iMarketsLive Review: Best ForEx Trading MLM?

By: Brittney

Welcome to my Review. My goal is to help you understand what the program is all about, how much it costs, if it's a good use of your time, your money, and much more! It should be less than 10 minutes start to finish, so let's dive in!


This review has been thoroughly researched with information and testimonials that are available to anyone in the public. Any conclusions drawn by myself are opinions.

Firstly, Why Am I Writing The Review?

Nice to meet you, my name is Brittney!

My story starts like many do… “slaving away” at a 9-5 job that I didn’t really enjoy, but hey – it paid the bills.

I worked for a large Fortune 500 company that performed background checks for other companies when they wanted to hire a new employee… so you know, not exactly exciting stuff.

For a lot of people, a nice stable job and predictable check coming in every month is the picture of success, but for me, it felt like I was missing out on life.

Clocking in every single day, doing the same tasks over and over again, getting home with barely enough time to make dinner and enjoy some time to myself… only to wake up again the next morning and do it all over again.

I just wanted to enjoy life without being shackled to an unfilling job.

I wanted to be able to take vacations whenever I wanted, for however long I wanted.

I didn’t want to have to beg my boss for a salary increase that barely matched inflation.

I just wanted to be free and happy.

Then about 4 years ago (as a stroke of luck), I stumbled across a program that taught me how to make money online by actually helping real people (local US businesses).

Who Cares About That?

99% of reviewers out there don’t have experience running an actual business. They’re writing about stuff that they have no real experience with.

Why would they do that?

They just want you to click through and buy the program that the review is about!

I have absolutely no relationship with J Rich, so you can rest easy knowing that I’m going to give you my honest opinion.

This review is written based on my own experiences with this business model.

All that being said, let’s jump into things.


I know Leonardo got you wildly motivated in The Wolf of Wall Street! So, thinking of diving into foreign exchange trading?

We get it!

We feel where your burst of motivation is coming from.

And we’re really excited you wish to take action and create your own personal financial freedom…

Our staff at Scam Risk believes you all ought to think hard about whether you want to be an IML member.

We’re going to review Imarketslive to decide if it really is the best Affiliate Marketing course out there.

We’ll talk about whether Imarketslive is the right online business for you.

At the end, I’ll answer some of the most frequently asked questions regarding Imarketslive and Affiliate Marketing in general.

But most importantly, I’ll show you the exact system I used to build my own internet marketing business to over $40,000 a month in mostly passive income.

This system made me swear off Affiliate Marketing for good, because it uses some of the same skills but in a much more powerful and profitable way!

MLM’s are essentially just like your sales jobs that are pimped up.

We are talking about the type of “dream” that demands you to begin by attempting to sell it to people around you.

Or simply going out and doing it yourself.

That isn’t really the type of dream we want, and I think we can all agree with that.

No matter what it is, if you’re already going to try to make money online, you’re gonna have to hustle.

Let’s break this down a little bit.

There’s nothing really fancy about the name.

iMarketsLive stands for International Markets Live.

This particular business is exactly about MLM but within the forex trading industry.

It means that forex trading is currency trading.

Imagine Wolf of Wall Street’s Jordan Belfort; but instead of stocks, you’ll be working with US and Canadian dollar along with a lot of different currencies.

Think of it a bit like legalized gambling…you might win Big Money, or lose Big!

It’s something like gambling, but it’s organized and legal.

Now, you might need to get a drink for what you’re about to read…

The forex trading industry makes FIVE (5) Trillion dollars in one day! That’s about 200x the NYSE, so you can visualize it.

Today you’re likely see why a lot of folks are excited about making an entry into that particular market, right?

Lots of cash being made.

And also, this’s exactly where iMarketsLive can make their entry. These guys are earning approximately six million dollars per month!

A month… Again, that’s $6,000,000/month!!!

Those figures are only from 2017. That number has constantly been ballooning each year.

Everything is so great when it ends well, isn’t it?

But it isn’t always like that…

Pretty sure you’ve heard a lot of issues and controversies about this network marketing company.

You want to find out all of the details from top to bottom.

We got you covered!

What Is iMarketsLive?

IML is a forex trading MLM that offers services and training to different parts of the world.

They’re in more than 120 countries currently. They have eight various languages which could be presented for their learning.

They are based in Big Apple! The center of world finance.

New York City, New York.

They have 60 different people, all of which teach to some degree about the ins and outs of forex and cryptocurrency trading.

Did you notice cryptocurrency trading in the last part?

That’s right! International Markets Live now teaches crypto tactics!

The companies goal is to enhance, empower, and educate one million different students.

Is there a catch?


They tell you at the beginning that you’ll be taking a huge risk in trading. You could lose your investment or a lot more than that, so you understand that you have to be prepared for that.

That is why it is so vital to never ever use more than you’re willing to risk. Essentially, most risk capital is the total that keeps you financially secure so that you at least won’t lose your home.

You are free to say whatever you have in mind about their business model. But take a look; there are other financial services out there that can be more risky.

Now, let’s check out who made IML into what we know it to be today.

Who Is Christopher Terry?

International Markets Live was built by Christopher terry in 2013 and today’s current CEO.

No matter how hard you look into their official website, you won’t be able to find much information about the services they offer. That’s a bit sketchy for a corporation like them.

Does the name Alex Morton ring a bell?

He is not shy about discussing just how he climbed up the Forex trading ranks. He has received several huge trades under his name, which is remarkable even in his circle.

Christopher Terry’s total net worth is believed to be more than $2.5 Million.

On Instagram, he has received a following of more than 88k.

Not bad!

What’s intriguing though is, he is not really active on YouTube, while he claims that he loves motivational events and speaking.

I don’t think it’s too much to ask when you want to get a little bit more information from a company’s website.

Honestly, many other MLM business you have checked has their most basic information uploaded on their website. You can read about their company’s history, story, mission and vision, and a bit of talk from the CEO.

However, you won’t be able to find that on IML.

IML does not provide much information on its website at all. We are not saying that they are concealing anything from us. But at least tell us something a little bit about yourself to start off, right?

Our staff was able to locate a tiny bio that discussed Chris on their website. This is after taking some time to research to get to know more about him:

“Mr. Christopher Terry began this journey in construction, both as a worker and eventually as an owner, for nearly 12 years. In 1995, he discovered commodities trading and began to immerse himself in the markets.”
In just 3 years, he was confident enough to walk away from his Construction Business, which had generated sales in excess of $40 million that same year, in order to become a full-time trader.
Over the years, he applied and effectively utilized this winning strategy of gaining the necessary learning and experience through the proper Mentors and then imitating the strategies of successful people.
While doing so, he realized the same process of following success step by step could bring ordinary people everywhere to the same level of success that he himself had achieved.
Mr. Terry soon realized that, at this point in his life, it was his calling to help change people’s lives on a massive global scale through a marriage of Network Marketing with Professional Trading.
This is why, in August 2012, Mr. Terry made the decision it was time to act on this Philosophy, and International Markets Live, Inc. was born.”

But, it looks like his long connection with Network Marketing and MLM’s was not included in that little biography.

Christopher said he started with Amway and gave him the “Mindset of Wealth.”

Apparently, he didn’t earn any money from it.

Despite his history of problems in businesses up to this point, he nevertheless fought the great fight and then came up with the thought of iMarketsLive in 2012.

He took a chance and created the iMarketLive business model regardless of his history of business failures up to this time.

By the following year, he was able to launch it.

The member of this new Forex trading MLM grew to 55,000 in 2016.

Needless to say, the growth of the company at this point was incrdible.

But the party didn’t last very long…

A huge number of iMarketLive members were shut down by brokers as they claim that there were “getting advice from an unregulated advisor”

Wait a minute!

These members are making a lot of money because they paid to make that kind of money. Why are these brokers intruding on their accounts?

So what’s the story behind all this?

They found out that iMarketlive was utilizing an automated trading application known as “FX Signals Live.”

This program actually copied exactly Terry’s trade. That means you did not have to put so much effort to win each day’s trading.

All you need is to follow the application, and you’ll be good.

That’s exactly why the rules were set. There are laws in the investment world to avoid similar activities. Just try to imagine 50,000 traders making the same trading decision. This will have an impact that could favor one side of the marketplace.

It was at this particular moment that legitimate brokers started to ban the application FX Signals Live. Possibly among the most noteworthy of brokers required was FXCM.

As a result of each of these brand new regulations and measures, they left FX Signals Live after 2016.

People had been down…but not out.

They announced the Harmonic Scanner as an FX Signals Live alternative. This was really something that, at a very minimum, helped investors follow industry trends.

The Harmonic Scanner actually goes through the industry in real-time, letting the person know when there’re various trading chances to capitalize on.

Sadly it takes time to understand what is going on and what everything usually means inside the harmonic scanner tool. Think of it as a newly developed app that is still in development or in Beta testing.

Full iMarketsLive Review

Scam Risk knows that IML is a hot topic right now with everything going on about cryptocurrency and bitcoin.

We also know that a lot of people are wondering “Is iMarketsLive a scam?

Scam Risk wants you to know that we have your back. 

We are not affiliated with iMarketsLive in any way and will not be making any sort of profit if you decide to join.

We are going to provide you with an honest upfront review finally answering the age-old question:

IMarketsLive: scam or legit?

What Are iMarketLive Products?

Let’s start off by talking about what they provide, and what a great way to check that than by looking at several of their various products!

As you can see from the photo, you have essentially 2 different education choices and another 2 for trading software products.

So what then?

What can I get from these 4 different products?

iMarketsLive states that you are going to get you ready to be a forex trading pro once you get these tools. They are a training company that will provide all stuff you needed to dive into FX trading.

But I can learn all of these on my own, is that right?

Of course, you will find loads of videos all over Google and YouTube that can show everything you have to learn about the forex market and the reason behind it.

After all, I just need to buy at lows and sell at highs.

But it is not always the case.

There’s a lot of information and factors that go into this place!

We are discussing plenty of numbers, as well as algorithms, that very few people really understand. This is where IML comes into the picture and shows what they have to lift your game.

They have more than a hundred videos on their academic platform, going over anything from basic strategies to the most complex day trading tactics.

Now, you could find the same material all over YouTube…

But what iMarketsLive really gives you is everything you will need in a systematic way.

What you are actually paying for, the way we see it, is that you have access live trading areas where the veteran traders are making cash online and exchange conversations with you about their techniques.

And that is what folks really should care about, right?

It’s the caliber of the peoples training them.

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No one truly cares about what they offer if you don’t really like who you are getting it from.

There is no doubt that some individuals are having success and truly making money with this.

In addition to that, Chris does not simply abandon you after the program. He always attends the live webinar every Sunday night

iMarketsLive really provides you with their very own proprietary financial trading software program beyond education and mentorship.

iMarketsLive Pricing And Cost

Douglas James The Copyright Owner Of The Nickname High Ticket Client Guy

Allow me to share several prices and options for iMarketsLive

Digital Currency Monthly

Upfront Payment: $189.95

Monthly Payment: $179.95

Products: DC Academy, SwipeCoin App, DC Scanner, IMLTV Sessions

HFFX Monthly

Upfront Payment: $189.95

Monthly Payment: $179.95

Products: HFF Academy, PipTalk, High-Frequency Forex, HFF Scanner

Platinum Package

Upfront Payment: $225.00

Monthly Payment: $164.95

Products: IML Forex and Crypto Academy’s, Swing Trades & Night Owl Sessions, Harmonic Scanner, IML TV (All Sessions), Pip Talk (Basic)


Upfront Payment: $325.00

Monthly Payment: $274.95

Products: IML Forex & Crypto Academy’s, IML TV (All Sessions), Swing Trades & Night Owl Sessions, Harmonic Scanner, Pip Talk (Basic), Pivots, Levels, Swipe Trades, Bounce Back, Web Analyzer, Gold Cup, SwipeCoin, High-Frequency Forex

Yep, we understand what you are thinking… It’s pretty expensive!

How Does IML Pay?

Now for the compensation program!

So as we mentioned earlier, after you’ve got a monthly membership, you can refer two people. If people subscribe and pay the monthly charge, you don’t have to pay your fee!

Something other people decide to do also is to be an iMarketsLive independent business owner. This costs merely $17 monthly.

Does that “IBO” concept sounds familiar… isn’t that network marketing?


You can generate money with iMarketsLive by referring individuals and generating a commission. It is structured pretty much like other MLM’s, as you’d imagine.

In case you are wondering how it is broken down and what this particular compensation plan seems to be like…your long wait is over.

So what does all that mean?

Well, your group volume will be the sum of money you’ve got in your downline using a monthly charge or membership fee. (145×3 = 435)

Your number of members will be the least level of individuals that have to register below you.

The weekly and monthly pays are self-explanatory… that’s how much you make per month and per week at that ranking.

Could You Make Money With iMarketsLive?

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So, if you’re wondering if you really can make money with iMarketsLive…

Of course, the answer is yes, lots of people do it.

But here is the thing… it’s significantly less popular than you may think.

You can just “get rich” with MLM businesses such as these if you are on the top…or if you have a good trading account in this instance.

There’s a lot that comes along with MLM and Forex Trading that many people struggle with. In fact, check out our Top 5 Reason Why Most Network Marketers Fail.

Now, don’t get me wrong…

You can certainly make money with Forex Trader or MLM, but if you’re gonna put in the amount of grueling work to do this business (which, trust me, isn’t easy), you might as well bring in some REAL money while you’re learning the ropes.

The program that helped skyrocket my online business to $40,000+ per month is so simple that making money really does become second nature.

Is IMarketsLive Legitimate Or A Scam?

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Yes, iMarketsLive is legit, but just barely. If somebody does some kind of serious exploration on the MLM design in general… you’ll find almost no differences between that and a pyramid scheme.

So what’s the distinction… is it anything like a get-rich-quick scheme?

Well, there’s certainly nothing “quick” about iMarketsLive… except for how quickly you can lose your hard-earned money.

That’s why this business model is my #1 choice!

The way MLM’s escape with not being a genuine pyramid scheme is they offer actual services or products.

In this particular situation, iMarketsLive sell their programs and has applications for rent.

And that’s where the loophole is…

Is iMarketsLive Illegal?

iMarketsLive is not unlawful. It’s a completely legitimate course or program / MLM, though its CEO, Chris Terry, has been on several investigation occasions throughout the years.

What Happened To IMarketsLive?

In 2016, iMarketsLive was pressured to remove their software Forex Signal Live due to how it helped folks mirror the exact trades of an individual. Brokers everywhere declared that folks have been getting guidance from an unlawful advisor.

That’s essentially a testimony on the good results it was having at a particular point…however, it got shut down, and so a far more watered-down version exists named the Harmonic Scanner.

Is IM Mastery Academy A Pyramid Scheme?

No, IM Live isn’t a pyramid scheme…at least not technically.

It does sell genuine products, such as applications and training, to customers.

Nevertheless, numerous individuals in the program have stated that being a currency trader is simply the beginning. It becomes undeniable that the actual folks making money are the people who have others in their downline.

So, it’s just that they created a multi-level affiliate opportunity in the backend, which is another avenue that enables your customer to do product promotion for you.

It should not be a real shocker… Chris Terry understood that others at the top of these MLM’s brought in the actual money. He just needed to find his means to build his own.

How can I Get My Money Back From Im Academy?

All you’ve to do to get your money back is call up their customer or member assistance, have your information ready.

In any case, you want to get a full refund. But you have to request one within the week of joining the program.

Beyond that, you are only able to stop them from charging you for the following month.


Big Income Without Selling Or perhaps Recruiting:

The sole means you are able to make a lot of money in the MLM industry is usually by recruiting others to market for you.

And the reason is?

There’s only so much time you have within a 24 hour day that you can commit to selling.

With forex, you are able to make income without actually having to recruit individuals.

Sleep all day!

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Unlike most MLM’s, where you’ve to go through the crappy journey of visiting door to door or even to a lot of house parties talking about your company opportunity…

Forex enables you to perform everything from your house since you are able to execute and perform trades on your mobile phone or on the internet!

Loads Of Training

No complaints in this section. Name it, they have it, and probably even more. They always have someone willing to share and answer your queries.


It is expensive.

After you factor in the monthly fee for membership, educational platform, and also program fee, you will see how quickly you will lose more than $2,000 per year!

Risk For Big Loss

Despite what any trader informs you, it’s particularly hard to fine tune your strategy through the FX community without losing money to find success.

With this business model, in particular, you might be losing much more than your monthly fees; you can lose your investment capital too.

Dubious Behavior

  • CEO and Ponzi scheme has a long history.
  • They’re not allowed in Belgium.
  • The CFTC fined this company for running them illegally.
  • Better Business Bureau rating was an F but then suddenly got flipped to an A because of massive good reviews trend at the same time.

My Thoughts on Multi-Level Marketing

No, no, and no!

I believe that if your product is connected to an MLM, it downgrades the product itself. Now, I would think if the product is just really so dang good why it is so popular, or someone is just attempting to get his product sold for quick cash.

A product should be able to stand on its own and conquer the market if it is genuine. It would require advertising but not too hard.

MLM was created in the early 1900s and still one of the quickest ways to scale up. But you have to do deep research and investigation to see the actual company’s motive going into that way.

Conclusion: Is IMarketsLive A Pyramid Scheme?

In the USA, it’s not declared a Pyramid Scheme, though countries as Belgium have banned it, and also IML has incurred warnings from France also.

The Commodity Futures Trading Commission(CFTC) has fined IML too.

And so, although it has not been legally defined as a fraud or scam in America, you would need to look around to the various other nations have dealt with it for wider understanding.

In all likelihood, it’s probably not the kind of company you will want to join.

Scam Risk's #1 Online Business Model In 2021!

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Our review team has come across a program in the real estate industry that is next level!

Although it’s not real estate in the traditional sense, it’s all digital.

Yup, Digital Leasing!

Where iMarketsLive falls short is in scalability. 

There’s only so much time in a day and there’s only so many people you can reach to sell by yourself.

MLM companies know this! Which is why they push so hard for you to recruit for your downline…you can’t get rich with it as a one man/woman show.

But what if you could make even more money off of little local websites without having to spend hundreds of dollars on overpriced products and a bunch of time recruiting people to sell under you?

With this Digital Leasing program, you can make recurring monthly income without constant sales to your friends and constant recruitment!

Sound too good to be true?

Of course it does!

But it isn’t…in fact, business owners wish they had this skill!

All you have to do is build and rank a LOCAL website and forward the jobs off to a business owner in town, you could even email it to them!

This works for literally any service based business, tree service, plumbing, towing, etc. 

How do you get paid and how much?

Simple, after you forward the jobs off to a business owner and he makes some money off of them, you simply ask to make the deal beneficial for each other.

A fair price to charge per lead, depending on the industry is 10-20%…let’s just use the tree service industry for example and go by worst case scenario.

Let’s say you build and rank the site and only 10 jobs a month come in. The average tree service job is anywhere from $500-$2000!

That means at bare minimum you have an asset worth $500 a month!

See why they call it Digital Leasing now?

That’s a rent payment. 

The great thing is how easy it is to scale. You don’t have to worry about:

  • Your upline getting paid before you
  • Begging your friends and family to buy from you
  • Recruiting people all the time

But as it is with iMarketsLive… You only get what’s left of the pie if you meet a monthly quota…

The course we recommend actually allows you to collect HUGE FLAT RATE DEALS. Truly passive income!

The training program takes making money online to a whole other level.

The owner of the program walks you through how to build and rank a site hand in hand, with the occasional voice over when he is sharing his screen.

You will learn the importance of keywords, website name, how to send call notifications via email, backlinking, etc.

Once the training program is completed you will also have access to a Facebook group much better than the iMarketsLive group in our opinion. This group is much more active.

Unlike iMarketsLive, where you’re getting maybe $10 per sale, you could be getting 10-20X THAT. 

A business will always want more leads and another job. In fact it doesn’t even matter that the job isn’t coming from their website name…they see it as it is…expanding Digital Leasing.

Unlike iMarketsLive, more people have been able to walk away from their 9-5 job as well. 

Digital Leasing allows you to have total passive income with most of your day being spent WITH your friends, NOT selling to them.

Now, I know you probably have tons of questions… 

So, check this out to learn more.

Brittney Here!

I get to travel the world and live life without financial worry thanks to the system below!