Crypto com Review: 10 Things You Should Know!

Welcome to my Crypto.com Review Review. My goal is to help you understand what the program is all about, how much it costs, if it's a good use of your time, your money, and much more! It should be less than 10 minutes start to finish, so let's dive in!

Disclaimer:

This Crypto.com Review review has been thoroughly researched with information and testimonials that are available to anyone in the public. Any conclusions drawn by myself are opinions.

The Good Stuff

  • Fees are minimal.
  • Money conversion is simple.
  • Earn interest on cryptocurrency.
  • Selection of cryptocurrencies

The Bad Stuff

  • Navigable with difficulty
  • Coins are not widely distributed.
  • Inadequate client service
  • Insufficient educational resources

Firstly, Why Am I Writing The Review?

Nice to meet you, my name is Brittney!

My story starts like many do… “slaving away” at a 9-5 job that I didn’t really enjoy, but hey – it paid the bills.

I worked for a large Fortune 500 company that performed background checks for other companies when they wanted to hire a new employee… so you know, not exactly exciting stuff.

For a lot of people, a nice stable job and predictable check coming in every month is the picture of success, but for me, it felt like I was missing out on life.

Clocking in every single day, doing the same tasks over and over again, getting home with barely enough time to make dinner and enjoy some time to myself… only to wake up again the next morning and do it all over again.

I just wanted to enjoy life without being shackled to an unfilling job.

I wanted to be able to take vacations whenever I wanted, for however long I wanted.

I didn’t want to have to beg my boss for a salary increase that barely matched inflation.

I just wanted to be free and happy.

Then about 4 years ago (as a stroke of luck), I stumbled across a program that taught me how to make money online by actually helping real people (local US businesses).

Who Cares About That?

99% of reviewers out there don’t have experience running an actual business. They’re writing about stuff that they have no real experience with.

Why would they do that?

They just want you to click through and buy the program that the review is about!

I have absolutely no relationship with J Rich, so you can rest easy knowing that I’m going to give you my honest opinion.

This review is written based on my own experiences with this business model.

All that being said, let’s jump into things.

Contents

You probably discovered Crypto.com for the same reason you might have come across any other financial newsletter, crypto trading service, or investment program:

Because you want more money in less time.

And chances are, you want to quickly multiply the money you do have (as opposed to waiting months or even years to see a decent ROI).

This is a really exciting promise, and it’s probably why the financial publishing and training industry is worth billions of dollars.

The problem is, because the idea of doubling, tripling, or 10X-ing your money in a few minutes to a few days is so enticing, there are a ton of shady characters in this space.

But, putting that aside, let’s say every investing guru and “trading expert” on the internet had the best of intentions.

Even with proprietary algorithms, a room full of supercomputers, and a team of rocket scientists, most of these experts would be lucky to get it right 20% of the time.

Now sure, we’re talking about asymmetric bets here, so theoretically the winners should more than make up for the losers.

But in order to make that happen, you can NEVER miss a trade. With a 20% success rate (speaking optimistically), one missed winner could turn a profitable month into a loser.

That’s a lot of pressure and a lot of stress (not to mention a lot of losing) with not much certainty.

But what if there was a way you could build a passive income stream that’s actually passive?

An income stream that doesn’t require:

  • Constantly monitoring your phone for buy/sell alerts
  • Obsessively watching charts and movement
  • The emotional roller coaster and angst of hoping one winner can cover the last 8 losses
  • Gambler’s odds (20% chance of success is worse than the odds of winning at Blackjack)

An income stream that brings in consistent revenues every single month (from a couple thousand dollars to well over $10,000)?

An income stream you could actually build in your spare time, and grow as large or as small as you want to, without having to spend hours a day monitoring charts, trades, and alerts?

If that sounds like something you’d be interested in, check out Digital Leasing. 

However, if you’d still like to know more about Crypto.com, keep reading.

Crypto.Com Reviews: A Market Maker?

This cryptocurrency exchange is for anyone interested in purchasing, selling, and trading cryptocurrencies. It includes a large selection of coins that you can purchase and trade.

Because the rates are not excessively high, it is excellent for individuals who wish to invest in cryptocurrencies.

Top Perks

Top Perks

Crypto.com is a company that offers a variety of services, including its cryptocurrency, CRO. If you stake (make a financial commitment to them), the more CRO you are ready to risk, the better your benefits will be.

Crypto.com offers a variety of services, including its cryptocurrency, CRO. If you stake (make a financial commitment to them), the more CRO you are ready to risk, the better your benefits will be.

One-Stop-Shop

Crypto.com is a cryptocurrency exchange. Users can purchase and sell cryptocurrencies on the Crypto.com Exchange and exchange them with other users using the Defi personal wallet.

However, you can also use your Crypto with a prepaid Visa card. Additionally, you can be compensated in Crypto and deposit your funds in an interest-bearing account!

There is also crypto lending in some countries, which allows you to obtain a loan using Cryptocurrency!

Low Fees

You can fund your Crypto.com account without incurring any costs. You may purchase and sell cryptocurrencies at the best possible price, making it one of the best exchanges available.

They will charge you a fee for any additional purchases made with your debit or credit card after 30 days. Additionally, your card issuer may charge you a fee if you use your debit or credit card to purchase Cryptocurrency.

Easy To Convert Your Money

Crypto.com is similar to the majority of other top cryptocurrency exchanges. It enables you to convert your currency from USD, GBP, or EUR to Crypto. You don’t have to pay huge transaction fees to purchase or sell Crypto!

Cashback Cards

Cashback Cards

Crypto.com now offers five different prepaid Visa cards. These Visa cards can be used anywhere Visa is accepted, but you must reload them before purchasing.

The more CRO you have, the more beneficial it is. Obsidian is the finest card, as it earns 8% cashback (Crypto back).

This card also comes with other more bonuses. However, it costs $750,000 to purchase 5 million CRO, which is currently worth approximately $750,000.

The Midnight Blue credit card offers 1% cashback on all purchases if you lack funds. And if you spend $750 CRO (about $5,000), you can earn 2% back with the Ruby Steel card. There is no annual cost, and depending on your card, you will receive free ATM withdrawals and foreign transactions each month.

Earn Interest

Earn Interest

Crypto.com is a cryptocurrency exchange where users may purchase bitcoin and other cryptocurrencies. Additionally, you can earn a high interest rate if you have an account. While the lowest rates are preferable to the best savings accounts, the best rates need a substantial investment in CRO. The maximum rate of interest is 14%.

Your interest rate will be identified by the length of time you leave the money, the currency in which you store it, and the proportion of your money that you stake.

Cryptocurrency is not a secure medium of exchange. All cryptocurrencies, including bitcoin(BTC), are dangerous, and you will not be insured by the Federal Deposit Insurance Corporation (FDIC), as you would with a traditional bank account. If the currency value declines, you risk losing all of your funds.

Gift Cards And Phone Top-Ups

You may use your Crypto.com Visa Card to purchase gift cards from various retailers. Airbnb, Barnes & Noble, and Macy’s are just a few examples.

The amount of payback is determined by the value of the CRO. You have staked and the nature of the business. Additionally, you can load prepaid phones on specified networks.

Key Features

Key Features
  • You may spend your Cryptocurrency using the company’s well-known Visa card, which earns you 8% on all purchases.
  • Crypto.com App — an app that allows you to purchase 100 different cryptocurrencies at their genuine value. Additionally, it features a card that allows you to pay with Crypto.
  • Earn Crypto – Deposit cryptocurrency and earn up to 8%. (up to 14 percent for stablecoins). Weekly payments in the Cryptocurrency you deposit will be made.
  • Crypto Credit — You can get a crypto loan with a maximum loan-to-value of 50%.
  • Crypto.com Exchange -Trade cryptocurrencies with a high degree of liquidity, at the best possible prices, and minimal fees. Additionally, you may recommend friends to the Exchange and earn up to $2,000 in referral money if they join our cryptocurrency platform.
  • Crypto.com NFT – Users or traders can use the Crypto.com NFT to buy and sell collectibles. The intuitive interface enables users to purchase with their debit or credit card and sell in the Marketplace.
  • Crypto.com – The Syndicate allows exchange traders to purchase popular cryptocurrencies such as Bitcoin BTC, DOT, and ZIL at a discount of up to 50%.
  • Supercharger – By utilizing Crypto.com, you can acquire CRO tokens, which can be used to purchase popular Defi (decentralized exchange businesses) tokens. The allotment of rewards is determined by the liquidity of an individual’s CRO. Each day throughout the Charging Period, they are awarded increasingly popular Defi tokens.
  • Defi Swap – This is a method of exchanging money. It enables you to cultivate Defi coins. You may store your crypto coins in the Crypto.com Defi Wallet if you choose.
  • Defi Earn – Users can maximize their earnings by depositing their tokens into the protocol that offers the highest annual percentage yield at the moment of deposit. This feature is now integrated with Aave Lending Version 2, Yearn Earn Version 2, Compound, Cosmos Staking, and native CRO Staking.
  • Crypto.com Price – Crypto.com maintains an excellent website for tracking token prices, movements, and other related information.

Depending on your region, certain elements of Crypto.com may be unavailable to you. Assume you live in one of the following locations: Hong Kong, Singapore, Switzerland, Malta, or the United States. In that situation, you are not eligible for loan services.

Crypto.Com Background And History

Crypto.Com Background And History

Monaco Technologies GmbH was founded in June 2016. Kris Marszalek, the CEO, has a motto that reads, “Spend anywhere without costs.” We introduced our own token, MCO, in 2017. We funded this through the sale of 12.1 million MCO tokens (out of 31.6 million in total supply).

Monaco announced their rebranding as Crypto.com in July 2018 and began shipping their Crypto.com Visa card many months later.

They announced the establishment of their own cryptocurrency-to-cryptocurrency trading. They established Crypto Pay and other services in late 2019 and began shipping their cars to the United States.

Crypto.com has been successful as a result of its DeFi Wallet and Defi Swap. Additionally, it will begin offering Crypto.com Visa cards to European customers in 2020.

Crypto.com now intends to totally phase out the MCO token in favor of CRO, which implies that individuals who use their Crypto.com Visa card will now be required to stake CRO tokens in order to earn rewards, rather than MCO tokens as previously required.

Other future objectives for Crypto.com include expanding its credit card presence and adding additional services to the exchange site for crypto trading, as well as further strengthening its DeFi capabilities and NFT platform!

Crypto.Com Fees

Crypto.Com Fees

Crypto.Com App Fees

In our usage experience, the Crypto.com App is the best way to buy, sell, send, receive and pay with Crypto using the Crypto.com. The app lets you deposit cryptocurrencies for free, allows free Crypto to crypto exchanges, and supports free bank transfers to the Crypto.com Exchange and Defi Wallet.

However, it charges a fee for withdrawing Cryptocurrency to an external address. The price is different based on the type of Cryptocurrency that you withdraw.

Crypto.Com Exchange Fees

You can stake CRO tokens and pay your trading fees in CRO. However, the more you trade, the less you’ll pay. Additionally, you can pay your trading expenses with $2 CRO tokens and receive 10% of those tokens back each year.

Crypto.Com DeFi Swap Fees

Crypto.com DeFi Swap is a repository for Ethereum wallets. It is simple to exchange tokens with them. Typically, you would pay a fee of 0.3 percent to liquidity providers to perform this function.

Crypto.Com Design And Usability

Crypto.Com Design And Usability

Crypto.com is a cryptocurrency website that simplifies buying and selling cryptocurrency. It’s challenging to locate the perfect buyer, but Crypto.com also offers other services such as currency exchange and the ability to save your money in a wallet or lend it out for interest.

Crypto.Com App

The Crypto.com app lets you do many things that are like doing many things at once. You can track your portfolio of cryptocurrencies, send coins to the Crypto.com Exchange, withdraw cryptocurrencies to external wallets, and deposit crypto into the platform.

Crypto.Com Exchange

The Crypto.com Exchange is a platform for trading with other users. On the Crypto.com Exchange website, you may sell Bitcoin, Tether Dollars, and Crypto.com Coin.Crypto.Com Visa Card

Crypto.Com Visa Card

Crypto.Com DeFi Swap

The Crypto.com App lets you spend your crypto assets in the same way you would cash. You only need to reserve a Visa card and then use it to spend your money everywhere Visa is accepted.

The metal card is free, but they come in several tiers that offer additional benefits in exchange for the CRO tokens staked on them.

You cannot purchase cryptocurrency with your Crypto.com Visa card since it must first be converted to a fiat currency, such as dollars or euros.

Crypto.Com DeFi Swap

Defi Swap is a relatively new Defi exchange that integrates seamlessly with Crypto.com’s Defi Wallet. You can conduct non-custodial trading of the hottest Defi tokens. This enables you to trade money privately and without disclosing your private keys.

Crypto.Com Security Measures

Crypto.com is committed to security in all aspects of its operations. This means that numerous aspects of their business are secure.

Due to their ” Defense in Depth ” mentality, its network is one of the few remaining unhacked crypto platforms due to their “Defense in Depth” mentality.

Crypto.com secures all of its users’ funds in a non-internet-connected location. This is beneficial because it implies that it cannot be hacked and your money stolen.

The security solution leverages Ledger’s institutional-grade custody technology, including hardware security modules (HSM) and multi-signature keys.

Crypto.com has a security mechanism and a $500 million insurance policy. It covers both direct and indirect risks, such as physical damage and third-party theft.

Crypto.com safeguards its customers’ funds by utilizing multi-signature keys and a hardware security module (HSM). The money in hot wallets is strictly for business use.

It is only a portion of what they have, which is more than enough to meet consumer needs daily.

Regarding security for fiat currencies, customer deposits are maintained in highly regulated management bank accounts located throughout the world, allowing them to benefit from local rules.

For example, FDIC insurance protects US customers’ USD holdings up to $250,000. When you purchase a Crypto.com card or wallet, Crypto.com allows you to maintain your existing funds.

Crypto.com or its creditors are not permitted to seize it.

Crypto.com employs numerous security mechanisms. Amazon Web Services protects the infrastructure, which includes the following:

  • A network and web application firewall that protects against other firewalls.
  • Encryption in transit is regulated and integrated across all services via Transport Layer Security (TLS).
  • Encryption of all traffic is performed automatically.
  • Business continuity planning for the prevention of outages and assaults.
  • Monitoring, logging, automatic threat detection, and real-time analytics are all included.

… other industry-standard security procedures to prevent the hacking or theft of people’s data.

Crypto.com’s security procedures work with other safeguards, such as internal checks to ensure that no one enters the country with alcohol, tobacco, or firearms.

Internally, a team verifies all transactions for probable terrorism and money laundering.

Additionally, they must approve transactions exceeding $10,000 in fiat cash or cryptocurrency.

Hackers can attempt to breach a company’s security system in various ways. Nonetheless, they are backed up by an army of hackers (Hacker One).

Crypto.com protects your accounts with two-factor authentication (2FA) and a combination of a password, biometric (fingerprint & face identification), passcode, email, and phone verification.

Additionally, its Defi wallet lets you retain control of your private keys, allowing you to self-custody your assets rather than relying on the platform’s security.

Is Crypto.com a Scam?

Scam or Legit

So, is Crypto.com a scam? Not technically. You can make money with it, but it’s definitely not as easy as Kris Marszalek makes it sound.

Again, with any kind of financial product (especially trading), you’re taking on a lot of risk.

Sure, you could hit it big and retire in Italy, but chances are you need the stomach and financial cushion to weather tons of losses before you get there…and it may never happen.

Most of the big gains numbers these companies use in their marketing (“xyz grew by 4,112% in 3 months” or “this option made 324% in just 2 days”) are cherry-picked.

They don’t tell you about the 10 100% losers that came before.

In other words, if you invested $100 into 11 recommendations, you’d lose $1,000, and make back $324…so you’d still be out almost $700.

Most people don’t have the fortitude to stick it out through 3 straight months of losers in the hopes of landing one big winner.

What if, instead, you took those same 3 months, invested just a couple hours a day (in your spare time), and your reward was a $500 to $2,000 payment that came in every single month?

And what if you actually didn’t need to wait 3 months? What if you could get started today and have your first payment in a week?

And what if you could double it next week?

Well, that’s the power of Digital Leasing

It’s a true lifestyle business.

Your laptop and an internet connection is all you need.

Some of the most successful students in this program run their entire 6-figure businesses from:

  • A camper in the middle of the woods
  • A beach chair on the water in Mexico
  • A small villa in Greece

They’re able to travel around, living their lives first, and focusing on their income second.

Because even if they stop working for an extended period of time, the money keeps coming in.

So adventure, memories, and experience are the top priority.

And they never have to worry about how to pay for the next trip, or consider asking for time off.

If this sounds more like the type of life you want to lead, just click here to find out more about Digital Leasing.

What Is Our Top Recommendation For Making Money Online In 2024?

Digital Leasing

Our review team has spent months researching, reviewing, and vetting dozens of business models and thousands of programs.

While there may be no “perfect business”, the research IS conclusive:

Digital Leasing is the #1 online business model for those just starting out.

Whether you’ve never made a dollar online, or you’ve been in this space for a while but never really “made it,” Digital Leasing is for you.

Why?

1. It’s Flexible: got an hour a day? You can do this. Ready to drop everything else and dive in full time? You can do this. Yes, the more time you put in, the faster you see results. But even with a little time each day, you can move the needle in a Digital Leasing business.

And because this system is so flexible, you don’t have to constantly be working to make more money. It’s called PASSIVE INCOME because if you stop working, the money doesn’t.

Imagine taking 3 months off to just tour around Europe, rent a cabin in the woods to write a book, hike the Appalachian Trail, or live on the beach and surf all day.

This is only possible if you have an income stream that’s not tied to your time.

2. You Own & Control EVERYTHING: With anything in the financial markets, you own and control NOTHING. You have no say in price fluctuations, demand, or what the market will do.

Trying to beat the market is fighting against the tide. There’s just too much working against you, no matter how many supercomputers or rocket scientists are on your side.

With Digital Leasing, you own the assets, which means you have all the power and all the control.

3. Little To No Startup Costs: It’s possible to get into Digital Leasing with zero dollars upfront. Because, using the strategies outlined in this program, you can get a client to pay you BEFORE spending a penny out of your own pocket…even before you do any work.

Even without getting paid in advance, you can have your first Digital Rental Property up, running, and generating profits for less than $100.

1. Easy To Duplicate: Ok, here’s the best part: once you have your first Digital Rental Property up and running, you can literally DOUBLE your income with a few clicks, a couple keystrokes, and a single phone call (and you don’t actually need the phone call).

Remember: each Digital Rental Property is worth $500 to $2,000 a month in semi-passive income (over 95% profit). Every time you decide to create another one and increase your income, it gets easier.

Because you have more knowledge, more experience, more results, and more momentum.

If you wanted to double your income with any kind of trading or investing, you’d have to double your initial capital OR double the average order size of your existing trades. And, guaranteed that’s a lot harder than a few clicks and a few minutes of your life.

2. Make Money Helping Real People: This part is what makes it all worth it. In the financial markets, you might be helping your family, but the impact never goes beyond you and maybe a few others.

But with Digital Leasing, you’re actually helping people by solving your clients’ biggest problem:

Small, local businesses need more customers, and with Digital Leasing, you are unleashing a flood of happy, paying customers for these businesses.

You make money by helping them make money.

Not a big, faceless corporation either…a small business owner who’s using that money to put food on the table for their family, start a college fund for their kids, or take care of a sick parent.

Once you see how Digital Leasing makes a real impact in the lives of real people, you’ll sleep like a baby with a big smile on your face.

Now, the choice is yours. You could continue browsing, looking at opportunities like Crypto.com which could one day make you money.

You could continue researching, never making a decision.

OR, you could take a look inside, consider what you really want, and join a program that makes your dreams a reality. At the same time, joining a community of over 2,000 successful students that are living life on their own terms thanks to Digital Leasing.

A consistent, reliable, semi-passive stream of income that doesn’t depend on you or your time to keep producing profits.

All while genuinely helping real people who are grateful and happy to pay for it.

If this sounds more like what you want out of life (or if you just want some nice side income), click here to learn more about Digital Leasing.

Brittney Here!

I get to travel the world and live life without financial worry thanks to the system below!