Fundrise is a real estate investing program.
Like most real estate investing training courses, you’ll likely be exposed to the “Big 3” investing types:
- Long-term buy-and-hold
Regardless of which path you go down, there is a lot of potential with real estate investing.
After all, it’s the world’s oldest wealth-builder.
However, before you leave this Fundrise review and go sign up, you might want to ask yourself:
“Is now the right time for me to get into real estate investing?”
Because, no matter which way you slice it, real estate investing is extremely capital intensive, labor intensive, or both.
So if you’ve only got an hour or two a day, or your savings account is a few zeroes lighter than you’re comfortable with, this might not be the best time for you to jump into real estate investing.
But that doesn’t mean you’re out of luck. It just means you need a system to free up more time and give yourself a stronger financial cushion.
A good way to get yourself there is with Digital Real Estate.
Digital Real Estate takes all the best parts of real estate investing, while eliminating most of the headaches:
- Low cashflow
- Interest payments
- High overhead
- Expensive repairs and maintenance
- Problematic tenants
And the best part?
Digital Real Estate allows you to build a passive income stream that’s actually passive!
An income stream that brings in consistent revenues every single month (from a couple thousand dollars to well over $10,000).
An income stream you could actually build in your spare time, and grow as large or as small as you want to, without having to spend hours a day analyzing deals, cold-calling homeowners, or dealing with contractors.
If that sounds like something you’d be interested in, check out Digital Real Estate.
This is the perfect first step to build recurring income that you can then use to start investing in real estate down the line.
However, if you’d still like to know more about Fundrise, keep reading.
What Is Fundrise?
Fundrise is a real estate “crowdfunding” platform that allows non-accredited investors to invest in markets and projects they otherwise couldn’t.
Fundrise, unlike other investment companies that focus on institutional and accredited investors, caters to small non-accredited investors and offers them pooled funds to invest in real estate.
Fundrise is a REIT without fees. REITs are investments in a basket of properties. It’s like a REIT. It invests in REITs. As a REIT owner, you get a piece of their income.
You can liquidate your Fundrise investment quarterly with a 30-day notice. This isn’t a publicly-traded REIT, which you can sell immediately.
Fundrise Review: Company Background – Who Is Ben Miller?
Commercial Real Estate Investments are a safe and lucrative investment option. Sky-high property values prevent many investors from buying real estate.
Fundrise Investments solved this problem. They provided a solution for low-capital investors using innovative technology. Those with limited assets can join a collective pool to achieve large profits.
Ben Miller, Fundrise’s CEO and co-founder spent years in traditional real estate investing.
He noticed inefficiencies in the Wall Street-heavy real estate investing strategy. He believed web technology had matured enough for individuals to invest in real estate without stockbrokers.
The platform launched in 2012. In seven years, it’s gained 140,000 investors. The company manages $1.2 billion. Real estate investors don’t need to be accredited; anyone can invest $500. Millennials and young investors who desire complete control of their money like it.
Fundrise offers investing alternatives. eREIT is their most popular choice. The eFund Fundrise offers beginner portfolios and sophisticated investing alternatives.
Investing With Fundrise: What Are The Minimum Requirements To Invest?
Start investing with $10. This buys the service’s Starter Portfolio.
The Starter Portfolio
This is the default account when you join.
Starter Portfolio is a diversified mix of eREITS and eFunds with U.S. real estate projects.
You’ll get quarterly dividends and share price increases.
You’ll invest 50/50 in income and growth eREIT if you opt to invest. Both investments should be held for at least five years, with quarterly liquidations.
You’ll get the Core Portfolio for $1,000. Here are three investment plans:
- Income Supplement: This portfolio choice provides extra income to investors. Property value growth and rental income accomplish this. The long-term gain is small.
- Balanced Investing: This generates a diversified portfolio of income-generating and value-appreciating assets. Despite minimal payments, investors can build up property value over time.
- Long-Term Growth: This portfolio includes properties that have appreciated the most over time, with 15% annual returns conceivable. These investors receive no regular income. Fundrise’s three-step inquiry might help you determine how to invest.
Investing With Fundrise: What Are The Product Options?
Fundrise offers e-funds for a unique investment. Residential property investments. These are non-public single-family dwellings. eFunds are not dividend-paying partnerships like eREITs. You’ll obtain a 1065 K-1 form at tax time, distinct from eREITs.
eFund saves money by giving you instant portfolio access. Diversifying between geographies and housing types ensures a solid investment.
Choosing an eFund over an eReit are real estate investment strategies. Once the project is finished, expect a liquidity event. You can invest in D.C. or L.A. funds.
Fundrise recently started offering portfolios, including a $10 beginner portfolio. Passive income, balanced investing and long-term growth are also planned. You can see each portfolio’s predicted growth on Fundrise’s website.
Costlier managed plans. Don’t worry about risk-reward balance.
Fundrise accepts 18-year-old American citizens. Fundrise requires an SSN and a $10 minimum investment.
Fundrise now accepts pre-tax cash for retirement investments. Self-directed IRAs are only for eREITs.
Their new technology lets you invest in real estate based on your aspirations, not the type or location.
Fundrise’s goals-based portfolio includes seven eREITs and dozens of buildings. Balanced, passive income and aggressive growth portfolios are available. Objectives decide your eREIT mix.
Fundrise’s website details each private real estate assets, leverages, growth, and revenue projections.
Fundrise is planning an “IPO.” This investment requires $1,000 in your Fundrise account and one of the advanced plans. You can invest up to 25% of your account amount.
Fundrise Reviews: Is It Safe To Invest With Fundrise?
Few people invest in non-stock market items. They suspect a scam. Fundrise is audited annually by the Securities and Exchange Commission (SEC).
These audits are on form 1-K, which you can search for immediately. Fundrise offers a 90-day guarantee.
They’ll reimburse your money if you invest and change your mind within 90 days. You should investigate this guarantee’s limits.
Fundrise’s online investment operations require cyber security. Bank-level security is used to protect investors. The website uses 256-bit AES symmetric encryption, like most large institutions.
The real estate investment platform transfers are safe and hack-proof. TLS safeguards every investor’s desktop or mobile website connection.
Multiple data centers encrypt and disseminate client data. Data centers are hosted on AWS.
The 7-year-old platform is known for its transparency and security. The company’s records have never been breached or leaked.
What Are The Fees To Be Expected In Fundrise?
Fundrise charges an all-inclusive 1% management fee.
0.85% asset management fee (that goes towards operating costs of the projects)
0.15 percent annual fee (can be waived in certain circumstances)
It was cheap. Fundrise’s prices aren’t always clear.
- Fundrise pays a 0-2% acquisition fee when buying a new asset.
- Shares redeemed within five years of purchase incur a 1-3% loss. 90 days are free.
- Millennium Trust charges $125 annually for self-directed IRAs.
Is It Good To Invest In Commercial Real Estate?
Commercial real estate investing is risky, yet the average return has topped the stock market for three decades. Historically, only people with enough capital to buy and manage properties could do this. Real Estate Crowdfunding Platforms like Fundrise makes commercial real estate accessible to average investors.
The Bottom Line
Real estate investing requires a lot of money. Fundrise provides low-cost, low-risk real estate investing. Entirely passive, it’s a straightforward investment alternative.
Long-term investments should be carefully considered if you are a real estate investor. Can you invest five years? It may not be accessible before then.
Fundrise may be a good option if you’re willing to lock away your money and start small.
Is Fundrise A Scam?
So, is Fundrise a scam?
Not technically. You can make money with this program, but it’s definitely not as easy as the company makes it sound.
There’s a ton of work to be done upfront, no real guarantee of success, and – most importantly – the actual commissions are pretty small.
Now, there’s nothing wrong with front-loading the work and making the money later.
But if you’re grinding it out for 3 months and then your reward is a $50 commission, it’s not really worth it.
What if, instead, you could do that same 3 months of work (in your spare time), and your reward was a $500 to $2,000 payment that came in every single month?
And what if you actually didn’t need to wait 3 months? What if you could get started today and have your first payment in a week?
And what if you could double it next week?
Well, that’s the power of Digital Real Estate.
And, unlike an MLM, you can legitimately do this from anywhere. It’s a true lifestyle business.
Your laptop and an internet connection is all you need.
Some of the most successful students in this program run their entire 6-figure businesses from:
- A camper in the middle of the woods
- A beach chair on the water in Mexico
- A small villa in Greece
They’re able to travel around, living their lives first, and focusing on their income second.
Because even if they stop working for an extended period of time, the money keeps coming in.
So adventure, memories, and experience are the top priority.
And they never have to worry about how to pay for the next trip, or consider asking for time off.
If this sounds more like the type of life you want to lead, just click here to find out more about Digital Real Estate.
Are There Alternatives to Fundrise?
Yes, there are plenty of MLM companies to choose from if you want to pursue this business model. Here are just a few:
What Is My Top Recommendation In Making Money Online In 2023?
Our review team has spent months researching, reviewing, and vetting dozens of business models and thousands of programs.
While there may be no “perfect business”, the research IS conclusive:
Whether you’ve never made a dollar online, or you’ve been in this space for a while but never really “made it,” Digital Real Estate is for you.
1) It’s Flexible: got an hour a day? You can do this. Ready to drop everything else and dive in full time? You can do this. Yes, the more time you put in, the faster you see results. But even with a little time each day, you can move the needle in a Digital Real Estate business.
And because this system is so flexible, you don’t have to constantly be working to make more money. It’s called PASSIVE INCOME because if you stop working, the money doesn’t.
Imagine taking 3 months off to just tour around Europe, rent a cabin in the woods to write a book, hike the Appalachian Trail, or live on the beach and surf all day.
This is only possible if you have an income stream that’s not tied to your time.
2) You Own & Control EVERYTHING: With MLMs and Network Marketing, you don’t really own anything. You have no control over the quality of products. You don’t even own your “team”.
Look at the fine print for most of the agreements folks sign when they join one of these companies. At any point, the company can change your commission structure, reduce your profit margins, or kick you out entirely.
With Digital Real Estate, you own the assets, which means you have all the power and all the control.
3) Little To No Startup Costs: It’s possible to get into Digital Real Estate with zero dollars upfront. Because, using the strategies outlined in this program, you can get a client to pay you BEFORE spending a penny out of your own pocket…even before you do any work.
Even without getting paid in advance, you can have your first Digital Rental Property up, running, and generating profits for less than $100.
4) No Inventory: Alright, so most MLMs don’t make you buy the products and fill your garage with them anymore (unlike the good ol’ days), but you’re still in a physical products business.
And physical products always have physical limitations. Even if you don’t have to manage the inventory, you still have to deal with supply chain shortages that cause major delays.
Imagine finally landing your first customer, and then losing them after one sale because they had to wait 6 weeks to get their order.
With Digital Real Estate, a 100% online business, you never even have to think about that risk.
5) Easy To Duplicate: Ok, here’s the best part: once you have your first Digital Rental Property up and running, you can literally DOUBLE your income with a few clicks, a couple keystrokes, and a single phone call (and you don’t actually need the phone call).
Remember: each Digital Rental Property is worth $500 to $2,000 a month in semi-passive income (over 95% profit). Every time you decide to create another one and increase your income, it gets easier.
Because you have more knowledge, more experience, more results, and more momentum.
If you wanted to double your income with an MLM, you’d have to double your customers OR double the average order size of your existing customers. And, guaranteed that’s a lot harder than a few clicks and a few minutes of your life.
6) Make Money Helping Real People: This part is what makes it all worth it. In an MLM, your “upline” might convince you that what you’re selling improves people’s lives, but deep down, you likely know that’s not true.
Most of the time, you’re either selling a dream or a poor-quality, overpriced product with a fancy label.
And that makes it pretty hard to sleep at night.
But with Digital Real Estate, you’re actually helping people by solving your clients’ biggest problem:
Small, local businesses need more customers, and with Digital Real Estate, you are unleashing a flood of happy, paying customers for these businesses.
You make money by helping them make money.
Not a big, faceless corporation either…a small business owner who’s using that money to put food on the table for their family, start a college fund for their kids, or take care of a sick parent.
Once you see how Digital Real Estate makes a real impact in the lives of real people, you’ll sleep like a baby with a big smile on your face.
Now, the choice is yours.
You could continue browsing, looking at opportunities like Fundrise which could one day make you money.
You could continue researching, never making a decision.
OR, you could take a look inside, consider what you really want, and join a program that makes your dreams a reality. At the same time, joining a community of over 2,000 successful students that are living life on their own terms thanks to Digital Real Estate.
A consistent, reliable, semi-passive stream of income that doesn’t depend on you or your time to keep producing profits.
All while genuinely helping real people who are grateful and happy to pay for it.
If this sounds more like what you want out of life (or if you just want some nice side income), click here to learn more about Digital Real Estate.