So now that we’ve talked about their “money making app” a little bit, let’s jump into the actual modern millionaires training review.

Modern Millionaires Group Activity

Alongside the online training course, you can find many support systems. At least systems they’re supposed to have anyway…

The main support piece you’ll be a part of is their sales call with you. However after they have your money, that’s where support arguably seems to stop.

They promise a private Facebook group and some good coaches as well, but honestly, from everything I’ve seen so far online… it doesn’t look like that kind of support is available anymore.

In fact, if you paid attention to that webinar you may have watched before reading this, you’ll notice the dates on the coaches’ laptop date back to November of 2020

Pretty outdated at this point I’d say.

Why not show us what your Facebook group looks like for this year?

I think that’s a reasonable question.

What Does The Internet Have To Say About Modern Millionaires?

what does the internet have to say ggmoney

Online, it seems as though Chance and Abdul don’t have the best reputation. They have some 5 star reviews online, but I’m personally always skeptical of 5 star reviews that are short and simply say something along the lines of “best course ever”.

Personally, I like to head over to reddit and see what the people have to say. In my opinion, the odds of fake comments/reviews are much lower.

Here’s what I found:

Of the multiple users on the thread, one says:

“This is definitely what we call a “bait” tactic. These guys are just trying to make more money off of other peoples naivete. If I were you, I would try to reinvent the focus of your husband on something more productive. Typically, things like these are simply just scams because in reality, people succeed due to a lot of variables that they can not control that end up going their way; therefore, can not be replicated again in the exact same way at the same time and at the same place.”

Not off to a great start…another user chimes in and says:

“DONT WASTE YOUR MONEY. This course isn’t a magic pill. And despite the shiny ads, becoming a millionaire isn’t simple or fast. If you are on hard times and don’t have a few thousand on hand to burn without it torching your household finances or wrecking your relationship, DONT DO IT. The “value” they offer isn’t worth the price tag. I’ve taken a course from these guys. They’ve changed the name now but the ad strategy looks similar. Being completely honest, I dearly wish I hadn’t given them my money. For all the millionaire talk, the course was not professionally filmed or produced – it looked like it had been shot on a desktop camera or iPhone. Except for a couple of ads – I mean, those have to look super shiny – gotta look like millionaires after all…Not that that’s a deal breaker by any means. Their support wasn’t super supportive. When I needed help, one of them was almost always on some epic hike or mountain climb (no cell service), and the other was frequently on vacation. Again, that’s not a deal breaker. But the content was meandering and repetitive and not edited well. Basic takeaways: little bit on FB ads, website SEO, Insta ads. The major gist, and one I had a huge problem with, was this: whatever you don’t want to learn or feel like learning bc you’re not good at it, go hire yourself a team on Upwork/Freelancer/Fiverr. And if you’re a complete putz like I was, you’ll put it on your charge card hoping somehow you’d hire right the first time and not have people literally eat through all your credit with little to nothing to show for it. If I had known that this was the advice I was paying for, I’d be a good $8k richer right now. Again, I wish I hadn’t spent my money. There are MUCH better courses out there. Hell, I’ve take MUCH better courses out there. I’m just mad at myself for taking this course in the first place and wasting the money I couldn’t really afford to spend.

Listen – if you’re in a financially desperate situation, don’t be stupid – don’t buy this course! Don’t be me. Get a steady job somewhere, doesn’t matter where. Wait tables, pour coffee, bartend. Get your money situation STABLE. BE SMART. Slow and steady wins the race. Then, if you’re able to squirrel a little money away every month to pursue your dreams, do it that way! Don’t wreck your family, don’t ruin your relationships. Don’t buy this course and sacrifice all that. It’s not a magic pill. You’re only making a couple of strangers on the internet richer with YOUR money.”

That one was pretty rough, but informative. It also confirms the nearly $9,000 price tag I listed earlier. Maybe they give you a “fast action discount” of $1000 if you join on the call?

There is one positive comment though…

“I am part of the program and I can tell you its legit! I was sure it was a scam too until I decided to go for it and there’s all sorts of training involved, it takes a lot of work and time but they aren’t giving anyone money. They’re selling a business model that they teach and then you implement. I havent made my first client yet but I can say for sure its real”

While it’s nice to see a positive review, I can’t help but notice that they said they haven’t landed a client yet. Usually when people join something new, they are pretty excited. Right now I wonder if the user holds the same excitement despite no clients…

Is Modern Millionaires And The New MM SaaS Income App A Scam?

scam or legit ggmoney

So, is Modern Millionaires and the New MMSaaS Income App a scam?

Not technically.

You can make money with this program, but it’s definitely not as easy as Chance And Abdul makes it sound.

There’s a ton of work to be done upfront, no real guarantee of success, and – most importantly – running an agency is extremely active income (NOT passive).

Now, there’s nothing wrong with front-loading the work and making the money later.

But if you’re getting into this game to live life on your terms, travel the world, and generate passive or semi-passive income from anywhere, then this isn’t for you.

What if, instead, you could put in a couple hours a day (in your spare time) to build a single digital asset, and your reward was a $500 to $2,000 payment that came in every single month?

And what if you could get started today and have your first payment in a week?

And what if you could double it next week?

Well, that’s the power of Digital Real Estate

And, unlike a traditional ad agency, you can legitimately do this from anywhere. It’s a true lifestyle business.

Your laptop and an internet connection is all you need.

Some of the most successful students in this program run their entire 6-figure businesses from:

  • A camper in the middle of the woods
  • A beach chair on the water in Mexico
  • A small villa in Greece


They’re able to travel around, living their lives first, and focusing on their income second.

Because even if they stop working for an extended period of time, the money keeps coming in. 

So adventure, memories, and experience are the top priority.

And they never have to worry about how to pay for the next trip, or consider asking for time off.

If this sounds more like the type of life you want to lead, just click here to find out more about Digital Real Estate.

How Much Does Modern Millionaires Cost?

how much does modern millionaires cost

According to their webinar, they currently have 3 different pricing tiers.

The first pricing tier is what they call their “DIY Package”.

This package is listed for $7,995.

In this package you’ll receive all the training videos, access to the private Facebook group, and livestreams.

You will not get one on one coaching however and are left to “do it yourself” as the name suggests.

The second pricing tier is what they call their “DWY Package”.

This package is listed for $12,995.

In this package you’ll receive everything you do with the DIY package, but additionally you’ll receive some smaller, more private group coaching from one of Chance and Abdul’s coaches.

This however, is still not one on one coaching and earns the term “done with you” as the name implies.

Their 3rd and final pricing tier is what they their “DFY Package”.

This package is listed for $19,995.

In this package you’ll get everything from the first two packages plus one on one coaching from a coach assigned to you by Chance and Abdul and the opportunity to sell their Leadific SaaS product by getting leads they generated, sent straight to you to close. They claim 10-30 calls per week.

So what do I think about all this?

Well to be honest, the pricing is fairly steep. And even at the highest pricing tier, you still do not get one on one coaching from Abdul and Chance themselves.

That is certainly disappointing in my opinion.

Instead, you are handed over to a coach that is promoted as someone who has their own agency that earns 10k per month…but there is not exactly any confirmation on that.

If they do run their own 10k per month agency and have decided to coach you, that’s great, but there is also the chance that they are just people hired by Chance and Abdul to hold your hand no different than college professors do.

And you know the old saying…

“Those who can’t do, teach”.

Ultimately my main issue with these different levels of pricing is that NONE of them provide that one on one interaction with Chance and Abdul.

You see them on the front end of their ads. Is that the last time you’ll ever see them?

How You Can Purchase The Modern Millionaires Training Course?

How Do You Purchase Modern Millionaires

Unfortunately, the only way to join Modern Millionaires is to hop on a call with one of their sales reps after you go through their long webinar-styled sales funnel.

If for whatever reason you forget what the price is, the sales guy will direct you back to the webinar and then tell you to call them back.

I think this is kind of ridiculous and comes off to me as that they only care about money.

I do not like it.

However, sales process aside, they use this call to find what’s best for your budget.

That being said, the more money you have, the more they try to push you to the higher priced offer where you are able to sell Leadific for them.

As a final note on the purchasing of Modern Millionaires, their sales process – in my opinion – focuses more on getting money out of your pocket and into theirs…instead of focusing on educating you on digital marketing and properly starting your own online business.

Modern Millionaires’ Refund Policy

modern millionaires refund policy

It appears that whatever Chance and Abdul may claim to offer as a refund – they don’t like to actually honor it. 

Not a good look.

Are There Alternatives To Modern Millionaires?

alternatives ggmoney

Yes, there are plenty of other business models to choose from if you want to pursue making money online.  Here are just a few:

What Is Our Top Recommendation For Making Money Online In 2023?

Digital Real Estate

Our review  team has spent months researching, reviewing, and vetting dozens of business models and thousands of programs.

While there may be no “perfect business”, the research IS conclusive:

Digital Real Estate is the #1 online business model for those just starting out.

Whether you’ve never made a dollar online, or you’ve been in this space for a while but never really “made it,” Digital Real Estate is for you.


1) It’s Flexible: got an hour a day? You can do this. Ready to drop everything else and dive in full time? You can do this. Yes, the more time you put in, the faster you see results. But even with a little time each day, you can move the needle in a Digital Real Estate business.

And because this system is so flexible, you don’t have to constantly be working to make more money. It’s called PASSIVE INCOME because if you stop working, the money doesn’t.

Imagine taking 3 months off to just tour around Europe, rent a cabin in the woods to write a book, hike the Appalachian Trail, or live on the beach and surf all day.

This is only possible if you have an income stream that’s not tied to your time.


2) You Own & Control EVERYTHING: Unlike other lead generation models, Digital Real Estate gives you full ownership over every single asset, which means you have all the power and all the control.


3) Little To No Startup Costs: It’s possible to get into Digital Real Estate with zero dollars upfront. Because, using the strategies outlined in this program, you can get a client to pay you BEFORE spending a penny out of your own pocket…even before you do any work.

Even without getting paid in advance, you can have your first Digital Rental Property up, running, and generating profits for less than $100.


4) Easy To Duplicate: Ok, here’s the best part: once you have your first Digital Rental Property up and running, you can literally DOUBLE your income with a few clicks, a couple keystrokes, and a single phone call (and you don’t actually need the phone call).

Remember: each Digital Rental Property is worth $500 to $2,000 a month in semi-passive income (over 95% profit). Every time you decide to create another one and increase your income, it gets easier.

Because you have more knowledge, more experience, more results, and more momentum.


5) Make Money Helping Real People: This part is what makes it all worth it. With Digital Real Estate, you’re actually helping people by solving your clients’ biggest problem:

Small, local businesses need more customers, and with Digital Real Estate, you are unleashing a flood of happy, paying customers for these businesses.

You make money by helping them make money.

Not a big, faceless corporation either…a small business owner who’s using that money to put food on the table for their family, start a college fund for their kids, or take care of a sick parent.

Once you see how Digital Real Estate makes a real impact in the lives of real people, you’ll sleep like a baby with a big smile on your face.


Now, the choice is yours.

You could continue browsing, looking at opportunities like Modern Millionaires which could one day make you money.

You could continue researching, never making a decision.

OR, you could take a look inside, consider what you really want, and join a program that makes your dreams a reality. At the same time, joining a community of over 2,000 successful students that are living life on their own terms thanks to Digital Real Estate.

A consistent, reliable, semi-passive stream of income that doesn’t depend on you or your time to keep producing profits.

All while genuinely helping real people who are grateful and happy to pay for it.

If this sounds more like what you want out of life (or if you just want some nice side income), click here to learn more about Digital Real Estate.

Table of Contents

Brittney Here!

I get to travel the world and live life without financial worry thanks to the system below!