Laurie Ann and Britt founded Dow Janes to empower women to take control of their finances.
Dow Janes was meant to be the polar antithesis of the financial business (which was developed by men, for men): it was created to be fun, feminine, and empowering.
They believe that women with money have more options and a stronger voice.
The team is dedicated to increasing the financial confidence of women+ worldwide.
Are these coaches authentic?
What are they selling?
How much does it cost?
We’ll discuss each of these points in this section.
Now, I want to be honest here, so…
You probably discovered Million Dollar Year for the same reason you might have come across any other financial newsletter, trading service, or investment program:
Because you want more money in less time.
And chances are, you want to quickly multiply the money you do have (as opposed to waiting months or even years to see a decent ROI).
This is a really exciting promise, and it’s probably why the training and financial industry is worth billions of dollars.
The problem is, because the idea of doubling, tripling, or 10X-ing your money in a few minutes to a few days is so enticing, there are a ton of shady characters in this space.
But, putting that aside, let’s say every investing guru and “trading expert” on the internet had the best of intentions.
Even with proprietary algorithms, a room full of supercomputers, and a team of rocket scientists, most of these experts would be lucky to get it right 20% of the time.
Now sure, we’re talking about asymmetric bets here, so theoretically the winners should more than make up for the losers.
But in order to make that happen, you can NEVER miss a trade. With a 20% success rate (speaking optimistically), one missed winner could turn a profitable month into a loser.
That’s a lot of pressure and a lot of stress (not to mention a lot of losing) with not much certainty.
But what if there was a way you could build a passive income stream that’s actually passive?
An income stream that doesn’t require:
- Constantly monitoring your phone for buy/sell alerts
- Obsessively watching charts and movement
- The emotional roller coaster and angst of hoping one winner can cover the last 8 losses
- Gambler’s odds (20% chance of success is worse than the odds of winning at Blackjack)
An income stream that brings in consistent revenues every single month (from a couple thousand dollars to well over $10,000)?
An income stream you could actually build in your spare time, and grow as large or as small as you want to, without having to spend hours a day monitoring charts, trades, and alerts?
If that sounds like something you’d be interested in, check out Digital Real Estate.
However, if you’d still like to know more about Million Dollar Year, keep reading.
What Is Million Dollar Year?
The Million Dollar Year‘s objective is to cultivate the mentality, habits, and behaviors necessary to improve your finances over the next 12 months significantly.
To be clear, this is not a program to “become rich quick.” It’s more of a “slowly accumulate wealth” plan. They place a premium on sustained, quantifiable growth that results in long-term, significant advantages.
By the end of your Million Dollar Year, you will have built a solid financial foundation that will serve you throughout your life.
They are not going to teach you how to make a million dollars this year (though they will not prevent you from doing so if you wish); instead, the year you spend with them will serve as a watershed moment in your financial life.
And, if you follow their advice to the letter, it’s unsurprising if you amass a net worth of at least one million dollars throughout your lifetime.
What’s Included Inside The Million Dollar Year
The Million Dollar Year is a comprehensive course on financial change. It is composed of the following components:
- Weekly Question-and-Answer Sessions with a Financial Coach
- Accountability for Weekly Text Messages
- Access to the Signature 12-Step Curriculum
- Pre-recorded videos, workbooks, spreadsheets, and templates
- Online Community for Members
Additionally, you will receive the following bonuses:
- Access to the Vault of Financial Education
- Possibility of attending live Millionaire Mindset Workshops
Who Are The Financial Coaches?
As a launch member, you will receive coaching from Britt and Laurie-Anne, the creators. Britt is a Harvard Business School graduate with a passion for personal finance.
Laurie-Anne is an energy healer and coach who thrives on passive income and aiding people in making positive changes in their lives.
Laurie-Anne King and Britt William Baker of Dow Janes, together with their staff, create a financial education business that empowers women+ to take control of their finances.
They believe that financially empowered women+ have more options and a stronger voice, and they’re on a mission to boost women+’s financial confidence globally.
Laurie-Anne is a financial advisor and serial entrepreneur who owns two businesses with seven-figure revenue. Laurie-Anne understands what it takes to ensure that anyone may achieve financial success as a self-made businesswoman.
Britt is an experienced investor and money mentality coach. She is on a mission to assist those who have historically been left out of the financial world.
Million Dollar Year members will have access to Craig Wallace, their resident Investing Advisor with a master’s degree in Financial Planning if they encounter complex financial issues or require detailed investment counsel.
Coach Kat, a Million Dollar Year alumni who wiped off more than $62,000 and revolving credit card debt in less than a year, will assist members of the Online Community.
Is Personalized Advice Available?
You will obtain it if you desire it sufficiently! You can submit your questions either in the Online Community or before the Weekly Momentum Call.
Suppose you’d want additional guidance and specialized support during your Million Dollar Year. In that case, you can also purchase a 1:1 Coaching Call with a Financial Coach or a series of Coaching Calls during the checkout process.
What If You Are Not Working Or Earning Money Right Now?
If you’re committed to changing your financial future, they’re committed to aiding you.
Depending on your position, they will either assist you in designing an income-production strategy or demonstrate how to invest your savings to generate passive income.
What If You Are Self-Employed And Income Is Unreliable?
The Million Dollar Year is cognizant that entrepreneurs do not earn a constant paycheck. Effective financial management is even more critical for those with a range of incomes.
The Million Dollar Year teaches you how to manage your money and maintain a sense of security regardless of your income changes.
Will Million Dollar Year Teach You How To Buy Stocks?
That is not the case, and there is a reason for it. They believe in long-term balanced investments that do not demand daily monitoring (this is not the program for you if you want to learn how to day trade!).
The Investing Module will educate you on when to invest, which financial instruments to use, how to minimize risk, and how to maximize your returns!
Is This Financial Education Company Going To Teach You How To Make Money?
Yes! They teach you how to increase your monthly income by $1,000 in the additional course, The $1,000 Month—even if you lack time, energy, or ideas.
Then, utilizing the principles of The Million Dollar Year, you’ll learn how to manage, save, and invest your newly acquired money.
Please remember that this course does not cover how to start a business in detail.
Is This Transformational Coaching Program Just For Beginners?
What if you already possess financial acumen? The course approaches money with a “beginner’s mentality” because of its importance in our lives and its astonishing capacity for growth through time.
They recognize that mastering a few distinctions and applying them appropriately over time can significantly impact your financial situation and life.
Several of the outcomes attained by program members include the following:
- Create a beautiful, stable, worry-free, savvy and authentic relationship with money.
- Develop money habits that are instinctive and offer you freedom and clarity.
- Spend according to your ideals and without guilt—be acutely aware of your spending habits.
- Establish and adhere to financial goals.
- Invest consistently and without reservation.
- Take complete control of your finances and enjoy complete peace of mind.
- Create passive revenue streams.
- Develop a billionaire mindset—break free from the rat race and learn the secrets of true wealth development.
- Develop financial literacy to no longer be intimidated by the financial world.
- Create a charitable plan and contribute to meaningful causes in a way that feels good.
- Become an ethical investor by investing in just those businesses you have faith in.
- Have fun, meet new people, and become a part of a wonderful community dedicated to assisting women in achieving riches.
Even if you’re a seasoned money ninja, you’ll benefit from this training if you’re interested in any of these outcomes.
How Much Does The Million Dollar Year Cost?
It’s a one-time fee of $1,999 or 12 monthly payments of $199. You are protected by a “double your investment money-back guarantee.”
If you can demonstrate that you completed the program and did not save at least twice what you paid for it after one year, you may be eligible for a refund. Which, while I agree is reasonable, is not optimal for you.
What if your automobile breaks down three weeks after you join Million Dollar Year and you require the two thousand dollars to repair it? What if the procedure seemed intimidating and was not a good fit for you? It’s irritating to be required to wait an entire year and complete a bunch of “course assignments” before receiving a refund.
They do not offer exchanges or refunds. According to their website, they do not accept returns because they are a digital product, and once you have access to the information, you cannot return it.
On the other side, the Million Dollar Year includes a satisfaction guarantee equal to your investment in full. As I indicated previously, they will refund your money if you do not save at least twice as much as you spent for your Million Dollar Year after a year.
The coaches feel that the abilities acquired via this program will improve your life for the rest of your years since they approach money holistically. Additionally, they wish you make your best effort.
That is why they require proof of completion of the coursework to qualify for the “double your money-back satisfaction guarantee.”
If you complete the course and believe they have not lived up to their commitment, you may submit your work within 14 days of graduation, and they will promptly refund your investment.
Can You Make Money With Million Dollar Year?
You very certainly can! As you become more mindful of your spending, you will also discover more revenue streams.
There’s a lot that comes along with mindset training that many people struggle with.
Now, don’t get the wrong idea…
It’s not impossible to make money with mindset training, but if you’re gonna put in the amount of grueling work to do this business (which, trust us, isn’t easy), you might as well bring in some REAL money while you’re learning the ropes.
Is Million Dollar Year A Scam?
So, is Million Dollar Year a scam?
You can make money with it, but it’s definitely not as easy as Laurie Ann and Britt makes it sound.
Again, with any kind of financial product (especially trading), you’re taking on a lot of risk.
Sure, you could hit it big and retire in Italy, but chances are you need the stomach and financial cushion to weather tons of losses before you get there…and it may never happen.
Most of the big gains numbers these companies use in their marketing (“xyz grew by 4,112% in 3 months” or “this option made 324% in just 2 days”) are cherry-picked.
They don’t tell you about the 10 100% losers that came before.
In other words, if you invested $100 into 11 recommendations, you’d lose $1,000, and make back $324…so you’d still be out almost $700.
Most people don’t have the fortitude to stick it out through 3 straight months of losers in the hopes of landing one big winner.
What if, instead, you took those same 3 months, invested just a couple hours a day (in your spare time), and your reward was a $500 to $2,000 payment that came in every single month?
And what if you actually didn’t need to wait 3 months? What if you could get started today and have your first payment in a week?
And what if you could double it next week?
Well, that’s the power of Digital Real Estate.
It’s a true lifestyle business.
Your laptop and an internet connection is all you need.
Some of the most successful students in this program run their entire 6-figure businesses from:
- A camper in the middle of the woods
- A beach chair on the water in Mexico
- A small villa in Greece
They’re able to travel around, living their lives first, and focusing on their income second.
Because even if they stop working for an extended period of time, the money keeps coming in.
So adventure, memories, and experience are the top priority.
And they never have to worry about how to pay for the next trip, or consider asking for time off.
If this sounds more like the type of life you want to lead, just click here to find out more about Digital Real Estate.
Is Million Dollar Year Legitimate?
Million Dollar Year is a genuine business. They will assist you in becoming zero debt and achieving your first million.
But, when it comes to building a business, you have plenty of options.
And even if you’re dead set on becoming an investor, you’ve got way better options than Million Dollar Year.
Keep in mind, I don’t get paid to promote any of the programs I review. I personally think mindset training is a great business model, but you could end up leaving way too much money on the table.
What Is My Top Recommendation For Making Money In 2022?
Our review team has spent months researching, reviewing, and vetting dozens of business models and thousands of programs.
While there may be no “perfect business”, the research IS conclusive:
Whether you’ve never made a dollar online, or you’ve been in this space for a while but never really “made it,” Digital Real Estate is for you.
1. It’s Flexible: got an hour a day? You can do this. Ready to drop everything else and dive in full time? You can do this. Yes, the more time you put in, the faster you see results. But even with a little time each day, you can move the needle in a Digital Real Estate business.
And because this system is so flexible, you don’t have to constantly be working to make more money. It’s called PASSIVE INCOME because if you stop working, the money doesn’t.
Imagine taking 3 months off to just tour around Europe, rent a cabin in the woods to write a book, hike the Appalachian Trail, or live on the beach and surf all day.
This is only possible if you have an income stream that’s not tied to your time.
2. You Own & Control EVERYTHING: With anything in the financial markets, you own and control NOTHING. You have no say in price fluctuations, demand, or what the market will do.
Trying to beat the market is fighting against the tide. There’s just too much working against you, no matter how many supercomputers or rocket scientists are on your side.
With Digital Real Estate, you own the assets, which means you have all the power and all the control.
3. Little To No Startup Costs: It’s possible to get into Digital Real Estate with zero dollars upfront. Because, using the strategies outlined in this program, you can get a client to pay you BEFORE spending a penny out of your own pocket…even before you do any work.
Even without getting paid in advance, you can have your first Digital Rental Property up, running, and generating profits for less than $100.
4. Easy To Duplicate: Ok, here’s the best part: once you have your first Digital Rental Property up and running, you can literally DOUBLE your income with a few clicks, a couple keystrokes, and a single phone call (and you don’t actually need the phone call).
Remember: each Digital Rental Property is worth $500 to $2,000 a month in semi-passive income (over 95% profit). Every time you decide to create another one and increase your income, it gets easier.
Because you have more knowledge, more experience, more results, and more momentum.
If you wanted to double your income with any kind of trading or investing, you’d have to double your initial capital OR double the average order size of your existing trades. And, guaranteed that’s a lot harder than a few clicks and a few minutes of your life.
5. Make Money Helping Real People: This part is what makes it all worth it. In the financial markets, you might be helping your family, but the impact never goes beyond you and maybe a few others.
But with Digital Real Estate, you’re actually helping people by solving your clients’ biggest problem:
Small, local businesses need more customers, and with Digital Real Estate, you are unleashing a flood of happy, paying customers for these businesses.
You make money by helping them make money.
Not a big, faceless corporation either…a small business owner who’s using that money to put food on the table for their family, start a college fund for their kids, or take care of a sick parent.
Once you see how Digital Real Estate makes a real impact in the lives of real people, you’ll sleep like a baby with a big smile on your face.
Now, the choice is yours. You could continue browsing, looking at opportunities like Million Dollar Year which could one day make you money.
You could continue researching, never making a decision.
OR, you could take a look inside, consider what you really want, and join a program that makes your dreams a reality. At the same time, joining a community of over 2,000 successful students that are living life on their own terms thanks to Digital Real Estate.
A consistent, reliable, semi-passive stream of income that doesn’t depend on you or your time to keep producing profits.
All while genuinely helping real people who are grateful and happy to pay for it.
If this sounds more like what you want out of life (or if you just want some nice side income), click here to learn more about Digital Real Estate.