Big Book of Income Review: Best Business Course?

Welcome to my Big Book of Income - Zach Scheidt Review. My goal is to help you understand what the program is all about, how much it costs, if it's a good use of your time, your money, and much more! It should be less than 10 minutes start to finish, so let's dive in!


This Big Book of Income - Zach Scheidt review has been thoroughly researched with information and testimonials that are available to anyone in the public. Any conclusions drawn by myself are opinions.

The Good Stuff

  • There is investment advice available
  • Some tips are acceptable
  • 30-day money-back guarantee

The Bad Stuff

  • Contains more ads than investing advice
  • Investments are costly
  • Some recommendations are unethical

Firstly, Why Am I Writing The Review?

Nice to meet you, my name is Brittney!

My story starts like many do… “slaving away” at a 9-5 job that I didn’t really enjoy, but hey – it paid the bills.

I worked for a large Fortune 500 company that performed background checks for other companies when they wanted to hire a new employee… so you know, not exactly exciting stuff.

For a lot of people, a nice stable job and predictable check coming in every month is the picture of success, but for me, it felt like I was missing out on life.

Clocking in every single day, doing the same tasks over and over again, getting home with barely enough time to make dinner and enjoy some time to myself… only to wake up again the next morning and do it all over again.

I just wanted to enjoy life without being shackled to an unfilling job.

I wanted to be able to take vacations whenever I wanted, for however long I wanted.

I didn’t want to have to beg my boss for a salary increase that barely matched inflation.

I just wanted to be free and happy.

Then about 4 years ago (as a stroke of luck), I stumbled across a program that taught me how to make money online by actually helping real people (local US businesses).

Who Cares About That?

99% of reviewers out there don’t have experience running an actual business. They’re writing about stuff that they have no real experience with.

Why would they do that?

They just want you to click through and buy the program that the review is about!

I have absolutely no relationship with J Rich, so you can rest easy knowing that I’m going to give you my honest opinion.

This review is written based on my own experiences with this business model.

All that being said, let’s jump into things.


One thing that I’m sure of, is that you’ve probably seen the hype for his book, read the emails, and you’re still wondering, “Is Zach Scheidt really that good?”

Well, I know that you just want to learn if you can actually make your own money and lead your own income sales page.

And, honestly, I can’t give you the answer right away.

Though you can try, because in this review, I’ll be giving you the secrets of generating income and financial independence of Zach Scheidt.

But before that…

You probably discovered Big Book of Income for the same reason you might have come across any other financial newsletter, options trading service, or investment program:

Because you want more money in less time.

And chances are, you want to quickly multiply the money you do have (as opposed to waiting months or even years to see a decent ROI).

This is a really exciting promise, and it’s probably why the financial publishing and training industry is worth billions of dollars.

The problem is, because the idea of doubling, tripling, or 10X-ing your money in a few minutes to a few days is so enticing, there are a ton of shady characters in this space.

But, putting that aside, let’s say every investing guru and “trading expert” on the internet had the best of intentions.

Even with proprietary algorithms, a room full of supercomputers, and a team of rocket scientists, most of these experts would be lucky to get it right 20% of the time.

Now sure, we’re talking about asymmetric bets here, so theoretically the winners should more than make up for the losers.

But in order to make that happen, you can NEVER miss a trade. With a 20% success rate (speaking optimistically), one missed winner could turn a profitable month into a loser.

That’s a lot of pressure and a lot of stress (not to mention a lot of losing) with not much certainty.

But what if there was a way you could build a passive income stream that’s actually passive?

An income stream that doesn’t require:

  • Constantly monitoring your phone for buy/sell alerts
  • Obsessively watching charts and movement
  • The emotional roller coaster and angst of hoping one winner can cover the last 8 losses
  • Gambler’s odds (20% chance of success is worse than the odds of winning at Blackjack)

An income stream that brings in consistent revenues every single month (from a couple thousand dollars to well over $10,000)?

An income stream you could actually build in your spare time, and grow as large or as small as you want to, without having to spend hours a day monitoring charts, trades, and alerts?

If that sounds like something you’d be interested in, check out Digital Leasing. 

However, if you’d still like to know more about Big Book of Income, keep reading.

1. Who Is Zach Scheidt?

Who Is Zach Scheidt

Zach Scheidt has been investing and trading for more than 20 years. His first investing job was with a hedge fund, where he handled multi-millionaire clients’ money.

But, as a parent and friend, he wanted to assist everyone in his community to benefit from the markets, not just his rich clientele.

As a result, he quit his hedge fund job and started publishing his own trading and financial research.

He takes pleasure in enabling diligent savers like you to benefit from the market. He can also spend more time with his children, travel to meet friends and colleagues, and live a more balanced life as an investor and trader.

After all, that’s what this whole trading thing is all about—not just producing money but also allowing you to focus on what is actually important!

2. The Big Book Of Income Review

Big Book Of Income

Big Book Of Income was written by Zach Scheidt, an editor at Agora Financial.

This book is said to provide 47 life-changing income secrets utilized by the elite to instantly increase their income and wealth. It is meant to help you improve your financial situation. It will, for example, demonstrate how to:

  • Earn an extra $6,840 per year from Social Security
  • Earn 12 times more interest from your savings account
  • Earn $35 every hour walking on the beach
  • Collect a 7% gold dividend that most people are unaware of
  • When your favorite song is played on the radio, you will get compensated
  • How to rob a bank legally
  • How to build a $100,000-a-year home business doing what you love

Doesn’t that all sound amazing? Who wouldn’t like to make $35 an hour while relaxing on the beach and getting paid when their favorite music is playing. This would be everyone’s dream job.

These statements remind me of the classic get-rich-quick scheme in which they claim you can make money on autopilot without doing much work.

What’s more, it’s reported to be free, so what have you got to lose? The truth is that you will have to pay $4.95 for shipping, so while it is inexpensive, it is not free.

3. Who Is Big Book Of Income For?

Who Is Big Book Of Income For

After reading the long sales page for the Big Book Of Income, I concluded that this book is geared towards the elderly, both those who are intending to retire and those who have retired and are looking for methods to augment their income.

In my view, the sales pitch is overstated since what they say about this book may lead you to believe that it is easy to earn more money and does not need any labor.

4. How Much Does Big Book Of Income Cost?

How Much Does Big Book Of Income Cost

As previously indicated, Big Book Of Income is not fully free since a $4.95 delivery cost is required.

They won’t allow you download a digital copy of the book because they need money, no matter how tiny.

They don’t want to offer anything to those who are hesitant to spend money, which is why they want you to pay $4.95. They know that if you pay $4.95, you will most likely spend more money.

They basically want to separate individuals who are hesitant to pay them from those who are willing to pay for their services.

And once they’ve split them, Agora Financial and everyone else involved will try to convince you to spend, spend, spend.

5. The Lifetime Income Report Newsletter

The Lifetime Income Report Newsletter

They also want you to spend at least $4.95 so they can capture your credit card information and sign you up for Zach’s monthly email, Lifetime Income Report.

They provide a 30-day free trial, after which you will be charged $99 per year unless you cancel your membership. They want to bill your credit card $99 every year just in case you forget.

Personally, I don’t like how they continuously advertise that this is a free offer while only emphasizing that you would be charged $99 if you do not cancel once.

6. How Does Big Book Of Income Work?

How Does Big Book Of Income Work

The Big Book Of Income, in my view, is a sales funnel for the Lifetime Income Report newsletter and other Agora Financial goods and services.

Is Big Book Of Income a scam? It’s not altogether a scam since if you pay $4.95, you’ll get a book with excellent financial advice.

However, the fact that they have used phony testimonials, had several complaints, and employed unethical techniques to entice you makes me distrust these guys. I would not provide any of my personal and financial information to them.

The Big Book Of Income may contain some helpful information that will help you improve your financial situation, but it isn’t as good as they claim in the sales pitch.

If you’re serious about online business, there’s a better business model that I will discuss below to generate extra income.

7. Do I Recommend Zach Scheidt?

Do I Recommend Zach Scheidt

After reading about it, I don’t recommend the Big Book Of Income, although you are free to do so. That is your own cash.

However, I recommend that you do your own research. Be wary of get-rich-quick programs that promise financial freedom. Earning an income and making money online is always difficult.

If you opt to buy the Big Book Of Income, bear in mind that if you do not cancel your subscription to the Lifetime Income Report, you will be charged $99, if not more.

You may also anticipate them to put pressure on you to make large investments.

Is Big Book of Income A Scam?

scam or legit ggmoney

So, is Big Book of Income a scam? Not technically. You can make money with it, but it’s definitely not as easy as Zach Scheidt makes it sound.

Again, with any kind of financial product (especially trading), you’re taking on a lot of risk.

Sure, you could hit it big and retire in Italy, but chances are you need the stomach and financial cushion to weather tons of losses before you get there…and it may never happen.

Most of the big gains numbers these companies use in their marketing (“xyz grew by 4,112% in 3 months” or “this option made 324% in just 2 days”) are cherry-picked.

They don’t tell you about the 10 100% losers that came before.

In other words, if you invested $100 into 11 recommendations, you’d lose $1,000, and make back $324…so you’d still be out almost $700.

Most people don’t have the fortitude to stick it out through 3 straight months of losers in the hopes of landing one big winner.

What if, instead, you took those same 3 months, invested just a couple hours a day (in your spare time), and your reward was a $500 to $2,000 payment that came in every single month?

And what if you actually didn’t need to wait 3 months? What if you could get started today and have your first payment in a week?

And what if you could double it next week?

Well, that’s the power of Digital Leasing

It’s a true lifestyle business.

Your laptop and an internet connection is all you need.

Some of the most successful students in this program run their entire 6-figure businesses from:

  • A camper in the middle of the woods
  • A beach chair on the water in Mexico
  • A small villa in Greece

They’re able to travel around, living their lives first, and focusing on their income second.

Because even if they stop working for an extended period of time, the money keeps coming in.

So adventure, memories, and experience are the top priority.

And they never have to worry about how to pay for the next trip, or consider asking for time off.

If this sounds more like the type of life you want to lead, just click here to find out more about Digital Leasing.

Are There Alternatives To Big Book of Income?

alternatives ggmoney

Yes, there are plenty of other business models to choose from if you want to pursue making money online.  Here are just a few:

What Is My Top Recommendation In Making Money Online In 2024?

Digital Leasing

Our review team has spent months researching, reviewing, and vetting dozens of business models and thousands of programs.

While there may be no “perfect business”, the research IS conclusive:

Digital Leasing is the #1 online business model for those just starting out.

Whether you’ve never made a dollar online, or you’ve been in this space for a while but never really “made it,” Digital Leasing is for you.


1. It’s Flexible: got an hour a day? You can do this. Ready to drop everything else and dive in full time? You can do this. Yes, the more time you put in, the faster you see results. But even with a little time each day, you can move the needle in a Digital Leasing business.

And because this system is so flexible, you don’t have to constantly be working to make more money. It’s called PASSIVE INCOME because if you stop working, the money doesn’t.

Imagine taking 3 months off to just tour around Europe, rent a cabin in the woods to write a book, hike the Appalachian Trail, or live on the beach and surf all day.

This is only possible if you have an income stream that’s not tied to your time.

2. You Own & Control EVERYTHING: With anything in the financial markets, you own and control NOTHING. You have no say in price fluctuations, demand, or what the market will do.

Trying to beat the market is fighting against the tide. There’s just too much working against you, no matter how many supercomputers or rocket scientists are on your side.

With Digital Leasing, you own the assets, which means you have all the power and all the control.

3. Little To No Startup Costs: It’s possible to get into Digital Leasing with zero dollars upfront. Because, using the strategies outlined in this program, you can get a client to pay you BEFORE spending a penny out of your own pocket…even before you do any work.

Even without getting paid in advance, you can have your first Digital Rental Property up, running, and generating profits for less than $100.

1. Easy To Duplicate: Ok, here’s the best part: once you have your first Digital Rental Property up and running, you can literally DOUBLE your income with a few clicks, a couple keystrokes, and a single phone call (and you don’t actually need the phone call).

Remember: each Digital Rental Property is worth $500 to $2,000 a month in semi-passive income (over 95% profit). Every time you decide to create another one and increase your income, it gets easier.

Because you have more knowledge, more experience, more results, and more momentum.

If you wanted to double your income with any kind of trading or investing, you’d have to double your initial capital OR double the average order size of your existing trades. And, guaranteed that’s a lot harder than a few clicks and a few minutes of your life.

2. Make Money Helping Real People: This part is what makes it all worth it. In the financial markets, you might be helping your family, but the impact never goes beyond you and maybe a few others.

But with Digital Leasing, you’re actually helping people by solving your clients’ biggest problem:

Small, local businesses need more customers, and with Digital Leasing, you are unleashing a flood of happy, paying customers for these businesses.

You make money by helping them make money.

Not a big, faceless corporation either…a small business owner who’s using that money to put food on the table for their family, start a college fund for their kids, or take care of a sick parent.

Once you see how Digital Leasing makes a real impact in the lives of real people, you’ll sleep like a baby with a big smile on your face.

Now, the choice is yours. You could continue browsing, looking at opportunities like Big Book of Income which could one day make you money.

You could continue researching, never making a decision.

OR, you could take a look inside, consider what you really want, and join a program that makes your dreams a reality. At the same time, joining a community of over 2,000 successful students that are living life on their own terms thanks to Digital Leasing.

A consistent, reliable, semi-passive stream of income that doesn’t depend on you or your time to keep producing profits.

All while genuinely helping real people who are grateful and happy to pay for it.

If this sounds more like what you want out of life (or if you just want some nice side income), click here to learn more about Digital Leasing.

Brittney Here!

I get to travel the world and live life without financial worry thanks to the system below!