Kora Review (2023 Update): Everything You Wanted To Know!

By: Brittney

This Kora review has been thoroughly researched with information and testimonials that are available online to anyone in the public. Any conclusions drawn by myself are opinions.

The Good Stuff

Noni glow face oil, exfoliating mask and Noni bright vitamin c
Certified organic ingredients and auto loans with low interest fees
Kora organics products offers traditional loan

The Bad Stuff

Loans are still debts.
Does not help you make money.
There are better opportunities out there.

Firstly, Why Am I Writing This Review?

Nice to meet you, my name is Brittney!

My story starts  like many do… “slaving away” at a 9-5 job that I didn’t really enjoy, but hey – it paid the bills.

I worked for a large Fortune 500 company that performed background checks for other companies when they wanted to hire a new employee… so you know, not exactly exciting stuff.

For a lot of people, a nice stable job and predictable check coming in every month is the picture of success, but for me, it felt like I was missing out on life.

Clocking in every single day, doing the same tasks over and over again, getting home with barely enough time to make dinner and enjoy some time to myself… only to wake up again the next morning and do it all over again.

I just wanted to enjoy life without being shackled to an unfilling job. 

I wanted to be able to take vacations whenever I wanted, for however long I wanted.

I didn’t want to have to beg my boss for a salary increase that barely matched inflation.

I just wanted to be free and happy.

Then about 4 years ago (as a stroke of luck), I stumbled across a program that taught me how to make money online by actually helping real people (local US businesses).

my concrete site

The image above shows an example. This mini website brings me in around $1,250 every single month, and I haven’t touched it in over 2 years.

That’s $15,000 per year in my pocket without having to really do anything.

Just helping small mom-and-pop shops keep their lights on and grow.

So it makes sense why local lead generation is my top online business for passive income. If you’re curious how that business model works, you can read more here.


Who Cares About That?

99% of reviewers out there don’t have experience running an actual business. They’re writing about stuff that they have no real experience with.

Why would they do that?

They just want you to click through and buy the  program that the review is about!

I have absolutely no relationship with Kora, so you can rest easy knowing that I’m going to give you my honest opinion.

This review is written based on my own experiences with this business model.

All that being said, let’s jump into things.

Kora Review

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Check this review about the Kora loaning process and start your own business, purchase a house, or buy anything you want.

You will never have a hard time paying your loans anymore when you check this offer.

There are countless information courses floating around the internet. Why? Because for every problem that exists, someone claims to have the solution.

And that solution is usually some oddball money-making system that tells you how to turn a casual interest – or maybe something you’re super passionate about – into sustainable, reliable income.

Just like Kora. Here’s the hard truth, though…

Most of these programs:

  • Take way more time than you’re led to believe
  • May have hidden fees
  • Require you to buy multiple upsells in order to get the “real” information

But most importantly, a lot of these programs just don’t scale.

“Scale” means once you do the work to make a little money, it should get easier to make more money, not harder.

The problem is, most programs out there make it hard to make money at first, and even harder to keep making money.

In other words, you might be able to make some money in the beginning, but it won’t be sustainable and you’ll end up getting discouraged.

This is the exact opposite of passive income.

When income is truly passive, you do the work upfront, but then you set it and forget it. The money gets made whether you’re working or not. It’s not directly tied to the hours you put in.

So, what if there was a way you could build a passive income stream that’s actually passive?

An income stream that doesn’t require:

  • Inventory
  • Selling to friends and family
  • Selling to strangers
  • Recruiting people
  • Dealing with questionable products that weigh on your conscience

An income stream that brings in consistent revenues every single month (from a couple thousand dollars to well over $10,000)?

An income stream you could actually build in your spare time, and grow as large or as small as you want to, without having to spend hours a day chasing, selling, or managing anything?

If that sounds like something you’d be interested in, check out Digital Real Estate. 


This is nothing like business type, and that’s probably a good thing.

However, if you’d still like to know more about Kora, keep reading.

Kora App: Your Companion In College


It is true that attending college is costly. Most individuals would work their tails off in high school to receive a scholarship, and even then, it’s not always enough.

As a result, we frequently depend on a payday lender, which usually leaves us in debt due to the exorbitant interest rates. All of this, however, is avoidable with the Kora Money App.

Kora helps struggling students get through challenging times and into their dream life by allowing them to borrow money or obtain personal loans with cheap interest rates from them promptly.

Students may easily borrow from $50 to $3 million with the Kora App.

What Is Inside The Kora App?

What Is Inside The Kora App

There are two methods to fully use the Kora App, which entails managing your money and giving you with financial help in the form of loans:

Money Management Tools

Money Management For A College Student

Kora allows you to simply monitor your expenditure and identify areas where you may reduce money.

They assist you in managing your money with no transaction fees; all you have to do is use the app.

Allowing them access to your credit scores and bills allows them to assist you in aligning your money in order to reach financial independence.

College Students’ Loans

College Board Loans

Consider and prepare your credit score, social security number, and utility bills if you are asking for a loan.

Allowing them to check your credit history and ensure that you are dependable and can be relied on to pay what you owe Kora can simply assist you with your financial issues.

And don’t be concerned about not getting accepted; their acceptance rate is approximately 86 percent, so you have a decent chance of hearing from them.

The greatest thing is they undoubtedly offer one of the lowest interest rates!

How Do They Lend You Money?

How Do They Lend You Money

You may borrow money from Kora in two ways. The amount you may borrow and the duration of the payments fluctuate between the two.

Here’s a quick overview of the two to help you understand:

  • KoraCash

    This loan method usually is for college students available in 15 states who are looking in to fill in rent money or tuition payments.

    If you need a quick $50 to $2,000 KoraCash is the way to go. All you have to do is let them check your credit history and some of your utility bills, and wait for their approval.

    With KoraCash you can choose to pay in one, three, six, or 12 months. You can also decide to pay monthly or every two weeks.

    Regarding their interest rates being set to 15%-19.99%, they especially set this one low so college students won’t have a problem paying for it.

    The great part is you can immediately approve within the day.

  • KoraDrive

    Available in 30 states KoraDrive is a loan program specially designed for people looking into buying a car.

    If you have been dreaming to buy your own car but are still short on money, Kora allows you to borrow $5k to $3m to help get the car of your dreams.

    Although due to the numbers on this loan you might have to wait a day to get approved, I mean not bad for a $3 million loan.

    About paying back this loan you can decide to pay it within 1 to 5 years with only an interest rate of 6%-13.99%.

Is It Safe?

Is It Safe

If you ask my opinion about it being a safe way to make a bit of money, I’d say no.

Borrowing money no matter how low the interest rates is risky because it involves you paying a certain amount of money to an entity, that you can not be sure that you will be able to provide the next time.

I’d rather just find a money-making opportunity than find myself in debt.

Is Kora A Scam?

Is it a scam?

So, is Koraa scam? Not technically. You can make money with this program, but it’s definitely not as easy as they make it sound.

There’s a ton of work to be done upfront, no real guarantee of success, and – most importantly – it doesn’t scale.

Now, there’s nothing wrong with front-loading the work and making the money later.

But if you’re grinding it out for 3 months and then your reward is being forced to grind it out for another 9 months before seeing any “real money,” well…that’s not a great deal, is it?

What if, instead, you could do that same 3 months of work (in your spare time), and your reward was a $500 to $2,000 payment that came in every single month?

And what if you actually didn’t need to wait 3 months? What if you could get started today and have your first payment in a week?

And what if you could double it next week?

Well, that’s the power of Digital Real Estate

And you can legitimately do this from anywhere. It’s a true lifestyle business.

Your laptop and an internet connection is all you need.

Some of the most successful students in this program run their entire 6-figure businesses from:

  • A camper in the middle of the woods
  • A beach chair on the water in Mexico
  • A small villa in Greece


They’re able to travel around, living their lives first, and focusing on their income second.

Because even if they stop working for an extended period of time, the money keeps coming in.

So adventure, memories, and experience are the top priority.

And they never have to worry about how to pay for the next trip, or consider asking for time off.

If this sounds more like the type of life you want to lead, just click here to find out more about Digital Real Estate.

Are There Alternatives To Kora?

are there alternatives

Yes, there are plenty of other business models to choose from if you want to pursue making money online.  Here are just a few:

What Is My Top Recommendation In Making Money Online In 2023?

Digital Real Estate

Our review team has spent months researching, reviewing, and vetting dozens of business models and thousands of programs.

While there may be no “perfect business”, the research IS conclusive:

Digital Real Estate is the #1 online business model for those just starting out.

Whether you’ve never made a dollar online, or you’ve been in this space for a while but never really “made it,” Digital Real Estate is for you.


1) It’s Flexible: got an hour a day? You can do this. Ready to drop everything else and dive in full time? You can do this. Yes, the more time you put in, the faster you see results. But even with a little time each day, you can move the needle in a Digital Real Estate business.

And because this system is so flexible, you don’t have to constantly be working to make more money. It’s called PASSIVE INCOME because if you stop working, the money doesn’t.

Imagine taking 3 months off to just tour around Europe, rent a cabin in the woods to write a book, hike the Appalachian Trail, or live on the beach and surf all day.

This is only possible if you have an income stream that’s not tied to your time.


2) You Own & Control EVERYTHING: With Kora, you don’t really own anything. You have no control over the quality of products. You don’t even own your “business”.
Look at the fine print for most of the agreements folks sign when they join one of these companies. At any point, the company can change your commission structure, reduce your profit margins, or kick you out entirely.
With Digital Real Estate, you own the assets, which means you have all the power and all the control.


3) Little To No Startup Costs: It’s possible to get into Digital Real Estate with zero dollars upfront. Because, using the strategies outlined in this program, you can get a client to pay you BEFORE spending a penny out of your own pocket…even before you do any work.

Even without getting paid in advance, you can have your first Digital Rental Property up, running, and generating profits for less than $100.


4) Easy To Duplicate: Ok, here’s the best part: once you have your first Digital Rental Property up and running, you can literally DOUBLE your income with a few clicks, a couple keystrokes, and a single phone call (and you don’t actually need the phone call).

Remember: each Digital Rental Property is worth $500 to $2,000 a month in semi-passive income (over 95% profit). Every time you decide to create another one and increase your income, it gets easier.

Because you have more knowledge, more experience, more results, and more momentum.

If you wanted to double your income with Kora, you’d probably need to double the number of hours you spend working. Because, again, this program doesn’t scale.


5) Make Money Helping Real People: With Digital Real Estate, you’re actually helping people by solving your clients’ biggest problem:

Small, local businesses need more customers, and with Digital Real Estate, you are unleashing a flood of happy, paying customers for these businesses.

You make money by helping them make money.

Not a big, faceless corporation either…a small business owner who’s using that money to put food on the table for their family, start a college fund for their kids, or take care of a sick parent.

Once you see how Digital Real Estate makes a real impact in the lives of real people, you’ll sleep like a baby with a big smile on your face.


Now, the choice is yours. You could continue browsing, looking at opportunities like Kora which could one day make you money.

You could continue researching, never making a decision.

OR, you could take a look inside, consider what you really want, and join a program that makes your dreams a reality. At the same time, joining a community of over 2,000 successful students that are living life on their own terms thanks to Digital Real Estate.

A consistent, reliable, semi-passive stream of income that doesn’t depend on you or your time to keep producing profits.

All while genuinely helping real people who are grateful and happy to pay for it.

If this sounds more like what you want out of life (or if you just want some nice side income), click here to learn more about Digital Real Estate.

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Brittney Here!

I get to travel the world and live life without financial worry thanks to the system below!