Bitcoloan Scam Review (2023 Update): Everything You Wanted To Know!

By: Brittney

Welcome to my Bitcoloan Scam review. My goal is to help you understand what the program is all about, how much it costs, if it’s a good use of your time, your money, and much more! It should be less than 10 minutes start to finish, so let’s dive in!
This Bitcoloan Scam review has been thoroughly researched with information and testimonials that are available online to anyone in the public. Any conclusions drawn by myself are opinions.

The Good Stuff

You are not going to sell your cryptocurrency.
Positive reviews
Moonshot potential

The Bad Stuff

The founder is unknown.
There are no items or services available for purchase.
Tokens based on the ERC-20 protocol

Firstly, Why Am I Writing This Review?

Nice to meet you, my name is Brittney!

My story starts  like many do… “slaving away” at a 9-5 job that I didn’t really enjoy, but hey – it paid the bills.

I worked for a large Fortune 500 company that performed background checks for other companies when they wanted to hire a new employee… so you know, not exactly exciting stuff.

For a lot of people, a nice stable job and predictable check coming in every month is the picture of success, but for me, it felt like I was missing out on life.

Clocking in every single day, doing the same tasks over and over again, getting home with barely enough time to make dinner and enjoy some time to myself… only to wake up again the next morning and do it all over again.

I just wanted to enjoy life without being shackled to an unfilling job. 

I wanted to be able to take vacations whenever I wanted, for however long I wanted.

I didn’t want to have to beg my boss for a salary increase that barely matched inflation.

I just wanted to be free and happy.

Then about 4 years ago (as a stroke of luck), I stumbled across a program that taught me how to make money online by actually helping real people (local US businesses).

my concrete site

The image above shows an example. This mini website brings me in around $1,250 every single month, and I haven’t touched it in over 2 years.

That’s $15,000 per year in my pocket without having to really do anything.

Just helping small mom-and-pop shops keep their lights on and grow.

So it makes sense why local lead generation is my top online business for passive income. If you’re curious how that business model works, you can read more here.

NOTE: I DO NOT WORK WITH​ Bitcoloan Scam

Who Cares About That?

99% of reviewers out there don’t have experience running an actual business. They’re writing about stuff that they have no real experience with.

Why would they do that?

They just want you to click through and buy the  program that the review is about!

I have absolutely no relationship with Bitcoloan Scam, so you can rest easy knowing that I’m going to give you my honest opinion.

This review is written based on my own experiences with this business model.

All that being said, let’s jump into things.

Bitcoloan Scam Review

It’s hard to do a business. Aside from the fact that most companies require a good business model, you’ll also need to find a specific business loan or loan repayments to pay for your initial start-up cost.

And, I’m telling you, paying such a loan can be a massive pain.

Though you don’t have to stress yourself, BitcoLoan is a website that acts as a middleman with its loan term ranges. Here you can borrow collateral funds or lend bitcoin, but of course, you’ll have to pay in the repayment period.

In other words, the platform’s speedy search function ensures smooth functioning.

Can you rely on this bitcoin lending arrangement, or should you avoid it?

At the conclusion of this review, I’ll try to answer the question, “Is BitcoLoan real or a scam?”

But before that…

You probably discovered Bitcoloan for the same reason you might have come across any other financial newsletter, crypto trading service, or investment program:

Because you want more money in less time.

And chances are, you want to quickly multiply the money you do have (as opposed to waiting months or even years to see a decent ROI).

This is a really exciting promise, and it’s probably why the financial publishing and training industry is worth billions of dollars.

The problem is, because the idea of doubling, tripling, or 10X-ing your money in a few minutes to a few days is so enticing, there are a ton of shady characters in this space.

But, putting that aside, let’s say every investing guru and “trading expert” on the internet had the best of intentions.

Even with proprietary algorithms, a room full of supercomputers, and a team of rocket scientists, most of these experts would be lucky to get it right 20% of the time.

Now sure, we’re talking about asymmetric bets here, so theoretically the winners should more than make up for the losers.

But in order to make that happen, you can NEVER miss a trade. With a 20% success rate (speaking optimistically), one missed winner could turn a profitable month into a loser.

That’s a lot of pressure and a lot of stress (not to mention a lot of losing) with not much certainty.

But what if there was a way you could build a passive income stream that’s actually passive?

An income stream that doesn’t require:

  • Constantly monitoring your phone for buy/sell alerts
  • Obsessively watching charts and movement
  • The emotional roller coaster and angst of hoping one winner can cover the last 8 losses
  • Gambler’s odds (20% chance of success is worse than the odds of winning at Blackjack)

An income stream that brings in consistent revenues every single month (from a couple of thousand dollars to well over $10,000)?

An income stream you could build in your spare time and grow as large or as small as you want to, without having to spend hours a day monitoring charts, trades, and alerts?


If that sounds like something you’d be interested in, check out Digital Real Estate. 

However, if you’d still like to know more about Bitcoloan, keep reading.

What Is BitcoLoan?

Bitcoloan Scam Review

BitcoLoan is a website that links people who want to lend money to others with those who wish to to BORROW money in bitcoin from others.

People may borrow and lend money with BitcoLoan. In seconds, their algorithms will locate the best bargain. Borrow money to pay security and other expenses.

It isn’t a bank or another kind of financial institution. Most importantly, that company assists customers in locating what they need. It connects persons in need of funds with lenders.

BitcoLoan provides quick crypto loans with interest rates as low as 1.5 percedailyday.

If you borrow $10 on the platform, you must repay $13.60 in 30 days, $18.10 in 60 days, and $23.50 in 90 days.

Be clear. You might pay back in 30 days… or up to 90 days owing to daily interest compounding.

How Does BitcoLoan Work?

Bitcoloan Scam Review

Because this BitcoLoan Review will show you almost everything about the platform, here’s what happens:

Get A Loan

Bitcoloan Scam Review

This, I feel, is the platform’s primary function. Loans with no documentation are available. They claim you may get a loan in minutes.

Make Money (By Lending)

Bitcoloan Scam Review

You will not pay back the whole amount borrowed from the bank. Instead, you will be charged extra depending on the bank’s interest rate and the amount of time it takes to pay to pack the money. It uses the exact mechanism as BitcoLoan.

BitcoLoan Affiliate

Bitcoloan Scam Review

You may also earn money by referring others to the program.

“How much do I get paid for referring BitcoLoan members?”

When you introduce friends to as lenders, you will profit from every loan made by your friends and their invitees!

What Is BitcoLoan Compensation Plan?

Bitcoloan Scam Review

BitcoLoan affiliates must contribute $10 or more each day to get a daily return.

The company’s website does not provide details. However, one of their promotional movies provides:

  • get 0.6 % everyday for 30 days, max 118 %
  • daily 0.75 % ROI for 60 days, max 145 %
  • daily 0.9 % ROI for 90 days, max 181 %

BitcoLoan affiliates may increase their daily ROI by hiring new affiliates (max 3 % ).

BitcoLoan provides referral rewards on invested cash down three levels of recruitment (uni-level)

  • 8% on level 1 (personally recruited affiliates)
  • 4% on level 2
  • 2% on level 3

What Are BitcoLoan Payment Methods?

Bitcoloan Scam Review

The payment process on the BitcoLoan platform is largely in cryptocurrency. However, it is usually shown in the account as USD. The following is a list of cryptocurrencies that the forum accepts as payment.

  • Bitcoin (BTC)
  • Bitcoin Cash (BCH)
  • Ethereum (ETH)
  • a dash (DASH)
  • Litecoin (LTC)
  • The Dogecoin cryptocurrency (DOGE)
  • Tethering (USDT)
  • Monero (XMR)

What Are BitcoLoan Benefits?

What Are BitcoLoan Benefits

Why should you sign up for the platform?

  • You do not have to sell your cryptocurrencies. Save the value in your account.
  • Long-Term Loans: Useful for many things. Get a one-to-three-month loan.
  • No KYC: No evidence of identification or credit history is required.
  • Quick Loans: Their algorithms allow you to get a loan in less than ten minutes.
  • APR: Banks and crypto lenders provide the lowest APRs, beginning at 1.5 percent daily.
  • No Approval: Instant loans eliminate the need to wait for loan approval.

What Are The Products From BitcoLoan?

Bitcoloan Scam Review


BitcoLoan does not sell any goods or services, and affiliates may only promote BitcoLoan affiliate membership.

What Are BitcoLoan Reviewers’ Testimonials?

Bitcoloan Scam Review

They discovered a standard crypto Ponzi scheme that promised daily rewards of up to 3%.

Older videos on BitcoLoan’s official YouTube channel have been designated as private. These videos feature distinct Eastern European accents.

Although the company’s website remains operational, critics have noted that BitcoLoan’s official Facebook page has also been deleted.

BitcoLoan is alleged to be run by con artists from Russia and Ukraine.

The bulk of BitcoLoan victims is from the United States (18%), Russia (17%), and India (7%). (6 percent ). (17% of the total). According to the majority of Google reviews, this is a horrible fraud.

How To Get A Loan On BitcoLoan?

How To Get A Loan On BitcoLoan

How to Get the Platform Loan:

  • Create an Account: Create a free account in a few clicks.
  • Pledge: Deposit the requested loan amount in Bitcoin.
  • Apply for a Loan: Fill out the loan application and wait for the invested funds.
  • Withdraw money to your Tether USD wallet.

Is BitcoLoan Legit? We have yet to find out, but we will at the end of the BitcoLoan Review.

How Do I Apply For A Business Loan On BitcoLoan?

Bitcoloan Scam Review

The following steps are necessary to get a loan using the platform:

  • Create an Account: You can create a free account in just a few clicks.
  • Make a Promise: Deposit the desired loan amount into your pledge account in Bitcoin.
  • Request For a Business Loan: Fill out the loan application and then wait for the cash to be put into your bank account.
  • Withdrawal of funds: Funds should be sent to your Tether USD wallet.

How To Deposit On BitcoLoan?

Bitcoloan Scam Review 11

To deposit, go to the “Deposit” section of your Dashboard. There will be a separate window where you may choose your own loan conditions; the algorithm will find you a suitable tailored loan.

  • Enter the investment amount.
  • Set the loan term
  • Click or touch “Find Borrower” to choose it.

The system will identify a borrower and begin the borrowing process.

The minimum loan amount is less than $10, with terms ranging from 10 to 90 days, and your profit % is determined by your account rating and loan duration.

You are free to make as many loans as you like. It will be shown in your account balance as well as the Dashboard Transactions area.

The deposit will be reimbursed to your account after the loan time has ended. This money is not available for withdrawal until the loan period is up. Your daily profits, however, may be withdrawn at any time.

The terms of a business loan vary. The loan term is 90-360 days, with a minimum investment of $100. Profit margins may vary depending on loan terms. The menu includes information about various Business loans.

Bitcoloan Scam Review

A business loan is a group loan that includes all of the lenders that contribute to the loan amount. Invest in a loan like this until the whole amount is raised.

Profits from your Business loan will appear in the Transactions section of your Dashboard. When the loan time ends, the whole investment amount is repaid to your account.

To invest in a Business loan, first, choose the loan and then enter your investment amount. Then click the “Make a deposit” button. Every 24 hours, your daily earnings are credited to your account.

You may have noticed an additional profit percentage in the loan terms. This percentage is determined by your account rating. For every 0.1 rating score, you get 0.01 percent.

Is Bitcoloan A Scam?

Is it a scam?

So, is Bitcoloan a scam? Not technically. You can make money with it, but it’s definitely not as easy as “the company” makes it sound.

Again, with any kind of financial product (especially trading), you’re taking on a lot of risk.

Sure, you could hit it big and retire in Italy, but chances are you need the stomach and financial cushion to weather tons of losses before you get there…and it may never happen.

Most of the big gains numbers these companies use in their marketing (“xyz grew by 4,112% in 3 months” or “this option made 324% in just 2 days”) are cherry-picked.

They don’t tell you about the 10 100% losers that came before.

In other words, if you invested $100 into 11 recommendations, you’d lose $1,000, and make back $324…so you’d still be out almost $700.

Most people don’t have the fortitude to stick it out through 3 straight months of losers in the hopes of landing one big winner.

What if, instead, you took those same 3 months, invested just a couple hours a day (in your spare time), and your reward was a $500 to $2,000 payment that came in every single month?

And what if you actually didn’t need to wait 3 months? What if you could get started today and have your first payment in a week?

And what if you could double it next week?

Well, that’s the power of Digital Real Estate

It’s a true lifestyle business.

Your laptop and an internet connection is all you need.

Some of the most successful students in this program run their entire 6-figure businesses from:

  • A camper in the middle of the woods
  • A beach chair on the water in Mexico
  • A small villa in Greece


They’re able to travel around, living their lives first, and focusing on their income second.

Because even if they stop working for an extended period of time, the money keeps coming in.

So adventure, memories, and experience are the top priority.

And they never have to worry about how to pay for the next trip, or consider asking for time off.

If this sounds more like the type of life you want to lead, just click here to find out more about Digital Real Estate

Are There Alternatives To Bitcoloan?

are there alternatives

Yes, there are plenty of other business models to choose from if you want to pursue making money online.  Here are just a few:

What Is My Top Recommendation In Making Money Online In 2023?

Digital Real Estate

Our review team has spent months researching, reviewing, and vetting dozens of business models and thousands of programs.

While there may be no “perfect business”, the research IS conclusive:

Digital Real Estate is the #1 online business model for those just starting out.

Whether you’ve never made a dollar online, or you’ve been in this space for a while but never really “made it,” Digital Real Estate is for you.


1. It’s Flexible: got an hour a day? You can do this. Ready to drop everything else and dive in full time? You can do this. Yes, the more time you put in, the faster you see results. But even with a little time each day, you can move the needle in a Digital Real Estate business.

And because this system is so flexible, you don’t have to constantly be working to make more money. It’s called PASSIVE INCOME because if you stop working, the money doesn’t.

Imagine taking 3 months off to just tour around Europe, rent a cabin in the woods to write a book, hike the Appalachian Trail, or live on the beach and surf all day.

This is only possible if you have an income stream that’s not tied to your time.


2. You Own & Control EVERYTHING: With anything in the financial markets, you own and control NOTHING. You have no say in price fluctuations, demand, or what the market will do.

Trying to beat the market is fighting against the tide. There’s just too much working against you, no matter how many supercomputers or rocket scientists are on your side.

With Digital Real Estate, you own the assets, which means you have all the power and all the control.


3. Little To No Startup Costs: It’s possible to get into Digital Real Estate with zero dollars upfront. Because, using the strategies outlined in this program, you can get a client to pay you BEFORE spending a penny out of your own pocket…even before you do any work.


Even without getting paid in advance, you can have your first Digital Rental Property up, running, and generating profits for less than $100.


1. Easy To Duplicate: Ok, here’s the best part: once you have your first Digital Rental Property up and running, you can literally DOUBLE your income with a few clicks, a couple keystrokes, and a single phone call (and you don’t actually need the phone call).

Remember: each Digital Rental Property is worth $500 to $2,000 a month in semi-passive income (over 95% profit). Every time you decide to create another one and increase your income, it gets easier.

Because you have more knowledge, more experience, more results, and more momentum.

If you wanted to double your income with any kind of trading or investing, you’d have to double your initial capital OR double the average order size of your existing trades. And, guaranteed that’s a lot harder than a few clicks and a few minutes of your life.


2. Make Money Helping Real People: This part is what makes it all worth it. In the financial markets, you might be helping your family, but the impact never goes beyond you and maybe a few others.

But with Digital Real Estate, you’re actually helping people by solving your clients’ biggest problem:

Small, local businesses need more customers, and with Digital Real Estate, you are unleashing a flood of happy, paying customers for these businesses.

You make money by helping them make money.

Not a big, faceless corporation either…a small business owner who’s using that money to put food on the table for their family, start a college fund for their kids, or take care of a sick parent.

Once you see how Digital Real Estate makes a real impact in the lives of real people, you’ll sleep like a baby with a big smile on your face.


Now, the choice is yours. You could continue browsing, looking at opportunities like Bitcoloan which could one day make you money.

You could continue researching, never making a decision.

OR, you could take a look inside, consider what you really want, and join a program that makes your dreams a reality. At the same time, joining a community of over 2,000 successful students that are living life on their own terms thanks to Digital Real Estate.

A consistent, reliable, semi-passive stream of income that doesn’t depend on you or your time to keep producing profits.

All while genuinely helping real people who are grateful and happy to pay for it.

If this sounds more like what you want out of life (or if you just want some nice side income), click here to learn more about Digital Real Estate.

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Brittney Here!

I get to travel the world and live life without financial worry thanks to the system below!