Best Way To Invest 10000 Right Now

Welcome to my How To Invest 10k In 2022 And Beyond! Review. My goal is to help you understand what the program is all about, how much it costs, if it's a good use of your time, your money, and much more! It should be less than 10 minutes start to finish, so let's dive in!


This How To Invest 10k In 2022 And Beyond! review has been thoroughly researched with information and testimonials that are available to anyone in the public. Any conclusions drawn by myself are opinions.

Firstly, Why Am I Writing The Review?

Nice to meet you, my name is Brittney!

My story starts like many do… “slaving away” at a 9-5 job that I didn’t really enjoy, but hey – it paid the bills.

I worked for a large Fortune 500 company that performed background checks for other companies when they wanted to hire a new employee… so you know, not exactly exciting stuff.

For a lot of people, a nice stable job and predictable check coming in every month is the picture of success, but for me, it felt like I was missing out on life.

Clocking in every single day, doing the same tasks over and over again, getting home with barely enough time to make dinner and enjoy some time to myself… only to wake up again the next morning and do it all over again.

I just wanted to enjoy life without being shackled to an unfilling job.

I wanted to be able to take vacations whenever I wanted, for however long I wanted.

I didn’t want to have to beg my boss for a salary increase that barely matched inflation.

I just wanted to be free and happy.

Then about 4 years ago (as a stroke of luck), I stumbled across a program that taught me how to make money online by actually helping real people (local US businesses).

Who Cares About That?

99% of reviewers out there don’t have experience running an actual business. They’re writing about stuff that they have no real experience with.

Why would they do that?

They just want you to click through and buy the program that the review is about!

I have absolutely no relationship with J Rich, so you can rest easy knowing that I’m going to give you my honest opinion.

This review is written based on my own experiences with this business model.

All that being said, let’s jump into things.


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So You Wanna Know How To Invest 10k As A Beginner?

You’ve saved a huge amount of money, and we’re not talking about an emergency fund here; we’re talking about searching for a means to invest 10,000 in something long-term!

Many people will tell you that real estate or the stock market are the best investments…

And we’ll discuss them briefly…

Anyway, come on…

You have realized by now that there is no such thing as saving one’s way to retirement…

Particularly in light of the current stock market meltdown, but we digress.

Every affluent person understands that the most excellent method to invest $10,000 is establishing your own business.

While the short term may not provide a high rate of return, the rate of return over the next many years will be enormous!

Today, some of the most feasible methods to do this are not necessarily through real estate investment trusts, 401 k, or Roth IRA contributions, but through easy-to-start work from home businesses!

We’ll talk about the stock market/cryptocurrency investing, selling on Amazon, eCommerce, affiliate marketing, MLM’s, and why they’re viable options.

And to top things off, we’ll talk about our #1 way to make money online in 2022!

But without further ado, let’s hop into it.

Stock Market / Cryptocurrency Investing

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This is often the most popular route, but in our opinion, it is not the ideal approach to invest $10,000.

For far over 60 years, individuals have been preached about the stock market.

It’s always the same ol’ same ole’.

“Max out an ira, “invest in a 401 k”, ” “Open an brokerage/investment accounts, you’re going to kill it!”

However, is this truly the case?

$10,000 is a sizable investment in individual stocks, and in general, this is an excellent place to put your money.

Unfortunately, stocks do not continue to rise indefinitely; some companies experience a steep decline and never recover.

That implies that all of the money you invested is effectively lost and will never be recovered. And, yes, is diversification of one’s financial institution portfolio and strategy critical?


However, even if you do everything correctly…

There is no assurance that it will perform as expected. And we have witnessed this.

Numerous members of the baby boomer generation have invested money in these investment options their entire lives as a form of retirement plan, and they are no further along than us.

Indeed, many of them have had to take on part-time work to survive their senior years.

Therefore, you must be asking…

If we’ve seen two generations invest in stocks, bonds, 401ks, and Roth IRAs, and they’re no better off than you are…

Is it worthwhile to even try?

Probably not, is the response.

However, why is that?

It’s Rigged

where to invest 10k

Have you seen the news recently?

If you haven’t, let me quickly update you!

Several weeks ago, significant index funds decided to short Gamestop Stock (GME) and effectively destroy the company.

A large group of people gathered together on Reddit and purchased multiple shares of the stock, resulting in the stock’s price increase.

This brought hedge fund professionals to tears.

When it became a larger story, many more people bought in.

Overnight, ordinary folks became millionaires. Some folks physically leveraged thousands in credit card and high interest debt to suddenly find themselves with millions in their account in a matter of days.

So how did it all turn out?

Wall Street was exposed for its corruption. When it came to anything GME-related, all brokerages and their brokerage accounts were frozen.

Ironically, Robinhood was the first to prohibit its users from purchasing it and only allowing them to sell.

What transpired?

The distribution of power has turned away from the market and toward the corrupt elite.

Demonstrating that the everyday average joe was never intended to become wealthy through stock market investing.

Penny Stocks

how to invest 10000 dollars right now

But what about penny stocks, you ask?

Yes, you may profit from penny stocks, but doing so typically needs a high level of understanding and constant day trading.

The basic rule is that you want to pay upfront and then immediately begin earning your reasonable rate of return when it comes to investing.

That is not possible with penny stocks…

Unless, of course, you utilize robo advisor. While a robo adviser can alleviate some of the tedious work, it is still a bot.

If you don’t pay close attention, it may continue trading on the course you established even after the market has experienced a wild reversal.

You could suffer a significant loss.

Alt Coins

how to invest 10000

If you’re seeking a means to invest $10,000 like the stock market but not identical to the stock market, crypto may be the answer.

BTC, ETH, and LTC are all extremely valuable coins.

Regrettably, the cryptocurrency market is much more unpredictable than the stock market.

Thus, while it is possible to earn a lot of money in the short term, it is also possible to lose a lot. It’s similar to a two-edged sword.

Certainly, not anything on which to stake your savings account, in our opinion.


  • Mutual funds, IRAs, Exchange Traded Funds, and 401 k plans are all proven methods for earning small money over time.
  • It’s ideal for long-term “drip” money.
  • It’s easy to open a brokerage account.
  • The annual rate of return of approximately 8%.


  • A high yield is uncommon.
  • The majority of brokers require a minimum investment deposit.
  • Robo advisers are incapable of thinking for themselves.
  • Capital gains are not exempt from tax deduction.
  • The stock market is regulated and not designed for you to become wealthy with merely 10,000.

Amazon FBA

how to invest 10000 dollars now

If you’ve ever watched a YouTube commercial about investing or making money, then chances are you’ve seen an Amazon FBA course advertisement touting how selling on Amazon is one of the finest ways to invest $10,000.

If you want a future investment, some suggest joining Amazon is the greatest way to do it.

After all, Amazon has grown year after year and today dominates eCommerce!

You cannot go wrong, correct?

Regrettably, there is a great deal more to selling on Amazon than meets the eye. Let’s dig a little deeper and see if investing in an Amazon business is a good choice for you.

Crazy Rules

Amazon Crazy Rules

Amazon was once a veritable gold mine.

There weren’t many laws, and most people would have a very high yield savings account if they opened a store.

Yes, a successful Amazon business will outperform any competitive interest rates offered by a stockbroker or bank for investing in any portfolio they offer.

Regrettably, as regulations tighten, the prospects for a particular investment strategy like this may shrink.

At the moment, Amazon has so many restrictions for their merchants that it’s challenging to keep track, particularly when it appears as though they are issuing new restrictions daily!

Therefore, before you invest in your own Amazon store, it’s critical to go through these guidelines thoroughly and ensure that you understand them completely…

Otherwise, Amazon reserves the right to terminate your store at any time, forfeiting all of your money.

Consider how horrible that is for a second…

You take your $10,000 investment and leverage it to develop a truly profitable Amazon business.

And suppose you have a few distinct items that dominate their respective marketplaces.

Amazon can come in and suspend your account for seemingly no reason.

A fantastic way to explain this is as an illusion. Amazon provides you the idea of owning and operating your store and business while also benefitting from you, but they may come in at any time with your 10,000 and wipe out all of your progress.

However, you might get lucky and earn as much as these other investors who invested $10,000 in an Amazon store.

But hey, maybe you’ll get lucky and make just as much as these other investors who threw a 10,000 investment into an Amazon store.

Consistent Commission Cuts

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This is more on the Amazon affiliate side… however, it still fits.

Previously, you could join an Amazon associate and add links to products all over the web.

Sadly, Amazon has continued to reduce commissions year after year. It’s already challenging to generate clicks online, but these cuts make it even more difficult to continue putting effort into it.

Consider whether your portfolio manager wants further chunks of the pie you were offering him…

It doesn’t sound entirely reasonable, does it?

Unfortunately, Mr. Bezos is in charge.


invest 10000

If the rules and continuous commission reductions weren’t enough to make you reconsider other methods to invest 10,000, this certainly would.

It’s simple to set up an Amazon store. Indeed, the majority of online courses will teach you how to set one up in a matter of hours!

Regrettably, because it is so simple, there is a lot of rivalries. Thousands of people are competing on Amazon to sell the same things as you are and earn that six-figure rate of return.

These individuals poured their entire savings accounts into their businesses with the aim of achieving prosperity.

It takes a lot to manage an Amazon business, and ranking a product organically in search is difficult. You may credit some of the new rules for this.

Not only do you have to compete organically against everyone else who knows the same things you do, but you also have to employ sponsored advertising to bring in short-term revenue to begin recouping your initial investment.

Running PPC is difficult since rates are constantly changing, and you can easily find yourself in the red.

All of this is to argue that a $10,000 investment in Amazon can be successful, and it has been for a few individuals…

However, to be truly effective, the stars nearly have to align, and you have to be one of the best PPC campaign managers ever, haha.

It is that difficult.


  • With a $10,000 investment, you may earn six figures per year with Amazon.
  • Creating an Amazon store is a simple process.
  • Amazon’s platform is an excellent entry point into eCommerce due to its market dominance.
  • There is no credit check necessary.


  • Amazon is a cash-intensive company.
  • PPC is challenging and can be a pain to track on a continuous basis.
  • Organically ranking an Amazon product can take well over six months.


invest 10k

If Amazon is too complicated to get started with, you’re considering starting a general eCommerce store next.

At the very least, it makes logical to think that way.

And it’s not a bad idea; many folks have established Shopify stores and are earning six figures as well.

Therefore, is a $10,000 investment in an eCommerce store going to be worthwhile for you?

Now, let’s dissect a few of these critical elements…

Big Up-Front Cost

Similar to Amazon, you must still purchase all of your merchandise in advance. Approximately $5,000 of your $10,000 budget is likely to be spent on inventory alone.

The remainder of the amount will be spent on advertising and shipping.

This approach forces you to consider the value of $10,000. While more than most credit cards allow, it still goes by quickly in shops like this.

$10,000, on the other hand, would make a sizable dent in almost anyone’s student loan debt.

It’s easy to see why most people struggle to stay afloat in eCommerce; they lack the necessary funds.

This boils down to the next point of contention: competition.

Competition And Margins

Ecommerce is a highly competitive industry. Thousands of Amazon stores exist, as do thousands of e-commerce stores on Shopify and other platforms.

Do you realize how difficult it will be to rank on page one with all the free traffic when there are thousands of other guys out there with massive budgets and extremely expert SEO knowledge?

Extremely difficult!

That is why many entrepreneurs who start eCommerce firms with $10,000 never venture beyond sponsored traffic. They lack the time necessary to master SEO.

How about margins?

Due to the entry of Chinese wholesalers into the eCommerce space, it is becoming increasingly difficult for other enterprises to engage in arbitrage successfully.

This is because they come in and sell at the same price they sell to us. In a sense, it eliminates the middleman.

Consider whether we’re exaggerating the situation.

Remember the last time you saw these prominent eCommerce gurus promoting their courses on Facebook or YouTube for a split second.

It’s difficult to pin down, isn’t it?

This is a tendency that our staff has noticed with a number of these eCommerce-related courses…

Their “fearless” leaders are reversing direction and transferring to different industries entirely.

One must inquire as to why.

Simply enough, this pandemic has destroyed entire industries. We feel that online commerce is one of them to some extent.

We’re not saying that eCommerce is going anywhere, but merely that the ordinary joe who wants to run a profitable eCommece like this can’t anymore because he can’t live with the fractionalized profits.

If anything, the pandemic has facilitated the larger stores’ efforts while making it even more difficult for the smaller ones.

Barrier Of Entry

invest 10k usd

The second point that we should address is the entry barrier.

There is hardly any.

You could go online and create a single-page website with a single product, advertise it, and make a sale. Now, you may experience a decline in sales due to a lack of material… however, something may still come through.

Therefore, when something is that simple to set up and run, you can imagine how many people will jump on board.

That can be depressing for some people because they begin to play the odds game, which is acceptable to a point but cannot consume them.

Therefore, if you intend to invest $10,000 in an eCommerce firm, be prepared to wait six months to a year for results.


  • Consumers are increasingly making purchases online.
  • Numerous individuals earn six figures per year from their online business.
  • No prior investment experience is necessary.


  • Margins are constantly contracting.
  • You’ll need a sizable initial investment.
  • You must persevere for at least six months to see any results.

Affiliate Marketing

invest 10k usd

Affiliate marketing is notoriously difficult to succeed in.

To be sure, you won’t have to bother about shipping or even purchasing inventory…

However, you must ensure that all of your links are being clicked and generating conversion-oriented traffic.

Regrettably, it costs a lot of money to be an effective affiliate marketer.

Affiliate marketers are well aware that the lion’s share of conversion traffic is created by blogs that are densely packed with affiliate links.

The issue is that these sites require tremendous traffic, which is difficult to achieve.

You know, PPC has never been particularly effective for driving traffic to a blog and then hoping that visitors will click on your affiliate links within the content.

No, the profitable blogs are organically listed on page one of Google for various keywords.

You will not make a fortune by randomly posting your links on the web. The public truly despises that.

Barrier Of Entry

Affiliate marketing is straightforward to get started with.

We’re discussing perhaps paying $25 to obtain an affiliate link that you can begin distributing throughout the web. Regrettably, these are links to things or programs in which people are not particularly interested, which explains why the commissions are low.

However, hundreds of thousands of affiliate marketers are out there, and competing with them is difficult, which we’ll discuss next.


Affiliate Marketing Competition

Competition is irrational. Thousands of individuals work in this industry, which has earned it a bad reputation.


Everyone has begun uninvitedly posting their affiliate links everywhere. Some platforms, such as Reddit, would even ban users who post an uninvited affiliate link.

People despise seeing spam everywhere, which is essentially what affiliate marketing has become.

Have you ever been in a Facebook group where people dump their links everywhere?

Quite irritating, huh?

We concur.

Acceptable, but you are not a spammer, and you do have legitimate things to sell…

How do affiliate marketers earn money?

This could be done through the use of a blog.

You’d need to publish consistent content that adds value to people’s lives and assists them in locating what they’re seeking.

This, however, requires a significant financial investment. While you focus on the creative aspect of things, you will almost certainly need to pay heavily in outsourcing SEO.

Additionally, depending on the amount of content you need to send out, you may need to recruit additional authors, and good writers are expensive!

However, there is a chance that you can be a successful affiliate marketer if you budget that $10,000 well!


exchange traded funds

One of the frustrating aspects of affiliate marketing is that the companies you market are notoriously stingy with their reimbursements.

That is to say, you must carefully study their terms and conditions. If they can get away with exploiting your traffic and making a transaction without compensating you… They intend to do so.

Not all of these affiliate programs are structured in this manner…

However, they are often free or inexpensive to enroll.

Typically, it costs quite a bit to join a great affiliate network that makes payouts a breeze.

The exception to that is that best affiliate programs are just as competitive and cater to individuals with considerably larger budgets that utilize all sorts of SEO tactics to dominate a lot of the traffic.

However, you do have $10,000 to invest, correct? From everything we’ve discussed thus far, this is the one chance where your money will likely go the furthest.


  • You can start within a few hours.
  • Among the most affordable ways to begin earning money online.
  • Will not incur any credit card debt.


  • There is so much competition.
  • Companies make it incredibly tough for you to receive your commission.
  • Need a strong understanding of SEO.

Multi Level Marketing

invest 10k mlm

Yes, the good ol’ fashion multi-level marketing business opportunity.

Hey, the 1990s called and demanded their costly crap be returned!

All kidding aside, you can still earn some money by investing $10,000 in an MLM.

While this is not the most efficient use of $10,000, some people have success with their start-ups.

As you would imagine, a large portion of that $10,000 will be spent on investing in merchandise that you will have to turn around and sell to your friends and family at a dinner party for a profit.

MLMs worked successfully for certain people in the 1990’s, but the pricing of the items, combined with their quality, makes them unaffordable to many people today.

Even your buddies, thanks to the internet, recognize a good deal when they see one.

And who is to blame them?

You wouldn’t want your buddies to hand you money, would you?

Apart from the fact that investing in an MLM may seem a little archaic…there are a handful of additional reasons why you might not want to invest $10,000 in an MLM.


The reality about most MLMs is that you will not become wealthy simply by selling the products. You can only make so many sales every day on your own, and the margins aren’t fantastic, to begin with.

If you ever want to earn a living, you’re going to have to recruit others to earn a commission on their sales.


That doesn’t seem particularly cool, does it?

Almost nothing is more embarrassing than attempting to recruit someone to join your downline and then explaining to them that you would be receiving a small portion of their hard-earned money.

If MLMs did not offer actual products, this would be the definition of a pyramid scheme…

That is why the majority of people avoid it.


Typically, this is the part that most people appreciate the most, the receiving of compensation.

Regrettably, it is not quite as glamorous as it sounds.

The majority of MLMs pay you pennies in comparison to what your uplines earn.

The worst aspect is that you are frequently required to hit a certain sales target before getting paid. True, if your sales quota is $200 and you sell just $199 worth of merchandise, you will not receive your commission!

Additionally, according to zip recruiter, the average network marketer earns around $21,000. That works out to almost $1,750 per month. When you factor in your time investment as well…simply it’s not worth it.

Additionally, I’m guessing that if you spent $10,000 on something, you wouldn’t want to wait half a year to return your investment…

You’re probably better off investing money in something that operates on autopilot.

MLM is most definitely not a self-sustaining enterprise.


Additionally, MLMs are exceedingly competitive. It is constructed in the shape of a pyramid. Those at the top earn mansions and Ferraris, while the average newcomer makes only a couple hundred dollars per month at best.

The majority of people have attempted to start their eCommerce site to get revenue while they sleep.

And that is quite astute…

However, many others have got the same idea, and there is now a significant SEO push. You are now forced to compete worldwide with thousands of other businesses selling the same goods.

That is difficult and expensive to accomplish. SEO is effective, but unless you have the time to do it yourself (which is unlikely given the demands of running an MLM business), it will cost you a hefty penny.


  • A $10,000 investment helps you get off to a great start.
  • Certain friends and family members may be willing to assist you with monthly recurring products.
  • Many individuals have ascended to the top.


  • There will be no compensation if you do not meet your monthly quota.
  • You’ll need to prioritize sales above all else; down payment or capital will not win the game for you.
  • On average, most network marketers earn less than $2000 a month.

Our #1 Recommended Way Of Making Money Online

Digital Leasing

It’s pretty much exactly as it sounds. You get the equivalent of rent payments for websites.

Here’s how it works.

Find a local owned service based business and decide to build a website and rank for it.

When the leads start coming in, pass them off to a business owner and start collecting the checks.

Is it really that simple?


You see compared to ecommerce, you don’t have to run any paid ads to a site. So, you’re only out of pocket like $8 a month for hosting and $11.99 a year for your domain.

And if you can’t afford that, well maybe we have other issues we need to talk about.

But seriously, lead generation sites make bank and they’re extremely passive.

Once you have them ranked, you don’t have to touch them again because they run on autopilot.

But what about the competition you ask?

Virtually nonexistent compared to affiliate marketing.

With eCommerce you’re competing with literally millions of people globally.

With lead generation, we’re talking maybe 20 of the same type of business in an area. Most of which don’t know anything about ranking a site.

It legitimately couldn’t be any easier.

The best part?

These sites are worth $500-$1,000 on average a month!

If you had just 10 of these sites, you’d be making $5,000-$10,000 a month from passive income! With a $10,000 investment into sites, you could have 10 sites ranked and banked!

And your margins are literally 90-100%!

But that’s enough of that… for more information about

this model that crushes eCommerce, check it out here!

Brittney Here!

I get to travel the world and live life without financial worry thanks to the system below!