4Life Reviews: Is It The Best MLM?

By: Brittney

Welcome to my 4life Review. My goal is to help you understand what the program is all about, how much it costs, if it's a good use of your time, your money, and much more! It should be less than 10 minutes start to finish, so let's dive in!


This 4life review has been thoroughly researched with information and testimonials that are available to anyone in the public. Any conclusions drawn by myself are opinions.

The Good Stuff

  • Proven company
  • Positive customer reviews
  • Seems to give good advice

The Bad Stuff

  • Not the best business model
  • Pricey
  • Hidden monthly expenses

Firstly, Why Am I Writing The Review?

Nice to meet you, my name is Brittney!

My story starts like many do… “slaving away” at a 9-5 job that I didn’t really enjoy, but hey – it paid the bills.

I worked for a large Fortune 500 company that performed background checks for other companies when they wanted to hire a new employee… so you know, not exactly exciting stuff.

For a lot of people, a nice stable job and predictable check coming in every month is the picture of success, but for me, it felt like I was missing out on life.

Clocking in every single day, doing the same tasks over and over again, getting home with barely enough time to make dinner and enjoy some time to myself… only to wake up again the next morning and do it all over again.

I just wanted to enjoy life without being shackled to an unfilling job.

I wanted to be able to take vacations whenever I wanted, for however long I wanted.

I didn’t want to have to beg my boss for a salary increase that barely matched inflation.

I just wanted to be free and happy.

Then about 4 years ago (as a stroke of luck), I stumbled across a program that taught me how to make money online by actually helping real people (local US businesses).

Who Cares About That?

99% of reviewers out there don’t have experience running an actual business. They’re writing about stuff that they have no real experience with.

Why would they do that?

They just want you to click through and buy the program that the review is about!

I have absolutely no relationship with J Rich, so you can rest easy knowing that I’m going to give you my honest opinion.

This review is written based on my own experiences with this business model.

All that being said, let’s jump into things.


Have you heard of 4life? Or at least the 4life products? Well if you haven’t, you’re probably curious about it.

4Life is just another MLM program whose main goal is to get you to sign up, buy a product kit, and then convince your friends, family, and coworkers to do the same.

For the time being, let’s get into all things 4Life!

Chances are you heard about 4Life because someone – a friend or family member – introduced you to the company. Maybe you attended an online workshop or webinar, or maybe an in-person information session.

Your head’s probably spinning. This might be the first time you’ve heard about a real way to make money outside of a typical job.

So first off, congratulations!

You’ve just entered a whole new world…the world of making money on your own terms.

However, you came in through the wrong door.

Because 4Life is – plain and simple – an MLM. Throw whatever fancy name you want on it…multi-level marketing (MLM), network marketing (NWM), direct sales, or anything else, it’s the same concept:

You pay some money upfront for the “opportunity” to sell products.

The products are typically low-quality but with high price tags (because fancy labels and stuff).

You’re told that the key to building your own successful business is selling these products to friends and family, and getting them on a subscription (so you get “monthly recurring revenue”).

Unfortunately, like most people who get taken in by these types of schemes, you’ll quickly discover that the well runs dry faster than you imagined.

After all, they make it sound really simple. “Just get 5 people you know onto this magic widget, and things will just grow from there.”

And in your head, you think “How hard can it be? I know plenty of people, 5 will be easy.”

But then you do it, and you realize people look at you like you’ve joined a cult. You’ve become “that person”, who joined an MLM, and is now trying to sell questionable products or services to everyone they meet.

It puts a strain on your relationships, and you end up stuck between two worlds.

But it’s not your fault. These companies spend millions of dollars each year figuring out exactly how to brainwash and recruit people. And that’s why we’re here.

To help you find a better way before it’s too late.

So, what if there was a way you could build a passive income stream that’s actually passive?

An income stream that doesn’t require:

  • Inventory
  • Selling to friends and family
  • Selling to strangers
  • Recruiting people
  • Dealing with questionable products that weigh on your conscience

An income stream that brings in consistent revenues every single month (from a couple thousand dollars to well over $10,000)?

An income stream you could actually build in your spare time, and grow as large or as small as you want to, without having to spend hours a day chasing, selling, or managing anything?

If that sounds like something you’d be interested in, check out Digital Leasing. 

This is nothing like 4Life, and that’s probably a good thing.

However, if you’d still like to know more about 4Life, keep reading.

What Is 4Life? Is It A Pyramid Scheme?

MLM Company

Name: 4Life

Founder: David and Bianca Lisonbee in 1998

Type: Health and wellness MLM

Products (Including Pricing): 60 out of 100

Facebook: 4Life Research USA

Headquarters: 9850 South 300 West Sandy, UT 84070 United States

Success Stories: 1 out of 100

Price To Join MLM: $25 enrollment kit; $146-$525 enrollment pack; 100 LP a month to stay active = ~$120 a month (30 out of 100)

Summary: 4Life is a multi-level marketing company that distributes expensive nutritional supplements. There is a monthly sales target for distributors; thus, members must purchase products themselves to “stay active.”

Make Time Online Rating: 30 out of 100

Recommended: No

What Is 4Life?

Transfer Factor

4Life is a multilevel marketing organization, often known as the Immune System Company, that sells a range of nutritional supplements.

It was founded in 1998 by Dave and Bianca Lisonbee, a husband and wife team.

David found these incredible pills known as Transfer Factors,” which were thought to enhance and maintain the body’s immune system.

He persuaded his wife that these pills were exceptional, and she believed him after trying them for herself.

With the assistance of their family and the remortgage of their own house. They began spreading the news about these pills.

Regular people worldwide are now working to spread the message of 4Life and the “Transfer Factors.”

These individuals have the option to work from home and “be their own” boss.

You might have already guessed that the Lisonbees are excellent storytellers.

But hopefully, you’re too smart to fall for the hyped-up content in these 4Life sales videos.

Success Is Rare With 4Life

Success Is Rare In Passive Income

Any multi-level marketing company’s success isn’t simple.

Most MLM representatives lose money in the end.

How Does 4Life Work?

Own Research Health and Wellness Products

4Life produces a wide range of health and wellness items.

However, every month, they can significantly reduce their delivery methods and advertising expenditures by recruiting people to do it for them.

In exchange, these distributors could earn commissions and incentives from the products sold by their team.

4Life Products

Transfer factors Healthy Glucose Levels

There are several goods now available in 4life that fall under the following categories:

  • Transfer Factor
  • Skincare
  • Transform
  • Essential oils
  • Digest4Life
  • Energy drinks
  • ShapeRite
  • Personal care
  • Basic wellness

It’s crucial to understand that there are dozens of companies that provide similar, if not the same, products as in the following:

  • Total Life Changes
  • Zurvita
  • Vemma
  • Usana
  • Anovite
  • CorVive
  • QuiAri
  • Nature’s Sunshine
  • Juice Plus
  • Immunotec
  • Juuva
  • Carelumina

So, what sets 4Life apart from the competition?

4Life Transfer Factor (Flagship Product)

Transfer Factor In Pyramid Scheme

4Life’s primary product is still the Transfer Factor tablets.

These pills are patent-protected and intended to help your immune system battle diseases and disorders.

Among its many advantages, they help with the following:

  • Balances and enhances the immune system
  • Increases by up to 437% the natural killer cell activity

Colostrum is a special substance added to the formula derived from cows feeding their calves.

According to Healthline, however, there are possible drawbacks to this alleged wonder ingredient; hence additional research on human consumption is needed.

It’s also worth noting that the research indicating a 437 percent increase in “natural killer cell” activity should be taken cautiously.

Numerous studies show that most MLM businesses perform their research, and the outcomes of these studies may not be completely transparent and unbiased.

Any health supplement should check what people who have used the products have to say about them:

So far, there have been a lot of positive reviews of Transfer Factor.

And honestly, the negative feedback is mostly about the price than the quality of products.

4Life does not make any strong claims like “cancer prevention,” but I found several people online who did.

Is 4Life FDA Approved?

Is Transfer Factor Approved

4Life’s products are not drugs.

The FDA does not have a formal claim approval process for dietary supplements. However, the corporation must submit a list of claims to the Food and Drug Administration (FDA).

Can You Really Make Money With 4Life MLM?

Is Mlm Companies Profitable

Yes, you certainly can…

However, it’s unlikely you’ll make a lot of money by selling 4Life.

There’s a lot that comes along with Network Marketing that many people struggle with.

Check out our Top 5 Reason Why Most Network Marketers Fail.

Now, don’t get me wrong

You can certainly make money with an MLM, but if you’re going to put in the amount of grueling work to do this business (which, trust me, isn’t easy), you might bring in some REAL money while you’re learning the ropes.

The program that helped skyrocket my online business to over $40,000+ per month is so simple that making money does become second nature.

How To Make Money With 4Life MLM

How To Make Money In MLM Company

You may make money as a 4Life distributor in two ways:

  1. You can earn a commission by selling products.
  2. Encourage friends to join, and you’ll be rewarded.

This is confusing to some, and they argue that 4Life is a pyramid scam.

But because 4Life distributors do not earn directly via recruitment, they can avoid being a scam.

They only collect “bonuses” from the sales made by their downline!

4Life Reviews: How Much Does It Cost To Join 4Life MLM?

MLM Members Lose Money

The Enrollment Kit Costs $25.

The Immune System Support Enrollment Cost

You’ll be pressured to purchase their “registration pack,” which contains several discounted items:

  • The Immune IQ Starter Pack costs $146.
  • For Preferred Customers, the Basic Enrollment Pack is $250.
  • Preferred Customers will receive a $525 Premium Enrollment Pack.

The expenditures, however, do not stop there.

4Life Monthly Cost

Monthly Expenses Pyramid Scheme

Technically, no “monthly payments” are necessary to keep your membership current.

However, to continue active, they have a “monthly sales quota” that they must reach. You’d need to sell 100 PV every month, roughly $120 worth of 4LIfe products.

If you can’t sell that much, you’ll have to buy them yourself.

Many individuals are taken aback by this, and you’ll be urged to put up a standing order or ensure to make monthly purchases to avoid being suspended.

You must budget for the following costs throughout your first year:

  • $25
  • $146- $525
  • $120 x 12

Total cost for one year = $1,611- $1,990

And this is before any marketing, packaging, or further training expenditures.

4Life Compensation Plan

Pyramid Scheme Compensation Plan

MLM companies want to make it appear as if you have several ways to generate money to make it look appealing.

This implies they made their pay structure more difficult to understand than solving a Rubik’s cube blindfolded.

4Life is no exception to this.

So I’ll attempt to keep things as simple as possible.

As a distributor, you may earn money in seven different ways:

  1. Retail Profit (Around 33.3% commission)
  2. Rapid rewards (5-25% commission on the first order from your “preferred customers” up to 3 levels deep)
  3. My4Life Profit (25% commission of orders on your “replica website” from which their cookie uses to track visitors)
  4. Builder bonus ($50-$800 monthly bonus for having multiple “teams of 3”)
  5. Team commission (2-25% commission of your downline sales)
  6. Infinity payout (Payout past your “3rd generation” when you reach Diamond or above rank)
  7. Incentive trips (For certain members with a lot of team sales)

Did the table above make sense to you?

If it didn’t, they’ve done a good job of making it complicated!

Just stick to these two ways to earn: recruit and sell.

If you want to learn more about 4LIfe’s product line and compensation plan, you may check some YouTube videos. Just make sure your browser supports the vids.

Is 4Life A Scam?


So, is 4Life a scam?

Not technically. You can make money with this program, but it’s definitely not as easy as the company makes it sound.

There’s a ton of work to be done upfront, no real guarantee of success, and – most importantly – the actual commissions are pretty small.

Now, there’s nothing wrong with front-loading the work and making the money later.

But if you’re grinding it out for 3 months and then your reward is a $50 commission, it’s not really worth it.

What if, instead, you could do that same 3 months of work (in your spare time), and your reward was a $500 to $2,000 payment that came in every single month?

And what if you actually didn’t need to wait 3 months? What if you could get started today and have your first payment in a week?

And what if you could double it next week?

Well, that’s the power of Digital Leasing

And, unlike an MLM, you can legitimately do this from anywhere. It’s a true lifestyle business.

Your laptop and an internet connection is all you need.

Some of the most successful students in this program run their entire 6-figure businesses from:

  • A camper in the middle of the woods
  • A beach chair on the water in Mexico
  • A small villa in Greece

They’re able to travel around, living their lives first, and focusing on their income second.

Because even if they stop working for an extended period of time, the money keeps coming in.

So adventure, memories, and experience are the top priority.

And they never have to worry about how to pay for the next trip, or consider asking for time off.

If this sounds more like the type of life you want to lead, just click here to find out more about Digital Leasing.

Are There Alternatives To 4Life?

alternatives ggmoney

Yes, there are plenty of other business models to choose from if you want to pursue making money online.  Here are just a few:

What Is My Top Recommendation In Making Money Online In 2024?

Digital Leasing

Our review team has spent months researching, reviewing, and vetting dozens of business models and thousands of programs.

While there may be no “perfect business”, the research IS conclusive:

Digital Leasing is the #1 online business model for those just starting out.

Whether you’ve never made a dollar online, or you’ve been in this space for a while but never really “made it,” Digital Leasing is for you.


1) It’s Flexible: got an hour a day? You can do this. Ready to drop everything else and dive in full time? You can do this. Yes, the more time you put in, the faster you see results. But even with a little time each day, you can move the needle in a Digital Leasing business.

And because this system is so flexible, you don’t have to constantly be working to make more money. It’s called PASSIVE INCOME because if you stop working, the money doesn’t.

Imagine taking 3 months off to just tour around Europe, rent a cabin in the woods to write a book, hike the Appalachian Trail, or live on the beach and surf all day.

This is only possible if you have an income stream that’s not tied to your time.

2) You Own & Control EVERYTHING: With MLMs and Network Marketing, you don’t really own anything. You have no control over the quality of products. You don’t even own your “team”.
Look at the fine print for most of the agreements folks sign when they join one of these companies. At any point, the company can change your commission structure, reduce your profit margins, or kick you out entirely.
With Digital Leasing, you own the assets, which means you have all the power and all the control.

3) Little To No Startup Costs: It’s possible to get into Digital Leasing with zero dollars upfront. Because, using the strategies outlined in this program, you can get a client to pay you BEFORE spending a penny out of your own pocket…even before you do any work.

Even without getting paid in advance, you can have your first Digital Rental Property up, running, and generating profits for less than $100.

4) No Inventory: Alright, so most MLMs don’t make you buy the products and fill your garage with them anymore (unlike the good ol’ days), but you’re still in a physical products business.

And physical products always have physical limitations. Even if you don’t have to manage the inventory, you still have to deal with supply chain shortages that cause major delays.

Imagine finally landing your first customer, and then losing them after one sale because they had to wait 6 weeks to get their order.

With Digital Leasing, a 100% online business, you never even have to think about that risk.

5) Easy To Duplicate: Ok, here’s the best part: once you have your first Digital Rental Property up and running, you can literally DOUBLE your income with a few clicks, a couple keystrokes, and a single phone call (and you don’t actually need the phone call).

Remember: each Digital Rental Property is worth $500 to $2,000 a month in semi-passive income (over 95% profit). Every time you decide to create another one and increase your income, it gets easier.

Because you have more knowledge, more experience, more results, and more momentum.

If you wanted to double your income with an MLM, you’d have to double your customers OR double the average order size of your existing customers. And, guaranteed that’s a lot harder than a few clicks and a few minutes of your life.

6) Make Money Helping Real People: This part is what makes it all worth it. In an MLM, your “upline” might convince you that what you’re selling improves people’s lives, but deep down, you likely know that’s not true.

Most of the time, you’re either selling a dream or a poor-quality, overpriced product with a fancy label.

And that makes it pretty hard to sleep at night.

But with Digital Leasing, you’re actually helping people by solving your clients’ biggest problem:

Small, local businesses need more customers, and with Digital Leasing, you are unleashing a flood of happy, paying customers for these businesses.

You make money by helping them make money.

Not a big, faceless corporation either…a small business owner who’s using that money to put food on the table for their family, start a college fund for their kids, or take care of a sick parent.

Once you see how Digital Leasing makes a real impact in the lives of real people, you’ll sleep like a baby with a big smile on your face.

Now, the choice is yours.

You could continue browsing, looking at opportunities like 4Life which could one day make you money.

You could continue researching, never making a decision.

OR, you could take a look inside, consider what you really want, and join a program that makes your dreams a reality. At the same time, joining a community of over 2,000 successful students that are living life on their own terms thanks to Digital Leasing.

A consistent, reliable, semi-passive stream of income that doesn’t depend on you or your time to keep producing profits.

All while genuinely helping real people who are grateful and happy to pay for it.

If this sounds more like what you want out of life (or if you just want some nice side income), click here to learn more about Digital Leasing.

Brittney Here!

I get to travel the world and live life without financial worry thanks to the system below!